UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                     FORM 15

CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.


                       Commission File Number 333-14041-2

TRUST CREATED BY BLOCK  MORTGAGE  FINANCE,  INC.  (under a Pooling and Servicing
Agreement dated as of July 1, 1997,  which Trust is the Issuer of Block Mortgage
Finance Asset Backed  Certificates,  Series 1997-2)
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           (Exact name of the registrant as specified in its charter)


                   Banker's Trust Company of California, N.A.
                            3 Park Plaza, 16th Floor
                            Irvine, California 62614
                                 (714) 253-7575


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                  (Address, including zip code, and telephone)

        Block Mortgage Finance Asset Backed Certificates, Series 1997-2
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           (Title of each class of securities covered by this Form)


                                      none
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             (Titles of all other classes of securities for which a
           duty to file reports under Section 13(a) or 15(d) remains)

      Please  place  an X in the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

            Rule 12g-4(a)(l)(i)     ____         Rule 12h-3(b)(l)(i)     ____
            Rule 12g-4(a)(l)(ii)    ____         Rule 12h-3(b)(l)(ii)    ____
            Rule 12g-4(a)(2)(i)     ____         Rule 12h-3(b)(2)(i)     ____
            Rule 12g-4(a)(2)(ii)    ____         Rule 12h-3(b)(2)(ii)    ____
                                                 Rule 15d-6              _X__

      Approximate  number of holders of record as of the certification or notice
date: less than 20

      Pursuant to the requirements of the Securities  Exchange Act of 1934 (Name
of registrant as specified in charter) has caused this  certification/notice  to
be signed on its behalf by the undersigned duly authorized person.

                             BLOCK  FINANCIAL CORPORATION, not in its individual
                             capacity,  But solely as  a duly  authorized  agent
                             of the Registrant  pursuant to  Section 8.17 of the
                             Pooling and Servicing Agreement, dated July 1, 1997


Date: January 30, 1998        By: /s/ Bret Wilson
                                  -----------------------------------------
                                  Bret Wilson
                                  Vice President

Instruction:  This  form is  required  by Rules  12g-4,  12h-3  and 15d-6 of the
General Rules and  Regulations  under the  Securities  Exchange Act of 1934. The
registrant  shall file with the Commission three copies of Form 15, one of which
shall be manually signed.  It may be signed by an officer of the registrant,  by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.