NET INCOME PER COMMON SHARE (Tables)

9 Months Ended

Sep. 30, 2013

Schedule of Earnings Per Share Reconciliation

The following table presents a reconciliation of the net income and shares used in calculating basic and diluted earnings per share for the quarters and nine months ended September 30, 2013 and 2012.

	For the Quarter Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
	(dollars in thousands)
Net income (loss)	$	192,458	$	224,758	$	2,700,949	$	1,035,405
Less: Preferred stock dividends		17,992		9,367		53,976		19,813
Net income (loss) available to common    shareholders,  prior to adjustment for    dilutive potential common  shares, if    necessary		174,466		215,391		2,646,973		1,015,592
Add: Interest on Convertible Senior Notes, if    dilutive		1,075		3,193		31,351		23,850
Net income (loss) available to common    shareholders, as adjusted	$	175,541	$	218,584	$	2,678,324	$	1,039,442
Weighted average shares of common stock    outstanding- basic		947,303,205		974,729,078		947,321,691		973,674,586
Add:  Effect of dilutive stock options and    Convertible Senior Notes, if dilutive		8,387,266		22,278,751		47,997,979		61,690,665
Weighted average shares of common stock    outstanding- diluted		955,690,471		997,007,829		995,319,670		1,035,365,251
Net income (loss) per share available (related)    to common share:
Basic	$	0.18	$	0.22	$	2.79	$	1.04
Diluted	$	0.18	$	0.22	$	2.69	$	1.00