June 30,

December 31,

(Dollars in thousands)

2024

2023

Commercial unused lines of credit

$

1,504,628

$

1,557,429

Unused lines of credit secured by 1–4 family residential properties

77,957

74,120

Credit card unused lines of credit

157,426

142,096

Other consumer unused lines of credit

40,822

50,063

Commitments to make loans

255,382

270,403

Standby letters of credit

19,937

19,393

$

2,056,152

$

2,113,504