XML 57 R48.htm IDEA: XBRL DOCUMENT v3.23.3
Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Balance $ 44,721,000 $ 35,974,000 $ 42,246,000 $ 35,363,000
Financing Receivable, Credit Loss, Expense (Reversal) 3,300,000 2,900,000 5,900,000 3,500,000
Charge-offs (243,000) 0 (810,000) (219,000)
Recoveries 230,000 246,000 672,000 876,000
Balance 48,008,000 39,120,000 48,008,000 39,120,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (400,000)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]        
Balance 6,472,000 8,608,000 10,203,000 10,782,000
Financing Receivable, Credit Loss, Expense (Reversal) 2,500,000 1,110,000 (1,123,000) 518,000
Charge-offs 0 0 (218,000) (170,000)
Recoveries 26,000 22,000 136,000 181,000
Balance 8,998,000 9,740,000 8,998,000 9,740,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (1,571,000)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]        
Balance 304,000 446,000 490,000 420,000
Financing Receivable, Credit Loss, Expense (Reversal) 31,000 21,000 (167,000) 117,000
Charge-offs 0 0 0 (29,000)
Recoveries 22,000 1,000 34,000 3,000
Balance 357,000 468,000 357,000 468,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (43,000)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]        
Balance 5,838,000 5,578,000 5,914,000 6,045,000
Financing Receivable, Credit Loss, Expense (Reversal) 627,000 372,000 495,000 407,000
Charge-offs (40,000) 0 (54,000) 0
Recoveries 9,000 22,000 79,000 80,000
Balance 6,434,000 5,972,000 6,434,000 5,972,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (560,000)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]        
Balance 8,689,000 9,249,000 9,242,000 12,990,000
Financing Receivable, Credit Loss, Expense (Reversal) 564,000 (206,000) 11,000 (1,413,000)
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 9,253,000 9,043,000 9,253,000 9,043,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (2,534,000)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]        
Balance 3,700,000 1,639,000 2,191,000 2,006,000
Financing Receivable, Credit Loss, Expense (Reversal) (1,071,000) 77,000 426,000 317,000
Charge-offs 0 0 0 0
Recoveries 6,000 23,000 18,000 37,000
Balance 2,635,000 1,739,000 2,635,000 1,739,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (621,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]        
Balance 19,498,000 10,267,000 14,027,000 2,449,000
Financing Receivable, Credit Loss, Expense (Reversal) 726,000 1,530,000 6,317,000 3,587,000
Charge-offs (201,000) 0 (513,000) (2,000)
Recoveries 161,000 154,000 353,000 522,000
Balance 20,184,000 11,951,000 20,184,000 11,951,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       5,395,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]        
Balance 199,000 165,000 160,000 626,000
Financing Receivable, Credit Loss, Expense (Reversal) (56,000) (13,000) (40,000) (74,000)
Charge-offs (2,000) 0 (25,000) (18,000)
Recoveries 6,000 24,000 52,000 53,000
Balance 147,000 176,000 147,000 176,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (411,000)
Unallocated Financing Receivables [Member]        
Balance 21,000 22,000 19,000 45,000
Financing Receivable, Credit Loss, Expense (Reversal) (21,000) 9,000 (19,000) 41,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Balance $ 0 $ 31,000 $ 0 31,000
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       $ (55,000)