XML 56 R47.htm IDEA: XBRL DOCUMENT v3.23.2
Note 3 - Loans and Allowance for Credit Losses - Activity in Allowance for Loan Losses and the Recorded Investments in Loans (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Balance $ 42,877,000 $ 35,153,000 $ 42,246,000 $ 35,363,000
Financing Receivable, Credit Loss, Expense (Reversal) 2,000,000 500,000 2,600,000 600,000
Charge-offs (461,000) (15,000) (567,000) (220,000)
Recoveries 305,000 336,000 442,000 631,000
Balance 44,721,000 35,974,000 44,721,000 35,974,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (400,000)
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]        
Balance 10,181,000 8,413,000 10,203,000 10,782,000
Financing Receivable, Credit Loss, Expense (Reversal) (3,616,000) 150,000 (3,623,000) (592,000)
Charge-offs (182,000) 0 (218,000) (171,000)
Recoveries 89,000 45,000 110,000 160,000
Balance 6,472,000 8,608,000 6,472,000 8,608,000
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (1,571,000)
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member]        
Balance 510,000 455,000 490,000 420,000
Financing Receivable, Credit Loss, Expense (Reversal) (217,000) (10,000) (198,000) 96,000
Charge-offs 0 0 0 (29,000)
Recoveries 11,000 1,000 12,000 2,000
Balance 304,000 446,000 304,000 446,000
Commercial Portfolio Segment [Member] | Vacant Land and Land Development and Residential Construction Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (43,000)
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member]        
Balance 5,711,000 5,803,000 5,914,000 6,045,000
Financing Receivable, Credit Loss, Expense (Reversal) 105,000 (251,000) (132,000) 35,000
Charge-offs 0 0 (14,000) 0
Recoveries 22,000 26,000 70,000 58,000
Balance 5,838,000 5,578,000 5,838,000 5,578,000
Commercial Portfolio Segment [Member] | Real Estate Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (560,000)
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member]        
Balance 9,168,000 9,932,000 9,242,000 12,990,000
Financing Receivable, Credit Loss, Expense (Reversal) (479,000) (683,000) (553,000) (1,207,000)
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Balance 8,689,000 9,249,000 8,689,000 9,249,000
Commercial Portfolio Segment [Member] | Real Estate Non Owner Occupied Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (2,534,000)
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member]        
Balance 2,427,000 1,666,000 2,191,000 2,006,000
Financing Receivable, Credit Loss, Expense (Reversal) 1,268,000 (33,000) 1,497,000 240,000
Charge-offs 0 0 0 0
Recoveries 5,000 6,000 12,000 14,000
Balance 3,700,000 1,639,000 3,700,000 1,639,000
Commercial Portfolio Segment [Member] | Real Estate Multi Family and Residential Rental Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (621,000)
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member]        
Balance 14,648,000 8,562,000 14,027,000 2,449,000
Financing Receivable, Credit Loss, Expense (Reversal) 4,973,000 1,464,000 5,591,000 2,057,000
Charge-offs (270,000) 0 (312,000) (2,000)
Recoveries 147,000 241,000 192,000 368,000
Balance 19,498,000 10,267,000 19,498,000 10,267,000
Retail Portfolio Segment [Member] | One to Four Family Mortgages [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       5,395,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member]        
Balance 156,000 191,000 160,000 626,000
Financing Receivable, Credit Loss, Expense (Reversal) 21,000 (28,000) 16,000 (61,000)
Charge-offs (9,000) (15,000) (23,000) (18,000)
Recoveries 31,000 17,000 46,000 29,000
Balance 199,000 165,000 199,000 165,000
Retail Portfolio Segment [Member] | Other Consumer Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       (411,000)
Unallocated Financing Receivables [Member]        
Balance 76,000 131,000 19,000 45,000
Financing Receivable, Credit Loss, Expense (Reversal) (55,000) (109,000) 2,000 32,000
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Balance $ 21,000 $ 22,000 $ 21,000 22,000
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Balance       $ (55,000)