Note 5 - Deposits

9 Months Ended

Sep. 30, 2022

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.    DEPOSITS

Our total deposits at September 30, 2022 totaled $3.85 billion, a decrease of $237 million, or 5.8%, from December 31, 2021. The components of our outstanding balances at September 30, 2022 and December 31, 2021, and percentage change in deposits from the end of 2021 to the end of the third quarter of 2022, are as follows:

	September 30, 2022					December 31, 2021					Percent Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing demand	$	1,716,904,000		44.6	%	$	1,677,952,000		41.1	%		2.3	%
Interest-bearing checking		529,297,000		13.8			538,838,000		13.2			(1.8	)
Money market		808,734,000		21.0			1,040,176,000		25.5			(22.3	)
Savings		412,491,000		10.7			394,330,000		9.7			4.6
Time, under $100,000		114,751,000		3.0			132,776,000		3.2			(13.6	)
Time, $100,000 and over		263,908,000		6.9			275,208,000		6.7			(4.1	)
Total local deposits		3,846,085,000		100.0			4,059,280,000		99.4			(5.3	)
Out-of-area time, $100,000 and over		0		0.0			23,913,000		0.6		NA
Total deposits	$	3,846,085,000		100.0	%	$	4,083,193,000		100.0	%		(5.8	%)

Total time deposits of more than $250,000 totaled $187 million and $207 million at September 30, 2022 and December 31, 2021, respectively.