Note 5 - Deposits

3 Months Ended

Mar. 31, 2022

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5. DEPOSITS

Our total deposits at March 31, 2022 totaled $3.98 billion, a decrease of $107 million, or 2.6%, from December 31, 2021. The components of our outstanding balances at March 31, 2022 and December 31, 2021, and percentage change in deposits from the end of 2021 to the end of the first quarter of 2022, are as follows:

											Percent
	March 31, 2022					December 31, 2021					Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing checking	$	1,686,203,000		42.4	%	$	1,677,952,000		41.1	%		0.5	%
Interest-bearing checking		544,221,000		13.7			538,838,000		13.2			1.0
Money market		943,246,000		23.7			1,040,176,000		25.5			(9.3	)
Savings		406,545,000		10.2			394,330,000		9.7			3.1
Time, under $100,000		127,755,000		3.2			132,776,000		3.2			(3.8	)
Time, $100,000 and over		252,088,000		6.4			275,208,000		6.7			(8.4	)
Total local deposits		3,960,058,000		99.6			4,059,280,000		99.4			(2.4	)
Out-of-area time, $100,000 and over		16,193,000		0.4			23,913,000		0.6			(32.3	)
Total deposits	$	3,976,251,000		100.0	%	$	4,083,193,000		100.0	%		(2.6	%)

Time deposits of more than $250,000 totaled $181 million and $207 million at March 31, 2022 and December 31, 2021, respectively.