Note 5 - Deposits

9 Months Ended

Sep. 30, 2021

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.    DEPOSITS

Our total deposits at September 30, 2021 totaled $3.87 billion, an increase of $457 million, or 13.4%, from December 31, 2020. The components of our outstanding balances at September 30, 2021 and December 31, 2020, and percentage change in deposits from the end of 2020 to the end of the third quarter of 2021, are as follows:

	September 30, 2021					December 31, 2020					Percent Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing demand	$	1,647,380,000		42.6	%	$	1,433,403,000		42.0	%		14.9	%
Interest-bearing checking		535,983,000		13.9			473,053,000		13.9			13.3
Money market		854,763,000		22.1			611,912,000		17.9			39.7
Savings		392,298,000		10.1			338,070,000		9.9			16.0
Time, under $100,000		139,031,000		3.6			165,548,000		4.9			(16.0	)
Time, $100,000 and over		275,623,000		7.1			342,633,000		10.0			(19.6	)
Total local deposits		3,845,078,000		99.4			3,364,619,000		98.6			14.3
Out-of-area time, $100,000 and over		23,913,000		0.6			46,934,000		1.4			(49.0	)
Total deposits	$	3,868,991,000		100.0	%	$	3,411,553,000		100.0	%		13.4	%

Total time deposits of more than $250,000 totaled $202 million and $272 million at September 30, 2021 and December 31, 2020, respectively.