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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Interest income      
Loans, including fees $ 137,399,000 $ 145,816,000 $ 131,763,000
Securities, taxable 7,740,000 7,919,000 6,736,000
Securities, tax-exempt 2,298,000 2,231,000 2,239,000
Other interest-earning assets 876,000 2,371,000 1,243,000
Total interest income 148,313,000 158,337,000 141,981,000
Interest expense      
Deposits 14,984,000 21,264,000 13,869,000
Short-term borrowings 173,000 295,000 273,000
Federal Home Loan Bank advances 8,571,000 8,977,000 4,647,000
Subordinated debentures and other borrowings 2,339,000 3,267,000 3,110,000
Total interest expense 26,067,000 33,803,000 21,899,000
Net interest income 122,246,000 124,534,000 120,082,000
Provision for loan losses 14,050,000 1,750,000 1,100,000
Net interest income after provision for loan losses 108,196,000 122,784,000 118,982,000
Noninterest income:      
Mortgage banking activities 29,346,000 8,485,000 4,109,000
Payroll processing 1,745,000 1,626,000 1,462,000
Earnings on bank owned life insurance 1,214,000 3,886,000 1,287,000
Interest rate swap program fees 932,000 0 0
Letter of credit fees 268,000 278,000 245,000
Other income 1,116,000 2,172,000 2,195,000
Total noninterest income 45,172,000 26,956,000 19,010,000
Noninterest expense      
Salaries and benefits 59,799,000 53,833,000 50,910,000
Occupancy 7,950,000 7,061,000 6,711,000
Furniture and equipment rent, depreciation and maintenance 3,350,000 2,583,000 2,470,000
Data processing 10,440,000 9,235,000 8,557,000
Advertising 1,292,000 1,446,000 1,648,000
FDIC insurance costs 1,138,000 225,000 930,000
Other expense 14,551,000 14,897,000 14,944,000
Total noninterest expenses 98,520,000 89,280,000 86,170,000
Income before federal income tax expense 54,848,000 60,460,000 51,822,000
Federal income tax expense 10,710,000 11,004,000 9,798,000
Net income $ 44,138,000 $ 49,456,000 $ 42,024,000
Earnings per common share:      
Basic (in dollars per share) $ 2.71 $ 3.01 $ 2.53
Diluted (in dollars per share) $ 2.71 $ 3.01 $ 2.53
Deposit Account [Member]      
Noninterest income:      
Service charges on deposit and sweep accounts $ 4,578,000 $ 4,584,000 $ 4,358,000
Credit and Debit Card [Member]      
Noninterest income:      
Service charges on deposit and sweep accounts $ 5,973,000 $ 5,925,000 $ 5,354,000