Note 4 - Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	December 31, 2019					December 31, 2018					Percent Increase
	Balance		%			Balance		%			(Decrease)
Originated Loans
Commercial:
Commercial and industrial	$	799,421,000		30.6	%	$	768,698,000		31.3	%		4.0	%
Vacant land, land development, and residential construction		52,097,000		2.0			39,950,000		1.6			30.4
Real estate – owner occupied		542,561,000		20.8			500,188,000		20.4			8.5
Real estate – non-owner occupied		776,994,000		29.7			745,127,000		30.4			4.3
Real estate – multi-family and residential rental		100,344,000		3.8			98,035,000		4.0			2.4
Total commercial		2,271,417,000		86.9			2,151,998,000		87.7			5.5
Retail:
Home equity and other		61,060,000		2.3			65,023,000		2.7			(6.1	)
1-4 family mortgages		282,248,000		10.8			235,425,000		9.6			19.9
Total retail		343,308,000		13.1			300,448,000		12.3			14.3
Total originated loans	$	2,614,725,000		100.0	%	$	2,452,446,000		100.0	%		6.6	%

	December 31, 2019					December 31, 2018					Percent Increase
	Balance		%			Balance		%			(Decrease)
Acquired Loans
Commercial:
Commercial and industrial	$	47,130,000		19.4	%	$	54,025,000		18.0	%		(12.8	%)
Vacant land, land development, and residential construction		4,022,000		1.7			4,935,000		1.6			(18.5	)
Real estate – owner occupied		36,442,000		15.1			48,431,000		16.1			(24.8	)
Real estate – non-owner occupied		58,352,000		24.1			71,155,000		23.7			(18.0	)
Real estate – multi-family and residential rental		24,181,000		10.0			29,562,000		9.8			(18.2	)
Total commercial		170,127,000		70.3			208,108,000		69.2			(18.3	)
Retail:
Home equity and other		14,314,000		5.9			20,416,000		6.8			(29.9	)
1-4 family mortgages		57,501,000		23.8			72,115,000		24.0			(20.3	)
Total retail		71,815,000		29.7			92,531,000		30.8			(22.4	)
Total acquired loans	$	241,942,000		100.0	%	$	300,639,000		100.0	%		(19.5	%)

	December 31, 2019					December 31, 2018					Percent Increase
	Balance		%			Balance		%			(Decrease)
Total Loans
Commercial:
Commercial and industrial	$	846,551,000		29.6	%	$	822,723,000		29.9	%		2.9	%
Vacant land, land development, and residential construction		56,119,000		2.0			44,885,000		1.6			25.0
Real estate – owner occupied		579,003,000		20.3			548,619,000		19.9			5.5
Real estate – non-owner occupied		835,346,000		29.2			816,282,000		29.7			2.3
Real estate – multi-family and residential rental		124,525,000		4.4			127,597,000		4.6			(2.4	)
Total commercial		2,441,544,000		85.5			2,360,106,000		85.7			3.5
Retail:
Home equity and other		75,374,000		2.6			85,439,000		3.1			(11.8	)
1-4 family mortgages		339,749,000		11.9			307,540,000		11.2			10.5
Total retail		415,123,000		14.5			392,979,000		14.3			5.6
Total loans	$	2,856,667,000		100.0	%	$	2,753,085,000		100.0	%		3.8	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

	2019
Balance at December 31, 2018	$	1,274,000
Additions		9,000
Accretion income		(407,000	)
Net reclassification from nonaccretable to accretable		488,000
Reductions (1)		(88,000	)
Balance at December 31, 2019	$	1,276,000

	2018
Balance at December 31, 2017	$	1,404,000
Additions		0
Accretion income		(490,000	)
Net reclassification from nonaccretable to accretable		437,000
Reductions (1)		(77,000	)
Balance at December 31, 2018	$	1,274,000

Concentrations Within Loan Portfolio [Table Text Block]

	2019					2018
			Percentage of					Percentage of
	Balance		Loan Portfolio			Balance		Loan Portfolio
Commercial real estate loans to lessors of non-residential buildings	$	580,708,000		20.3	%	$	568,134,000		20.6	%

Financing Receivable, Nonaccrual [Table Text Block]

	2019		2018
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		677,000		803,000
Total nonperforming loans	$	677,000	$	803,000

	2019		2018
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		1,607,000		3,338,000
Total nonperforming loans	$	1,607,000	$	3,338,000

	December 31, 2019		December 31, 2018
Commercial:
Commercial and industrial	$	0	$	17,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		134,000		950,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		2,000		141,000
Total commercial		136,000		1,108,000
Retail:
Home equity and other		255,000		454,000
1-4 family mortgages		1,893,000		2,579,000
Total retail		2,148,000		3,033,000
Total nonperforming loans	$	2,284,000	$	4,141,000

Financing Receivable, Past Due [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated Loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	799,421,000	$	799,421,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		52,097,000		52,097,000		0
Real estate – owner occupied		0		0		134,000		134,000		542,427,000		542,561,000		0
Real estate – non-owner occupied		0		0		0		0		776,994,000		776,994,000		0
Real estate – multi-family and residential rental		0		0		0		0		100,344,000		100,344,000		0
Total commercial		0		0		134,000		134,000		2,271,283,000		2,271,417,000		0
Retail:
Home equity and other		107,000		50,000		0		157,000		60,903,000		61,060,000		0
1- 4 family mortgages		61,000		0		130,000		191,000		282,057,000		282,248,000		0
Total retail		168,000		50,000		130,000		348,000		342,960,000		343,308,000		0
Total past due loans	$	168,000	$	50,000	$	264,000	$	482,000	$	2,614,243,000	$	2,614,725,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	47,130,000	$	47,130,000	$	0
Vacant land, land development, and residential construction		191,000		0		0		191,000		3,831,000		4,022,000		0
Real estate – owner occupied		0		0		0		0		36,442,000		36,442,000		0
Real estate – non-owner occupied		0		0		0		0		58,352,000		58,352,000		0
Real estate – multi-family and residential rental		0		0		0		0		24,181,000		24,181,000		0
Total commercial		191,000		0		0		191,000		169,936,000		170,127,000		0
Retail:
Home equity and other		64,000		15,000		20,000		99,000		14,215,000		14,314,000		0
1- 4 family mortgages		684,000		29,000		399,000		1,112,000		56,389,000		57,501,000		0
Total retail		748,000		44,000		419,000		1,211,000		70,604,000		71,815,000		0
Total past due loans	$	939,000	$	44,000	$	419,000	$	1,402,000	$	240,540,000	$	241,942,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated Loans
Commercial:
Commercial and industrial	$	186,000	$	0	$	0	$	186,000	$	768,512,000	$	768,698,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		39,950,000		39,950,000		0
Real estate – owner occupied		0		0		0		0		500,188,000		500,188,000		0
Real estate – non-owner occupied		0		0		0		0		745,127,000		745,127,000		0
Real estate – multi-family and residential rental		0		0		0		0		98,035,000		98,035,000		0
Total commercial		186,000		0		0		186,000		2,151,812,000		2,151,998,000		0
Retail:
Home equity and other		44,000		0		0		44,000		64,979,000		65,023,000		0
1- 4 family mortgages		291,000		0		137,000		428,000		234,997,000		235,425,000		0
Total retail		335,000		0		137,000		472,000		299,976,000		300,448,000		0
Total past due loans	$	521,000	$	0	$	137,000	$	658,000	$	2,451,788,000	$	2,452,446,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	8,000	$	0	$	0	$	8,000	$	54,017,000	$	54,025,000	$	0
Vacant land, land development, and residential construction		19,000		0		0		19,000		4,916,000		4,935,000		0
Real estate – owner occupied		108,000		950,000		0		1,058,000		47,373,000		48,431,000		0
Real estate – non-owner occupied		62,000		0		0		62,000		71,093,000		71,155,000		0
Real estate – multi-family and residential rental		0		0		0		0		29,562,000		29,562,000		0
Total commercial		197,000		950,000		0		1,147,000		206,961,000		208,108,000		0
Retail:
Home equity and other		167,000		31,000		0		198,000		20,218,000		20,416,000		0
1- 4 family mortgages		821,000		347,000		612,000		1,780,000		70,335,000		72,115,000		0
Total retail		988,000		378,000		612,000		1,978,000		90,553,000		92,531,000		0
Total past due loans	$	1,185,000	$	1,328,000	$	612,000	$	3,125,000	$	297,514,000	$	300,639,000	$	0

Impaired Financing Receivables [Table Text Block]

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	7,826,000	$	7,826,000		$	11,259,000
Vacant land, land development and residential construction		85,000		85,000			89,000
Real estate – owner occupied		655,000		607,000			893,000
Real estate – non-owner occupied		0		0			0
Real estate – multi-family and residential rental		0		0			25,000
Total commercial		8,566,000		8,518,000			12,266,000
Retail:
Home equity and other		708,000		691,000			682,000
1-4 family mortgages		1,117,000		514,000			385,000
Total retail		1,825,000		1,205,000			1,067,000
Total with no related allowance recorded	$	10,391,000	$	9,723,000		$	13,333,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	332,000	$	332,000	$	172,000	$	5,567,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		978,000		978,000		978,000		1,573,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		53,000
Total commercial		1,310,000		1,310,000		1,150,000		7,193,000
Retail:
Home equity and other		347,000		332,000		247,000		383,000
1-4 family mortgages		0		0		0		267,000
Total retail		347,000		332,000		247,000		650,000
Total with an allowance recorded	$	1,657,000	$	1,642,000	$	1,397,000	$	7,843,000
Total impaired loans:
Commercial	$	9,876,000	$	9,828,000	$	1,150,000	$	19,459,000
Retail		2,172,000		1,537,000		247,000		1,717,000
Total impaired originated loans	$	12,048,000	$	11,365,000	$	1,397,000	$	21,176,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	303,000	$	303,000		$	351,000
Vacant land, land development and residential construction		0		0			0
Real estate – owner occupied		60,000		60,000			627,000
Real estate – non-owner occupied		178,000		178,000			131,000
Real estate – multi-family and residential rental		29,000		9,000			19,000
Total commercial		570,000		550,000			1,128,000
Retail:
Home equity and other		571,000		518,000			521,000
1-4 family mortgages		2,155,000		1,454,000			1,693,000
Total retail		2,726,000		1,972,000			2,214,000
Total with no related allowance recorded	$	3,296,000	$	2,522,000		$	3,342,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	128,000	$	126,000	$	30,000	$	142,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		100,000		100,000		4,000		99,000
Real estate – non-owner occupied		0		0		0		80,000
Real estate – multi-family and residential rental		0		0		0		1,000
Total commercial		228,000		226,000		34,000		322,000
Retail:
Home equity and other		155,000		153,000		109,000		275,000
1-4 family mortgages		358,000		356,000		83,000		393,000
Total retail		513,000		509,000		192,000		668,000
Total with an allowance recorded	$	741,000	$	735,000	$	226,000	$	990,000
Total impaired loans:
Commercial	$	798,000	$	776,000	$	34,000	$	1,450,000
Retail		3,239,000		2,481,000		192,000		2,882,000
Total impaired acquired loans	$	4,037,000	$	3,257,000	$	226,000	$	4,332,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	8,604,000	$	8,604,000		$	2,096,000
Vacant land, land development and residential construction		94,000		94,000			65,000
Real estate – owner occupied		632,000		632,000			1,145,000
Real estate – non-owner occupied		0		0			0
Real estate – multi-family and residential rental		0		0			187,000
Total commercial		9,330,000		9,330,000			3,493,000
Retail:
Home equity and other		607,000		586,000			691,000
1-4 family mortgages		1,053,000		390,000			414,000
Total retail		1,660,000		976,000			1,105,000
Total with no related allowance recorded	$	10,990,000	$	10,306,000		$	4,598,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	5,011,000	$	5,011,000	$	83,000	$	3,455,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		2,658,000		2,658,000		363,000		2,072,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		140,000		135,000		5,000		112,000
Total commercial		7,809,000		7,804,000		451,000		5,639,000
Retail:
Home equity and other		442,000		431,000		193,000		600,000
1-4 family mortgages		409,000		341,000		44,000		299,000
Total retail		851,000		772,000		237,000		899,000
Total with an allowance recorded	$	8,660,000	$	8,576,000	$	688,000	$	6,538,000
Total impaired loans:
Commercial	$	17,139,000	$	17,134,000	$	451,000	$	9,132,000
Retail		2,511,000		1,748,000		237,000		2,004,000
Total impaired originated loans	$	19,650,000	$	18,882,000	$	688,000	$	11,136,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Year-To- Date Average Recorded Principal Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	398,000	$	398,000		$	690,000
Vacant land, land development and residential construction		0		0			0
Real estate – owner occupied		1,193,000		1,193,000			749,000
Real estate – non-owner occupied		0		0			182,000
Real estate – multi-family and residential rental		45,000		26,000			73,000
Total commercial		1,636,000		1,617,000			1,694,000
Retail:
Home equity and other		388,000		361,000			615,000
1-4 family mortgages		2,494,000		1,849,000			2,031,000
Total retail		2,882,000		2,210,000			2,646,000
Total with no related allowance recorded	$	4,518,000	$	3,827,000		$	4,340,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	175,000	$	166,000	$	43,000	$	33,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		147,000		147,000		0		349,000
Real estate – non-owner occupied		210,000		210,000		0		42,000
Real estate – multi-family and residential rental		3,000		3,000		0		1,000
Total commercial		535,000		526,000		43,000		425,000
Retail:
Home equity and other		462,000		440,000		178,000		95,000
1-4 family mortgages		418,000		371,000		89,000		74,000
Total retail		880,000		811,000		267,000		169,000
Total with an allowance recorded	$	1,415,000	$	1,337,000	$	310,000	$	594,000
Total impaired loans:
Commercial	$	2,171,000	$	2,143,000	$	43,000	$	2,119,000
Retail		3,762,000		3,021,000		267,000		2,815,000
Total impaired acquired loans	$	5,933,000	$	5,164,000	$	310,000	$	4,934,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	491,385,000	$	25,037,000	$	333,051,000	$	515,914,000	$	69,474,000
Grades 5 – 7		293,678,000		26,975,000		203,318,000		261,080,000		30,727,000
Grades 8 – 9		14,358,000		85,000		6,192,000		0		143,000
Total commercial	$	799,421,000	$	52,097,000	$	542,561,000	$	776,994,000	$	100,344,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	30,535,000	$	1,028,000	$	18,620,000	$	47,173,000	$	15,678,000
Grades 5 – 7		16,146,000		2,741,000		17,662,000		11,044,000		8,476,000
Grades 8 – 9		449,000		253,000		160,000		135,000		27,000
Total commercial	$	47,130,000	$	4,022,000	$	36,442,000	$	58,352,000	$	24,181,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	508,611,000	$	28,170,000	$	325,459,000	$	526,445,000	$	75,051,000
Grades 5 – 7		238,942,000		11,686,000		163,455,000		218,682,000		22,798,000
Grades 8 – 9		21,145,000		94,000		11,274,000		0		186,000
Total commercial	$	768,698,000	$	39,950,000	$	500,188,000	$	745,127,000	$	98,035,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	34,678,000	$	1,246,000	$	21,595,000	$	54,401,000	$	16,050,000
Grades 5 – 7		19,122,000		3,431,000		25,485,000		16,687,000		13,460,000
Grades 8 – 9		225,000		258,000		1,351,000		67,000		52,000
Total commercial	$	54,025,000	$	4,935,000	$	48,431,000	$	71,155,000	$	29,562,000

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	19,442,000		$	2,068,000		$	44,000	$	21,554,000
Provision for loan losses		1,521,000			320,000			26,000		1,867,000
Charge-offs		(455,000	)		(428,000	)		0		(883,000	)
Recoveries		326,000			302,000			0		628,000
Ending balance	$	20,834,000		$	2,262,000		$	70,000	$	23,166,000
Ending balance: individually evaluated for impairment	$	1,150,000		$	247,000		$	0	$	1,397,000
Ending balance: collectively evaluated for impairment	$	19,684,000		$	2,015,000		$	70,000	$	21,769,000
Total loans:
Ending balance	$	2,271,417,000		$	343,308,000				$	2,614,725,000
Ending balance: individually evaluated for impairment	$	9,828,000		$	1,537,000				$	11,365,000
Ending balance: collectively evaluated for impairment	$	2,261,589,000		$	341,771,000				$	2,603,360,000

	Commercial Loans		Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	177,000	$	649,000		$	0	$	826,000
Provision for loan losses		57,000		(174,000	)		0		(117,000	)
Charge-offs		0		0			0		0
Recoveries		2,000		12,000			0		14,000
Ending balance	$	236,000	$	487,000		$	0	$	723,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Provision for loan losses		826,000			(377,000	)		(49,000	)		400,000
Charge-offs		(428,000	)		(761,000	)		0			(1,189,000	)
Recoveries		2,588,000			622,000			0			3,210,000
Ending balance	$	19,442,000		$	2,068,000		$	44,000		$	21,554,000
Ending balance: individually evaluated for impairment	$	451,000		$	237,000		$	0		$	688,000
Ending balance: collectively evaluated for impairment	$	18,991,000		$	1,831,000		$	44,000		$	20,866,000
Total loans:
Ending balance	$	2,151,998,000		$	300,448,000					$	2,452,446,000
Ending balance: individually evaluated for impairment	$	17,134,000		$	1,748,000					$	18,882,000
Ending balance: collectively evaluated for impairment	$	2,134,864,000		$	298,700,000					$	2,433,564,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	291,000		$	77,000		$	0	$	368,000
Provision for loan losses		132,000			568,000			0		700,000
Charge-offs		(246,000	)		(15,000	)		0		(261,000	)
Recoveries		0			19,000			0		19,000
Ending balance	$	177,000		$	649,000		$	0	$	826,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Provision for loan losses		1,148,000			1,360,000			133,000			2,641,000
Charge-offs		(2,292,000	)		(891,000	)		0			(3,183,000	)
Recoveries		1,574,000			233,000			0			1,807,000
Ending balance	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Ending balance: individually evaluated for impairment	$	1,202,000		$	665,000		$	0		$	1,867,000
Ending balance: collectively evaluated for impairment	$	15,254,000		$	1,919,000		$	93,000		$	17,266,000
Total loans:
Ending balance	$	1,934,228,000		$	235,729,000					$	2,169,957,000
Ending balance: individually evaluated for impairment	$	6,394,000		$	2,393,000					$	8,787,000
Ending balance: collectively evaluated for impairment	$	1,927,834,000		$	233,336,000					$	2,161,170,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	75,000		$	18,000		$	0	$	93,000
Provision for loan losses		210,000			99,000			0		309,000
Charge-offs		(12,000	)		(40,000	)		0		(52,000	)
Recoveries		18,000			0			0		18,000
Ending balance	$	291,000		$	77,000		$	0	$	368,000

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated Loans
Commercial:
Commercial and industrial		5	$	435,000	$	435,000
Vacant land, land development and residential construction		1		87,000		87,000
Real estate – owner occupied		1		1,567,000		1,567,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		7		2,089,000		2,089,000
Retail:
Home equity and other		4		51,000		51,000
1-4 family mortgages		0		0		0
Total retail		4		51,000		51,000
Total		11	$	2,140,000	$	2,140,000
Acquired Loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		102,000		102,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		1		102,000		102,000
Retail:
Home equity and other		16		244,000		245,000
1-4 family mortgages		8		310,000		310,000
Total retail		24		554,000		555,000
Total		25	$	656,000	$	657,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated Loans
Commercial:
Commercial and industrial		9	$	12,297,000	$	12,263,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		2,284,000		2,284,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		10		14,581,000		14,547,000
Retail:
Home equity and other		2		63,000		63,000
1-4 family mortgages		0		0		0
Total retail		2		63,000		63,000
Total		12	$	14,644,000	$	14,610,000
Acquired Loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		150,000		150,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total commercial		1		150,000		150,000
Retail:
Home equity and other		16		414,000		416,000
1-4 family mortgages		4		91,000		90,000
Total retail		20		505,000		506,000
Total		21	$	655,000	$	656,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		1		20,000
1-4 family mortgages		2		106,000
Total retail		3		126,000
Total		3	$	126,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and			Commercial Vacant Land, Land Development, and Residential			Commercial Real Estate - Owner			Commercial Real Estate - Non-Owner		Commercial Real Estate - Multi-Family and Residential
	Industrial			Construction			Occupied			Occupied		Rental
Commercial Loan Portfolio:
Beginning Balance	$	13,590,000		$	0		$	2,682,000		$	0	$	0
Charge-Offs		0			0			0			0		0
Payments		(20,244,000	)		(2,000	)		(2,947,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		14,812,000			87,000			1,250,000			0		0
Ending Balance	$	8,158,000		$	85,000		$	985,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	938,000		$	142,000
Charge-Offs		0			0
Payments		(114,000	)		(110,000	)
Transfers to ORE		0			0
Net Additions/Deletions		50,000			0
Ending Balance	$	874,000		$	32,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	548,000		$	0	$	418,000		$	210,000		$	24,000
Charge-Offs		0			0		0			0			0
Payments		(120,000	)		0		(873,000	)		(32,000	)		(17,000	)
Transfers to ORE		0			0		(97,000	)		0			0
Net Additions/Deletions		1,000			0		712,000			0			0
Ending Balance	$	429,000		$	0	$	160,000		$	178,000		$	7,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	464,000		$	436,000
Charge-Offs		(18,000	)		0
Payments		(158,000	)		(52,000	)
Transfers to ORE		0			0
Net Additions/Deletions		253,000			308,000
Ending Balance	$	541,000		$	692,000

	Commercial and			Commercial Vacant Land, Land Development, and Residential			Commercial Real Estate - Owner			Commercial Real Estate - Non-Owner		Commercial Real Estate - Multi-Family and Residential
	Industrial			Construction			Occupied			Occupied		Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,989,000		$	383,000		$	1,599,000		$	0	$	0
Charge-Offs		(230,000	)		0			0			0		0
Payments		(692,000	)		(383,000	)		(4,999,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		11,523,000			0			6,082,000			0		0
Ending Balance	$	13,590,000		$	0		$	2,682,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,127,000		$	146,000
Charge-Offs		0			0
Payments		(251,000	)		(4,000	)
Transfers to ORE		0			0
Net Additions/Deletions		62,000			0
Ending Balance	$	938,000		$	142,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,001,000		$	0	$	427,000		$	237,000		$	41,000
Charge-Offs		(275,000	)		0		0			0			0
Payments		(100,000	)		0		(1,664,000	)		(27,000	)		(17,000	)
Transfers to ORE		0			0		(93,000	)		0			0
Net Additions/Deletions		(78,000	)		0		1,748,000			0			0
Ending Balance	$	548,000		$	0	$	418,000		$	210,000		$	24,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	219,000		$	393,000
Charge-Offs		(30,000	)		0
Payments		(72,000	)		(37,000	)
Transfers to ORE		(82,000	)		0
Net Additions/Deletions		429,000			80,000
Ending Balance	$	464,000		$	436,000

	Commercial and			Commercial Vacant Land, Land Development, and Residential			Commercial Real Estate - Owner			Commercial Real Estate - Non-Owner			Commercial Real Estate - Multi-Family and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000
Charge-Offs		0			0			0			0			0
Payments		(2,021,000	)		(1,105,000	)		(242,000	)		(232,000	)		(405,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		3,507,000			0			935,000			(4,878,000	)		(311,000	)
Ending Balance	$	2,989,000		$	383,000		$	1,599,000		$	0		$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	385,000		$	157,000
Charge-Offs		0			0
Payments		(57,000	)		(11,000	)
Transfers to ORE		0			0
Net Additions/Deletions		799,000			0
Ending Balance	$	1,127,000		$	146,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,125,000		$	0		$	900,000		$	728,000		$	60,000
Charge-Offs		0			0			(249,000	)		0			0
Payments		(550,000	)		(33,000	)		(257,000	)		(922,000	)		(1,084,000	)
Transfers to ORE		0			0			0			(291,000	)		0
Net Additions/Deletions		426,000			33,000			33,000			722,000			1,065,000
Ending Balance	$	1,001,000		$	0		$	427,000		$	237,000		$	41,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	208,000		$	326,000
Charge-Offs		(25,000	)		0
Payments		(121,000	)		(188,000	)
Transfers to ORE		0			0
Net Additions/Deletions		157,000			255,000
Ending Balance	$	219,000		$	393,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	December 31, 2019		December 31, 2018
Commercial:
Commercial and industrial	$	202,000	$	126,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		982,000		363,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1,184,000		489,000
Retail:
Home equity and other		311,000		337,000
1-4 family mortgages		83,000		110,000
Total retail		394,000		447,000
Total related allowance	$	1,578,000	$	936,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	61,060,000	$	282,248,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	14,314,000	$	57,501,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	65,023,000	$	235,425,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	20,416,000	$	72,115,000