Note 3 - Loans and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2019

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

											Percent
	September 30, 2019					December 31, 2018					Increase
	Balance		%			Balance		%			(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	848,659,000		31.5	%	$	768,698,000		31.3	%		10.4	%
Vacant land, land development, and residential construction		44,016,000		1.6			39,950,000		1.6			10.2
Real estate – owner occupied		527,580,000		19.6			500,188,000		20.4			5.5
Real estate – non-owner occupied		819,743,000		30.5			745,127,000		30.4			10.0
Real estate – multi-family and residential rental		101,799,000		3.8			98,035,000		4.0			3.8
Total commercial		2,341,797,000		87.0			2,151,998,000		87.7			8.8
Retail:
Home equity and other		63,026,000		2.4			65,023,000		2.7			(3.1	)
1-4 family mortgages		285,354,000		10.6			235,425,000		9.6			21.2
Total retail		348,380,000		13.0			300,448,000		12.3			16.0
Total originated loans	$	2,690,177,000		100.0	%	$	2,452,446,000		100.0	%		9.7	%

											Percent
	September 30, 2019					December 31, 2018					Increase
	Balance		%			Balance		%			(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	34,089,000		14.1	%	$	54,025,000		18.0	%		(36.9	%)
Vacant land, land development, and residential construction		4,401,000		1.8			4,935,000		1.6			(10.8	)
Real estate – owner occupied		39,687,000		16.3			48,431,000		16.1			(18.1	)
Real estate – non-owner occupied		63,337,000		26.1			71,155,000		23.7			(11.0	)
Real estate – multi-family and residential rental		25,056,000		10.3			29,562,000		9.8			(15.2	)
Total commercial		166,570,000		68.6			208,108,000		69.2			(20.0	)
Retail:
Home equity and other		15,526,000		6.4			20,416,000		6.8			(24.0	)
1-4 family mortgages		60,740,000		25.0			72,115,000		24.0			(15.8	)
Total retail		76,266,000		31.4			92,531,000		30.8			(17.6	)
Total acquired loans	$	242,836,000		100.0	%	$	300,639,000		100.0	%		(19.2	%)

											Percent
	September 30, 2019					December 31, 2018					Increase
	Balance		%			Balance		%			(Decrease)
Total loans
Commercial:
Commercial and industrial	$	882,748,000		30.1	%	$	822,723,000		29.9	%		7.3	%
Vacant land, land development, and residential construction		48,417,000		1.7			44,885,000		1.6			7.9
Real estate – owner occupied		567,267,000		19.3			548,619,000		19.9			3.4
Real estate – non-owner occupied		883,080,000		30.1			816,282,000		29.7			8.2
Real estate – multi-family and residential rental		126,855,000		4.3			127,597,000		4.6			(0.6	)
Total commercial		2,508,367,000		85.5			2,360,106,000		85.7			6.3
Retail:
Home equity and other		78,552,000		2.7			85,439,000		3.1			(8.1	)
1-4 family mortgages		346,094,000		11.8			307,540,000		11.2			12.5
Total retail		424,646,000		14.5			392,979,000		14.3			8.1
Total loans	$	2,933,013,000		100.0	%	$	2,753,085,000		100.0	%		6.5	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at June 30, 2019	$	1,236,000
Additions		0
Accretion income		(90,000	)
Net reclassification from nonaccretable to accretable		230,000
Reductions (1)		(57,000	)
Balance at September 30, 2019	$	1,319,000
Balance at December 31, 2018	$	1,274,000
Additions		9,000
Accretion income		(315,000	)
Net reclassification from nonaccretable to accretable		435,000
Reductions (1)		(84,000	)
Balance at September 30, 2019	$	1,319,000
Balance at June 30, 2018	$	1,247,000
Additions		0
Accretion income		(118,000	)
Net reclassification from nonaccretable to accretable		118,000
Reductions (1)		(2,000	)
Balance at September 30, 2018	$	1,245,000
Balance at December 31, 2017	$	1,404,000
Additions		0
Accretion income		(372,000	)
Net reclassification from nonaccretable to accretable		289,000
Reductions (1)		(76,000	)
Balance at September 30, 2018	$	1,245,000

Financing Receivable, Nonaccrual [Table Text Block]

	September 30, 2019		December 31, 2018
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		753,000		803,000
Total nonperforming originated loans	$	753,000	$	803,000

	September 30, 2019		December 31, 2018
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		1,891,000		3,338,000
Total nonperforming acquired loans	$	1,891,000	$	3,338,000

	September 30, 2019		December 31, 2018
Commercial:
Commercial and industrial	$	0	$	17,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		183,000		950,000
Real estate – non-owner occupied		25,000		0
Real estate – multi-family and residential rental		3,000		141,000
Total commercial		211,000		1,108,000
Retail:
Home equity and other		279,000		454,000
1-4 family mortgages		2,154,000		2,579,000
Total retail		2,433,000		3,033,000
Total nonperforming loans	$	2,644,000	$	4,141,000

Financing Receivable, Past Due [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	848,659,000	$	848,659,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		44,016,000		44,016,000		0
Real estate – owner occupied		0		0		183,000		183,000		527,397,000		527,580,000		0
Real estate – non-owner occupied		0		0		0		0		819,743,000		819,743,000		0
Real estate – multi-family and residential rental		0		0		0		0		101,799,000		101,799,000		0
Total commercial		0		0		183,000		183,000		2,341,614,000		2,341,797,000		0
Retail:
Home equity and other		75,000		0		0		75,000		62,951,000		63,026,000		0
1-4 family mortgages		10,000		0		100,000		110,000		285,244,000		285,354,000		0
Total retail		85,000		0		100,000		185,000		348,195,000		348,380,000		0
Total past due loans	$	85,000	$	0	$	283,000	$	368,000	$	2,689,809,000	$	2,690,177,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	34,089,000	$	34,089,000	$	0
Vacant land, land development, and residential construction		24,000		0		0		24,000		4,377,000		4,401,000		0
Real estate – owner occupied		0		0		0		0		39,687,000		39,687,000		0
Real estate – non-owner occupied		0		0		26,000		26,000		63,311,000		63,337,000		0
Real estate – multi-family and residential rental		1,000		0		0		1,000		25,055,000		25,056,000		0
Total commercial		25,000		0		26,000		51,000		166,519,000		166,570,000		0
Retail:
Home equity and other		124,000		1,000		32,000		157,000		15,369,000		15,526,000		0
1-4 family mortgages		310,000		299,000		387,000		996,000		59,744,000		60,740,000		0
Total retail		434,000		300,000		419,000		1,153,000		75,113,000		76,266,000		0
Total past due loans	$	459,000	$	300,000	$	445,000	$	1,204,000	$	241,632,000	$	242,836,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	186,000	$	0	$	0	$	186,000	$	768,512,000	$	768,698,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		39,950,000		39,950,000		0
Real estate – owner occupied		0		0		0		0		500,188,000		500,188,000		0
Real estate – non-owner occupied		0		0		0		0		745,127,000		745,127,000		0
Real estate – multi-family and residential rental		0		0		0		0		98,035,000		98,035,000		0
Total commercial		186,000		0		0		186,000		2,151,812,000		2,151,998,000		0
Retail:
Home equity and other		44,000		0		0		44,000		64,979,000		65,023,000		0
1-4 family mortgages		291,000		0		137,000		428,000		234,997,000		235,425,000		0
Total retail		335,000		0		137,000		472,000		299,976,000		300,448,000		0
Total past due loans	$	521,000	$	0	$	137,000	$	658,000	$	2,451,788,000	$	2,452,446,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	8,000	$	0	$	0	$	8,000	$	54,017,000	$	54,025,000	$	0
Vacant land, land development, and residential construction		19,000		0		0		19,000		4,916,000		4,935,000		0
Real estate – owner occupied		108,000		950,000		0		1,058,000		47,373,000		48,431,000		0
Real estate – non-owner occupied		62,000		0		0		62,000		71,093,000		71,155,000		0
Real estate – multi-family and residential rental		0		0		0		0		29,562,000		29,562,000		0
Total commercial		197,000		950,000		0		1,147,000		206,961,000		208,108,000		0
Retail:
Home equity and other		167,000		31,000		0		198,000		20,218,000		20,416,000		0
1-4 family mortgages		821,000		347,000		612,000		1,780,000		70,335,000		72,115,000		0
Total retail		988,000		378,000		612,000		1,978,000		90,553,000		92,531,000		0
Total past due loans	$	1,185,000	$	1,328,000	$	612,000	$	3,125,000	$	297,514,000	$	300,639,000	$	0

Impaired Financing Receivables [Table Text Block]

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	20,280,000	$	20,280,000		$	15,144,000	$	12,117,000
Vacant land, land development and residential construction		87,000		87,000			88,000		90,000
Real estate – owner occupied		665,000		665,000			1,362,000		965,000
Real estate – non-owner occupied		0		0			0		0
Real estate – multi-family and residential rental		0		0			63,000		32,000
Total commercial		21,032,000		21,032,000			16,657,000		13,204,000
Retail:
Home equity and other		743,000		720,000			764,000		680,000
1-4 family mortgages		896,000		320,000			329,000		353,000
Total retail		1,639,000		1,040,000			1,093,000		1,033,000
Total with no related allowance recorded	$	22,671,000	$	22,072,000		$	17,750,000	$	14,237,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	3,333,000	$	3,333,000	$	699,000	$	8,494,000	$	6,876,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		1,533,000		1,533,000		1,000,000		767,000		1,722,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		66,000
Total commercial		4,866,000		4,866,000		1,699,000		9,261,000		8,664,000
Retail:
Home equity and other		411,000		397,000		312,000		385,000		395,000
1-4 family mortgages		405,000		327,000		14,000		329,000		334,000
Total retail		816,000		724,000		326,000		714,000		729,000
Total with an allowance recorded	$	5,682,000	$	5,590,000	$	2,025,000	$	9,975,000	$	9,393,000
Total impaired loans:
Commercial	$	25,898,000	$	25,898,000	$	1,699,000	$	25,918,000	$	21,868,000
Retail		2,455,000		1,764,000		326,000		1,807,000		1,762,000
Total impaired loans	$	28,353,000	$	27,662,000	$	2,025,000	$	27,725,000	$	23,630,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	307,000	$	307,000		$	330,000	$	363,000
Vacant land, land development and residential construction		0		0			0		0
Real estate – owner occupied		126,000		126,000			521,000		768,000
Real estate – non-owner occupied		209,000		207,000			209,000		120,000
Real estate – multi-family and residential rental		35,000		15,000			18,000		22,000
Total commercial		677,000		655,000			1,078,000		1,273,000
Retail:
Home equity and other		577,000		527,000			578,000		522,000
1-4 family mortgages		2,466,000		1,650,000			1,692,000		1,753,000
Total retail		3,043,000		2,177,000			2,270,000		2,275,000
Total with no related allowance recorded	$	3,720,000	$	2,832,000		$	3,348,000	$	3,548,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	134,000	$	132,000	$	30,000	$	135,000	$	146,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		101,000		101,000		5,000		51,000		98,000
Real estate – non-owner occupied		0		0		0		0		100,000
Real estate – multi-family and residential rental		0		0		0		0		1,000
Total commercial		235,000		233,000		35,000		186,000		345,000
Retail:
Home equity and other		247,000		245,000		120,000		243,000		306,000
1-4 family mortgages		406,000		404,000		87,000		394,000		402,000
Total retail		653,000		649,000		207,000		637,000		708,000
Total with an allowance recorded	$	888,000	$	882,000	$	242,000	$	823,000	$	1,053,000
Total impaired loans:
Commercial	$	912,000	$	888,000	$	35,000	$	1,264,000	$	1,618,000
Retail		3,696,000		2,826,000		207,000		2,907,000		2,983,000
Total impaired loans	$	4,608,000	$	3,714,000	$	242,000	$	4,171,000	$	4,601,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	8,604,000	$	8,604,000		$	732,000	$	469,000
Vacant land, land development and residential construction		94,000		94,000			98,000		58,000
Real estate – owner occupied		632,000		632,000			383,000		1,273,000
Real estate – non-owner occupied		0		0			0		0
Real estate – multi-family and residential rental		0		0			125,000		234,000
Total commercial		9,330,000		9,330,000			1,338,000		2,034,000
Retail:
Home equity and other		607,000		586,000			719,000		717,000
1-4 family mortgages		1,053,000		390,000			402,000		420,000
Total retail		1,660,000		976,000			1,121,000		1,137,000
Total with no related allowance recorded	$	10,990,000	$	10,306,000		$	2,459,000	$	3,171,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	5,011,000	$	5,011,000	$	83,000	$	3,572,000	$	3,067,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		2,658,000		2,658,000		363,000		2,320,000		1,926,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		140,000		135,000		5,000		140,000		106,000
Total commercial		7,809,000		7,804,000		451,000		6,032,000		5,099,000
Retail:
Home equity and other		442,000		431,000		194,000		463,000		643,000
1-4 family mortgages		409,000		341,000		44,000		346,000		289,000
Total retail		851,000		772,000		238,000		809,000		932,000
Total with an allowance recorded	$	8,660,000	$	8,576,000	$	689,000	$	6,841,000	$	6,031,000
Total impaired loans:
Commercial	$	17,139,000	$	17,134,000	$	451,000	$	7,370,000	$	7,133,000
Retail		2,511,000		1,748,000		238,000		1,930,000		2,069,000
Total impaired loans	$	19,650,000	$	18,882,000	$	689,000	$	9,300,000	$	9,202,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	398,000	$	398,000		$	648,000	$	763,000
Vacant land, land development and residential construction		0		0			0		0
Real estate – owner occupied		1,193,000		1,193,000			588,000		638,000
Real estate – non-owner occupied		0		0			221,000		228,000
Real estate – multi-family and residential rental		45,000		26,000			38,000		85,000
Total commercial		1,636,000		1,617,000			1,495,000		1,714,000
Retail:
Home equity and other		388,000		361,000			778,000		678,000
1-4 family mortgages		2,494,000		1,849,000			2,073,000		2,077,000
Total retail		2,882,000		2,210,000			2,851,000		2,755,000
Total with no related allowance recorded	$	4,518,000	$	3,827,000		$	4,346,000	$	4,469,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	175,000	$	166,000	$	43,000	$	0	$	0
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		147,000		147,000		0		0		400,000
Real estate – non-owner occupied		210,000		210,000		0		0		0
Real estate – multi-family and residential rental		3,000		3,000		0		0		0
Total commercial		535,000		526,000		43,000		0		400,000
Retail:
Home equity and other		462,000		440,000		178,000		34,000		12,000
1-4 family mortgages		418,000		371,000		89,000		0		0
Total retail		880,000		811,000		267,000		34,000		12,000
Total with an allowance recorded	$	1,415,000	$	1,337,000	$	310,000	$	34,000	$	412,000
Total impaired loans:
Commercial	$	2,171,000	$	2,143,000	$	43,000	$	1,495,000	$	2,114,000
Retail		3,762,000		3,021,000		267,000		2,885,000		2,767,000
Total impaired loans	$	5,933,000	$	5,164,000	$	310,000	$	4,380,000	$	4,881,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	510,197,000	$	25,101,000	$	330,704,000	$	562,161,000	$	69,498,000
Grades 5 – 7		314,845,000		18,828,000		194,440,000		257,495,000		32,155,000
Grades 8 – 9		23,617,000		87,000		2,436,000		87,000		146,000
Total commercial	$	848,659,000	$	44,016,000	$	527,580,000	$	819,743,000	$	101,799,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	16,261,000	$	1,076,000	$	20,231,000	$	51,020,000	$	16,097,000
Grades 5 – 7		17,369,000		3,079,000		19,122,000		12,153,000		8,924,000
Grades 8 – 9		459,000		246,000		334,000		164,000		35,000
Total commercial	$	34,089,000	$	4,401,000	$	39,687,000	$	63,337,000	$	25,056,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	508,611,000	$	28,170,000	$	325,459,000	$	526,445,000	$	75,051,000
Grades 5 – 7		238,942,000		11,686,000		163,455,000		218,682,000		22,798,000
Grades 8 – 9		21,145,000		94,000		11,274,000		0		186,000
Total commercial	$	768,698,000	$	39,950,000	$	500,188,000	$	745,127,000	$	98,035,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	34,678,000	$	1,246,000	$	21,595,000	$	54,401,000	$	16,050,000
Grades 5 – 7		19,122,000		3,431,000		25,485,000		16,687,000		13,460,000
Grades 8 – 9		225,000		258,000		1,351,000		67,000		52,000
Total commercial	$	54,025,000	$	4,935,000	$	48,431,000	$	71,155,000	$	29,562,000

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at June 30, 2019	$	21,073,000		$	2,161,000		$	97,000	$	23,331,000
Provision for loan losses		522,000			149,000			69,000		740,000
Charge-offs		(405,000	)		(114,000	)		0		(519,000	)
Recoveries		96,000			84,000			0		180,000
Ending balance	$	21,286,000		$	2,280,000		$	166,000	$	23,732,000
Allowance for loan losses:
Balance at December 31, 2018	$	19,442,000		$	2,068,000		$	44,000	$	21,554,000
Provision for loan losses		2,080,000			405,000			122,000		2,607,000
Charge-offs		(407,000	)		(364,000	)		0		(771,000	)
Recoveries		171,000			171,000			0		342,000
Ending balance	$	21,286,000		$	2,280,000		$	166,000	$	23,732,000
Ending balance: individually evaluated for impairment	$	1,699,000		$	326,000		$	0	$	2,025,000
Ending balance: collectively evaluated for impairment	$	19,587,000		$	1,954,000		$	166,000	$	21,707,000
Total loans:
Ending balance	$	2,341,797,000		$	348,380,000				$	2,690,177,000
Ending balance: individually evaluated for impairment	$	25,898,000		$	1,764,000				$	27,662,000
Ending balance: collectively evaluated for impairment	$	2,315,899,000		$	346,616,000				$	2,662,515,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at June 30, 2019	$	198,000		$	524,000		$	0	$	722,000
Provision for loan losses		(23,000	)		(17,000	)		0		(40,000	)
Charge-offs		0			0			0		0
Recoveries		0			0			0		0
Ending balance	$	175,000		$	507,000		$	0	$	682,000
Allowance for loan losses:
Balance at December 31, 2018	$	177,000		$	649,000		$	0	$	826,000
Provision for loan losses		(3,000	)		(154,000	)		0		(157,000	)
Charge-offs		0			0			0		0
Recoveries		1,000			12,000			0		13,000
Ending balance	$	175,000		$	507,000		$	0	$	682,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Balance at June 30, 2018	$	18,326,000		$	2,216,000		$	(60,000	)	$	20,482,000
Provision for loan losses		371,000			(41,000	)		143,000			473,000
Charge-offs		0			(169,000	)		0			(169,000	)
Recoveries		63,000			227,000			0			290,000
Ending balance	$	18,760,000		$	2,233,000		$	83,000		$	21,076,000
Allowance for loan losses:
Balance at December 31, 2017	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Provision for loan losses		922,000			(307,000	)		(10,000	)		605,000
Charge-offs		(342,000	)		(493,000	)		0			(835,000	)
Recoveries		1,724,000			449,000			0			2,173,000
Ending balance	$	18,760,000		$	2,233,000		$	83,000		$	21,076,000
Ending balance: individually evaluated for impairment	$	750,000		$	248,000		$	0		$	998,000
Ending balance: collectively evaluated for impairment	$	18,010,000		$	1,985,000		$	83,000		$	20,078,000
Total loans:
Ending balance	$	2,151,998,000		$	300,448,000					$	2,452,446,000
Ending balance: individually evaluated for impairment	$	17,134,000		$	1,748,000					$	18,882,000
Ending balance: collectively evaluated for impairment	$	2,134,864,000		$	298,700,000					$	2,433,564,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at June 30, 2018	$	105,000		$	580,000		$	0	$	685,000
Provision for loan losses		9,000			(82,000	)		0		(73,000	)
Charge-offs		0			0			0		0
Recoveries		0			4,000			0		4,000
Ending balance	$	114,000		$	502,000		$	0	$	616,000
Allowance for loan losses:
Balance at December 31, 2017	$	291,000		$	77,000		$	0	$	368,000
Provision for loan losses		69,000			426,000			0		495,000
Charge-offs		(246,000	)		(15,000	)		0		(261,000	)
Recoveries		0			14,000			0		14,000
Ending balance	$	114,000		$	502,000		$	0	$	616,000

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		1	$	28,000	$	28,000
Vacant land, land development and residential construction		1		87,000		87,000
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		2		115,000		115,000
Retail:
Home equity and other		1		14,000		14,000
1-4 family mortgages		0		0		0
Total originated retail		1		14,000		14,000
Total originated loans		3	$	129,000	$	129,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		102,000		102,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		1		102,000		102,000
Retail:
Home equity and other		4		48,000		47,000
1-4 family mortgages		1		49,000		49,000
Total acquired retail		5		97,000		96,000
Total acquired loans		6	$	199,000	$	198,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		7	$	14,457,000	$	14,754,000
Vacant land, land development and residential construction		1		87,000		87,000
Real estate – owner occupied		1		1,567,000		1,567,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		9		16,111,000		16,408,000
Retail:
Home equity and other		3		37,000		37,000
1-4 family mortgages		0		0		0
Total originated retail		3		37,000		37,000
Total originated loans		12	$	16,148,000	$	16,445,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		102,000		102,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		1		102,000		102,000
Retail:
Home equity and other		10		188,000		188,000
1-4 family mortgages		5		202,000		203,000
Total acquired retail		15		390,000		391,000
Total acquired loans		16	$	492,000	$	493,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		5	$	3,118,000	$	2,964,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		2,284,000		2,284,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		6		5,402,000		5,248,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		6	$	5,402,000	$	5,248,000
Acquired loans
Commercial:
Commercial and industrial		1	$	33,000	$	29,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		150,000		150,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		2		183,000		179,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		1		12,000		12,000
Total acquired retail		1		12,000		12,000
Total acquired loans		3	$	195,000	$	191,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		9	$	4,186,000	$	4,126,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		2		3,261,000		3,261,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		11		7,447,000		7,387,000
Retail:
Home equity and other		1		50,000		50,000
1-4 family mortgages		0		0		0
Total originated retail		1		50,000		50,000
Total originated loans		12	$	7,497,000	$	7,437,000
Acquired loans
Commercial:
Commercial and industrial		1	$	33,000	$	29,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		1		150,000		150,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		2		183,000		179,000
Retail:
Home equity and other		10		217,000		218,000
1-4 family mortgages		2		37,000		36,000
Total acquired retail		12		254,000		254,000
Total acquired loans		14	$	437,000	$	433,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		1		6,000
Total retail		1		6,000
Total		1	$	6,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	23,645,000		$	0	$	1,582,000		$	0	$	0
Charge-Offs		0			0		0			0		0
Payments		(35,000	)		0		(37,000	)		0		0
Transfers to ORE		0			0		0			0		0
Net Additions/Deletions		2,000			87,000		0			0		0
Ending Balance	$	23,612,000		$	87,000	$	1,545,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	913,000		$	141,000
Charge-Offs		0			0
Payments		(35,000	)		(1,000	)
Transfers to ORE		0			0
Net Additions/Deletions		13,000			0
Ending Balance	$	891,000		$	140,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	489,000		$	0	$	916,000		$	185,000		$	17,000
Charge-Offs		0			0		0			0			0
Payments		(50,000	)		0		(790,000	)		(4,000	)		(5,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		102,000			0			0
Ending Balance	$	439,000		$	0	$	228,000		$	181,000		$	12,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	553,000		$	565,000
Charge-Offs		0			0
Payments		(10,000	)		(12,000	)
Transfers to ORE		0			0
Net Additions/Deletions		47,000			49,000
Ending Balance	$	590,000		$	602,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	13,590,000		$	0	$	2,682,000		$	0	$	0
Charge-Offs		0			0		0			0		0
Payments		(4,790,000	)		0		(2,387,000	)		0		0
Transfers to ORE		0			0		0			0		0
Net Additions/Deletions		14,812,000			87,000		1,250,000			0		0
Ending Balance	$	23,612,000		$	87,000	$	1,545,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	938,000		$	142,000
Charge-Offs		0			0
Payments		(84,000	)		(2,000	)
Transfers to ORE		0			0
Net Additions/Deletions		37,000			0
Ending Balance	$	891,000		$	140,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	548,000		$	0	$	418,000		$	210,000		$	24,000
Charge-Offs		0			0		0			0			0
Payments		(109,000	)		0		(865,000	)		(29,000	)		(12,000	)
Transfers to ORE		0			0		(97,000	)		0			0
Net Additions/Deletions		0			0		772,000			0			0
Ending Balance	$	439,000		$	0	$	228,000		$	181,000		$	12,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	464,000		$	436,000
Charge-Offs		(18,000	)		0
Payments		(53,000	)		(36,000	)
Transfers to ORE		0			0
Net Additions/Deletions		197,000			202,000
Ending Balance	$	590,000		$	602,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,425,000	$	229,000		$	1,784,000		$	0	$	0
Charge-Offs		0		0			0			0		0
Payments		0		(207,000	)		(439,000	)		0		0
Transfers to ORE		0		0			0			0		0
Net Additions/Deletions		3,315,000		0			2,278,000			0		0
Ending Balance	$	5,740,000	$	22,000		$	3,623,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,019,000		$	143,000
Charge-Offs		0			0
Payments		(81,000	)		(1,000	)
Transfers to ORE		0			0
Net Additions/Deletions		0			0
Ending Balance	$	938,000		$	142,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	694,000		$	0	$	393,000		$	225,000		$	32,000
Charge-Offs		0			0		0			0			0
Payments		(36,000	)		0		(15,000	)		(8,000	)		(3,000	)
Transfers to ORE		0			0		(93,000	)		0			0
Net Additions/Deletions		(80,000	)		0		151,000			0			0
Ending Balance	$	578,000		$	0	$	436,000		$	217,000		$	29,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	302,000		$	400,000
Charge-Offs		0			0
Payments		(2,000	)		(9,000	)
Transfers to ORE		0			0
Net Additions/Deletions		0			13,000
Ending Balance	$	300,000		$	404,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,989,000		$	383,000		$	1,599,000		$	0	$	0
Charge-Offs		(230,000	)		0			0			0		0
Payments		(934,000	)		(361,000	)		(4,057,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		3,915,000			0			6,081,000			0		0
Ending Balance	$	5,740,000		$	22,000		$	3,623,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,127,000		$	146,000
Charge-Offs		0			0
Payments		(238,000	)		(4,000	)
Transfers to ORE		0			0
Net Additions/Deletions		49,000			0
Ending Balance	$	938,000		$	142,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,001,000		$	0	$	427,000		$	237,000		$	41,000
Charge-Offs		(275,000	)		0		0			0			0
Payments		(69,000	)		0		(1,645,000	)		(20,000	)		(12,000	)
Transfers to ORE		0			0		(92,000	)		0			0
Net Additions/Deletions		(79,000	)		0		1,746,000			0			0
Ending Balance	$	578,000		$	0	$	436,000		$	217,000		$	29,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	219,000		$	393,000
Charge-Offs		(30,000	)		0
Payments		(40,000	)		(26,000	)
Transfers to ORE		(82,000	)		0
Net Additions/Deletions		233,000			37,000
Ending Balance	$	300,000		$	404,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	September 30, 2019		December 31, 2018
Commercial:
Commercial and industrial	$	729,000	$	126,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		1,005,000		363,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1,734,000		489,000
Retail:
Home equity and other		402,000		337,000
1-4 family mortgages		98,000		110,000
Total retail		500,000		447,000
Total related allowance	$	2,234,000	$	936,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	63,026,000	$	285,354,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	15,526,000	$	60,740,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	65,023,000	$	235,425,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	20,416,000	$	72,115,000