Note 5 - Deposits

9 Months Ended

Sep. 30, 2019

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.

    

DEPOSITS

Our total deposits at

September 30, 2019

totaled

$2.77

billion, an increase of

$303

million, or

12.3%,

from

December 

31,

2018.

The components of our outstanding balances at

September 30, 2019

and

December 31, 2018,

and percentage change in deposits from the end of

2018

to the end of the

third

quarter of

2019,

are as follows:

	September 30, 2019					December 31, 2018					Percent Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing checking	$	967,189,000		35.0	%	$	889,784,000		36.1	%		8.7	%
Interest-bearing checking		327,679,000		11.8			339,089,000		13.8			(3.4	)
Money market		522,742,000		18.9			434,333,000		17.6			20.4
Savings		269,958,000		9.8			317,014,000		12.9			(14.8	)
Time, under $100,000		204,767,000		7.4			160,092,000		6.5			27.9
Time, $100,000 and over		321,311,000		11.6			210,164,000		8.5			52.9
Total local deposits		2,613,646,000		94.5			2,350,476,000		95.4			11.2
Out-of-area time, under $100,000		0		NA			0		NA			NA
Out-of-area time, $100,000 and over		153,445,000		5.5			113,232,000		4.6			35.5
Total out-of-area deposits		153,445,000		5.5			113,232,000		4.6			35.5
Total deposits	$	2,767,091,000		100.0	%	$	2,463,708,000		100.0	%		12.3	%

Total time deposits of more than

$250,000

totaled

$340

million and

$232

million at

September 30, 2019

and

December 31, 2018,

respectively.