Note 3 - Loans and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							Percent
	September 30, 2018			December 31, 2017			Increase
	Balance		%	Balance		%	(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	766,159,000	32.1%	$	680,805,000	31.3%	12.5%
Vacant land, land development, and residential construction		33,714,000	1.4		23,682,000	1.1	42.4
Real estate – owner occupied		490,130,000	20.6		456,065,000	21.0	7.5
Real estate – non-owner occupied		737,316,000	30.9		708,824,000	32.7	4.0
Real estate – multi-family and residential rental		63,157,000	2.7		64,852,000	3.0	(2.6)
Total commercial		2,090,476,000	87.7		1,934,228,000	89.1	8.1
Retail:
Home equity and other		67,412,000	2.8		69,675,000	3.2	(3.2)
1-4 family mortgages		225,216,000	9.5		166,054,000	7.7	35.6
Total retail		292,628,000	12.3		235,729,000	10.9	24.1
Total originated loans	$	2,383,104,000	100.0%	$	2,169,957,000	100.0%	9.8%

							Percent
	September 30, 2018			December 31, 2017			Increase
	Balance		%	Balance		%	(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	51,953,000	16.5%	$	72,959,000	18.8%	(28.8%)
Vacant land, land development, and residential construction		5,682,000	1.8		6,191,000	1.6	(8.2)
Real estate – owner occupied		52,601,000	16.7		70,263,000	18.1	(25.1)
Real estate – non-owner occupied		74,451,000	23.7		82,861,000	21.3	(10.1)
Real estate – multi-family and residential rental		30,944,000	9.9		37,066,000	9.5	(16.5)
Total commercial		215,631,000	68.6		269,340,000	69.3	(19.9)
Retail:
Home equity and other		22,133,000	7.0		30,750,000	7.9	(28.0)
1-4 family mortgages		76,549,000	24.4		88,505,000	22.8	(13.5)
Total retail		98,682,000	31.4		119,255,000	30.7	(17.3)
Total acquired loans	$	314,313,000	100.0%	$	388,595,000	100.0%	(19.1%)

							Percent
	September 30, 2018			December 31, 2017			Increase
	Balance		%	Balance		%	(Decrease)
Total loans
Commercial:
Commercial and industrial	$	818,112,000	30.3%	$	753,764,000	29.4%	8.5%
Vacant land, land development, and residential construction		39,396,000	1.5		29,873,000	1.2	31.9
Real estate – owner occupied		542,731,000	20.1		526,328,000	20.6	3.1
Real estate – non-owner occupied		811,767,000	30.1		791,685,000	30.9	2.5
Real estate – multi-family and residential rental		94,101,000	3.5		101,918,000	4.0	(7.7)
Total commercial		2,306,107,000	85.5		2,203,568,000	86.1	4.7
Retail:
Home equity and other		89,545,000	3.3		100,425,000	3.9	(10.8)
1-4 family mortgages		301,765,000	11.2		254,559,000	10.0	18.5
Total retail		391,310,000	14.5		354,984,000	13.9	10.2
Total loans	$	2,697,417,000	100.0%	$	2,558,552,000	100.0%	5.4%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at June 30, 2018	$	1,247,000
Additions		0
Accretion income		(118,000	)
Net reclassification from nonaccretable to accretable		118,000
Reductions (1)		(2,000	)
Balance at September 30, 2018	$	1,245,000
Balance at December 31, 2017	$	1,404,000
Additions		0
Accretion income		(372,000	)
Net reclassification from nonaccretable to accretable		289,000
Reductions (1)		(76,000	)
Balance at September 30, 2018	$	1,245,000
Balance at June 30, 2017	$	1,658,000
Additions		2,000
Accretion income		(141,000	)
Net reclassification from nonaccretable to accretable		83,000
Reductions (1)		(23,000	)
Balance at September 30, 2017	$	1,579,000
Balance at December 31, 2016	$	1,726,000
Additions		223,000
Accretion income		(429,000	)
Net reclassification from nonaccretable to accretable		330,000
Reductions (1)		(271,000	)
Balance at September 30, 2017	$	1,579,000

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	September 30, 2018		December 31, 2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,297,000		3,672,000
Total nonperforming originated loans	$	2,297,000	$	3,672,000

	September 30, 2018		December 31, 2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,555,000		3,471,000
Total nonperforming acquired loans	$	2,555,000	$	3,471,000

	September 30, 2018		December 31, 2017
Commercial:
Commercial and industrial	$	331,000	$	1,444,000
Vacant land, land development, and residential construction		0		35,000
Real estate – owner occupied		1,005,000		2,241,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		147,000		178,000
Total commercial		1,483,000		3,898,000
Retail:
Home equity and other		834,000		577,000
1-4 family mortgages		2,535,000		2,668,000
Total retail		3,369,000		3,245,000
Total nonperforming loans	$	4,852,000	$	7,143,000

Past Due Financing Receivables [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	17,000	$	0	$	0	$	17,000	$	766,142,000	$	766,159,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		33,714,000		33,714,000		0
Real estate – owner occupied		0		0		195,000		195,000		489,935,000		490,130,000		0
Real estate – non-owner occupied		0		0		0		0		737,316,000		737,316,000		0
Real estate – multi-family and residential rental		0		0		0		0		63,157,000		63,157,000		0
Total commercial		17,000		0		195,000		212,000		2,090,264,000		2,090,476,000		0
Retail:
Home equity and other		21,000		18,000		236,000		275,000		67,137,000		67,412,000		0
1-4 family mortgages		237,000		0		197,000		434,000		224,782,000		225,216,000		0
Total retail		258,000		18,000		433,000		709,000		291,919,000		292,628,000		0
Total past due loans	$	275,000	$	18,000	$	628,000	$	921,000	$	2,382,183,000	$	2,383,104,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	51,953,000	$	51,953,000	$	0
Vacant land, land development, and residential construction		18,000		0		0		18,000		5,664,000		5,682,000		0
Real estate – owner occupied		110,000		0		102,000		212,000		52,389,000		52,601,000		0
Real estate – non-owner occupied		0		0		0		0		74,451,000		74,451,000		0
Real estate – multi-family and residential rental		0		0		7,000		7,000		30,937,000		30,944,000		0
Total commercial		128,000		0		109,000		237,000		215,394,000		215,631,000		0
Retail:
Home equity and other		238,000		149,000		38,000		425,000		21,708,000		22,133,000		0
1-4 family mortgages		1,164,000		289,000		372,000		1,825,000		74,724,000		76,549,000		0
Total retail		1,402,000		438,000		410,000		2,250,000		96,432,000		98,682,000		0
Total past due loans	$	1,530,000	$	438,000	$	519,000	$	2,487,000	$	311,826,000	$	314,313,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	178,000	$	178,000	$	680,627,000	$	680,805,000	$	0
Vacant land, land development, and residential construction		0		0		35,000		35,000		23,647,000		23,682,000		0
Real estate – owner occupied		0		0		1,244,000		1,244,000		454,821,000		456,065,000		0
Real estate – non-owner occupied		0		0		0		0		708,824,000		708,824,000		0
Real estate – multi-family and residential rental		0		0		0		0		64,852,000		64,852,000		0
Total commercial		0		0		1,457,000		1,457,000		1,932,771,000		1,934,228,000		0
Retail:
Home equity and other		647,000		11,000		86,000		744,000		68,931,000		69,675,000		0
1-4 family mortgages		0		0		250,000		250,000		165,804,000		166,054,000		0
Total retail		647,000		11,000		336,000		994,000		234,735,000		235,729,000		0
Total past due loans	$	647,000	$	11,000	$	1,793,000	$	2,451,000	$	2,167,506,000	$	2,169,957,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	40,000	$	0	$	114,000	$	154,000	$	72,805,000	$	72,959,000	$	0
Vacant land, land development, and residential construction		14,000		0		0		14,000		6,177,000		6,191,000		0
Real estate – owner occupied		634,000		0		271,000		905,000		69,358,000		70,263,000		0
Real estate – non-owner occupied		0		0		0		0		82,861,000		82,861,000		0
Real estate – multi-family and residential rental		0		0		108,000		108,000		36,958,000		37,066,000		0
Total commercial		688,000		0		493,000		1,181,000		268,159,000		269,340,000		0
Retail:
Home equity and other		408,000		52,000		154,000		614,000		30,136,000		30,750,000		0
1-4 family mortgages		690,000		333,000		661,000		1,684,000		86,821,000		88,505,000		0
Total retail		1,098,000		385,000		815,000		2,298,000		116,957,000		119,255,000		0
Total past due loans	$	1,786,000	$	385,000	$	1,308,000	$	3,479,000	$	385,116,000	$	388,595,000	$	0

Impaired Financing Receivables [Table Text Block]

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,294,000	$	951,000	$	0	$	732,000	$	469,000
Vacant land, land development and residential construction		96,000		96,000		0		98,000		58,000
Real estate – owner occupied		783,000		735,000		0		383,000		1,273,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		22,000		22,000		0		125,000		234,000
Total commercial		2,195,000		1,804,000		0		1,338,000		2,034,000
Retail:
Home equity and other		853,000		821,000		0		719,000		717,000
1-4 family mortgages		1,091,000		414,000		0		402,000		420,000
Total retail		1,944,000		1,235,000		0		1,121,000		1,137,000
Total with no related allowance recorded	$	4,139,000	$	3,039,000	$	0	$	2,459,000	$	3,171,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	5,102,000	$	5,099,000	$	348,000	$	3,572,000	$	3,067,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		2,903,000		2,887,000		386,000		2,320,000		1,926,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		142,000		139,000		16,000		140,000		106,000
Total commercial		8,147,000		8,125,000		750,000		6,032,000		5,099,000
Retail:
Home equity and other		447,000		436,000		199,000		463,000		643,000
1-4 family mortgages		410,000		345,000		49,000		346,000		289,000
Total retail		857,000		781,000		248,000		809,000		932,000
Total with an allowance recorded	$	9,004,000	$	8,906,000	$	998,000	$	6,841,000	$	6,031,000
Total impaired loans:
Commercial	$	10,342,000	$	9,929,000	$	750,000	$	7,370,000	$	7,133,000
Retail		2,801,000		2,016,000		248,000		1,930,000		2,069,000
Total impaired loans	$	13,143,000	$	11,945,000	$	998,000	$	9,300,000	$	9,202,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	598,000	$	589,000	$	0	$	648,000	$	763,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		538,000		538,000		0		588,000		638,000
Real estate – non-owner occupied		217,000		217,000		0		221,000		228,000
Real estate – multi-family and residential rental		55,000		36,000		0		38,000		85,000
Total commercial		1,408,000		1,380,000		0		1,495,000		1,714,000
Retail:
Home equity and other		830,000		785,000		0		778,000		678,000
1-4 family mortgages		2,681,000		2,153,000		0		2,073,000		2,077,000
Total retail		3,511,000		2,938,000		0		2,851,000		2,755,000
Total with no related allowance recorded	$	4,919,000	$	4,318,000	$	0	$	4,346,000	$	4,469,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	0
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		0		0		0		0		400,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		0
Total commercial		0		0		0		0		400,000
Retail:
Home equity and other		0		0		0		34,000		12,000
1-4 family mortgages		0		0		0		0		0
Total retail		0		0		0		34,000		12,000
Total with an allowance recorded	$	0	$	0	$	0	$	34,000	$	412,000
Total impaired loans:
Commercial	$	1,408,000	$	1,380,000	$	0	$	1,495,000	$	2,114,000
Retail		3,511,000		2,938,000		0		2,885,000		2,767,000
Total impaired loans	$	4,919,000	$	4,318,000	$	0	$	4,380,000	$	4,881,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	765,000	$	178,000	$	0	$	56,000	$	823,000
Vacant land, land development and residential construction		454,000		35,000		0		58,000		73,000
Real estate – owner occupied		1,528,000		1,452,000		0		266,000		189,000
Real estate – non-owner occupied		0		0		0		89,000		45,000
Real estate – multi-family and residential rental		349,000		349,000		0		180,000		189,000
Total commercial		3,096,000		2,014,000		0		649,000		1,319,000
Retail:
Home equity and other		693,000		680,000		0		729,000		488,000
1-4 family mortgages		1,126,000		456,000		0		614,000		632,000
Total retail		1,819,000		1,136,000		0		1,343,000		1,120,000
Total with no related allowance recorded	$	4,915,000	$	3,150,000	$	0	$	1,992,000	$	2,439,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	3,038,000	$	2,989,000	$	963,000	$	4,100,000	$	3,395,000
Vacant land, land development and residential construction		0		0		0		374,000		561,000
Real estate – owner occupied		1,409,000		1,391,000		239,000		2,319,000		1,731,000
Real estate – non-owner occupied		0		0		0		392,000		2,569,000
Real estate – multi-family and residential rental		0		0		0		321,000		536,000
Total commercial		4,447,000		4,380,000		1,202,000		7,506,000		8,792,000
Retail:
Home equity and other		1,225,000		1,147,000		652,000		1,035,000		866,000
1-4 family mortgages		165,000		110,000		13,000		113,000		125,000
Total retail		1,390,000		1,257,000		665,000		1,148,000		991,000
Total with an allowance recorded	$	5,837,000	$	5,637,000	$	1,867,000	$	8,654,000	$	9,783,000
Total impaired loans:
Commercial	$	7,543,000	$	6,394,000	$	1,202,000	$	8,155,000	$	10,111,000
Retail		3,209,000		2,393,000		665,000		2,491,000		2,111,000
Total impaired loans	$	10,752,000	$	8,787,000	$	1,867,000	$	10,646,000	$	12,222,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,039,000	$	1,021,000	$	0	$	1,196,000	$	1,044,000
Vacant land, land development and residential construction		0		0		0		31,000		15,000
Real estate – owner occupied		1,027,000		659,000		0		1,031,000		1,091,000
Real estate – non-owner occupied		238,000		237,000		0		975,000		863,000
Real estate – multi-family and residential rental		237,000		218,000		0		750,000		455,000
Total commercial		2,541,000		2,135,000		0		3,983,000		3,468,000
Retail:
Home equity and other		694,000		507,000		0		453,000		394,000
1-4 family mortgages		2,703,000		2,153,000		0		1,974,000		1,818,000
Total retail		3,397,000		2,660,000		0		2,427,000		2,212,000
Total with no related allowance recorded	$	5,938,000	$	4,795,000	$	0	$	6,410,000	$	5,680,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Third Quarter Average Recorded Principal Balance		Year-To- Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	6,000	$	12,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		0		0		0		47,000		47,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		0
Total commercial		0		0		0		53,000		59,000
Retail:
Home equity and other		0		0		0		0		0
1-4 family mortgages		0		0		0		170,000		171,000
Total retail		0		0		0		170,000		171,000
Total with an allowance recorded	$	0	$	0	$	0	$	223,000	$	230,000
Total impaired loans:
Commercial	$	2,541,000	$	2,135,000	$	0	$	4,036,000	$	3,527,000
Retail		3,397,000		2,660,000		0		2,597,000		2,383,000
Total impaired loans	$	5,938,000	$	4,795,000	$	0	$	6,633,000	$	5,910,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	508,667,000	$	21,549,000	$	322,611,000	$	526,008,000	$	40,585,000
Grades 5 – 7		236,629,000		12,069,000		155,712,000		211,308,000		22,360,000
Grades 8 – 9		20,863,000		96,000		11,807,000		0		212,000
Total commercial	$	766,159,000	$	33,714,000	$	490,130,000	$	737,316,000	$	63,157,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	30,226,000	$	1,388,000	$	24,841,000	$	56,387,000	$	16,615,000
Grades 5 – 7		21,434,000		4,146,000		25,970,000		17,992,000		14,268,000
Grades 8 – 9		293,000		148,000		1,790,000		72,000		61,000
Total commercial	$	51,953,000	$	5,682,000	$	52,601,000	$	74,451,000	$	30,944,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	469,537,000	$	15,090,000	$	326,700,000	$	559,388,000	$	42,951,000
Grades 5 – 7		189,851,000		8,557,000		123,024,000		149,135,000		21,552,000
Grades 8 – 9		21,417,000		35,000		6,341,000		301,000		349,000
Total commercial	$	680,805,000	$	23,682,000	$	456,065,000	$	708,824,000	$	64,852,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	46,263,000	$	1,446,000	$	28,706,000	$	52,674,000	$	17,499,000
Grades 5 – 7		25,654,000		4,745,000		39,565,000		30,102,000		19,212,000
Grades 8 – 9		1,042,000		0		1,992,000		85,000		355,000
Total commercial	$	72,959,000	$	6,191,000	$	70,263,000	$	82,861,000	$	37,066,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Balance at June 30, 2018	$	18,326,000		$	2,216,000		$	(60,000	)	$	20,482,000
Provision for loan losses		371,000			(41,000	)		143,000			473,000
Charge-offs		0			(169,000	)		0			(169,000	)
Recoveries		63,000			227,000			0			290,000
Ending balance	$	18,760,000		$	2,233,000		$	83,000		$	21,076,000
Allowance for loan losses:
Balance at December 31, 2017	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Provision for loan losses		922,000			(307,000	)		(10,000	)		605,000
Charge-offs		(342,000	)		(493,000	)		0			(835,000	)
Recoveries		1,724,000			449,000			0			2,173,000
Ending balance	$	18,760,000		$	2,233,000		$	83,000		$	21,076,000
Ending balance: individually evaluated for impairment	$	750,000		$	248,000		$	0		$	998,000
Ending balance: collectively evaluated for impairment	$	18,010,000		$	1,985,000		$	83,000		$	20,078,000
Total loans:
Ending balance	$	2,090,476,000		$	292,628,000					$	2,383,104,000
Ending balance: individually evaluated for impairment	$	9,929,000		$	2,016,000					$	11,945,000
Ending balance: collectively evaluated for impairment	$	2,080,547,000		$	290,612,000					$	2,371,159,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at June 30, 2018	$	105,000		$	580,000		$	0	$	685,000
Provision for loan losses		9,000			(82,000	)		0		(73,000	)
Charge-offs		0			0			0		0
Recoveries		0			4,000			0		4,000
Ending balance	$	114,000		$	502,000		$	0	$	616,000
Allowance for loan losses:
Balance at December 31, 2017	$	291,000		$	77,000		$	0	$	368,000
Provision for loan losses		69,000			426,000			0		495,000
Charge-offs		(246,000	)		(15,000	)		0		(261,000	)
Recoveries		0			14,000			0		14,000
Ending balance	$	114,000		$	502,000				$	616,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Balance at June 30, 2017	$	15,363,000		$	2,433,000		$	159,000		$	17,955,000
Provision for loan losses		452,000			415,000			46,000			913,000
Charge-offs		(347,000	)		(320,000	)		0			(667,000	)
Recoveries		565,000			41,000			0			606,000
Ending balance	$	16,033,000		$	2,569,000		$	205,000		$	18,807,000
Allowance for loan losses:
Balance at December 31, 2016	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Provision for loan losses		600,000			1,178,000			245,000			2,023,000
Charge-offs		(1,579,000	)		(683,000	)		0			(2,262,000	)
Recoveries		986,000			192,000			0			1,178,000
Ending balance	$	16,033,000		$	2,569,000		$	205,000		$	18,807,000
Ending balance: individually evaluated for impairment	$	1,856,000		$	738,000		$	0		$	2,594,000
Ending balance: collectively evaluated for impairment	$	14,177,000		$	1,831,000		$	205,000		$	16,213,000
Total loans:
Ending balance	$	1,934,228,000		$	235,729,000					$	2,169,957,000
Ending balance: individually evaluated for impairment	$	6,394,000		$	2,393,000					$	8,787,000
Ending balance: collectively evaluated for impairment	$	1,927,834,000		$	233,336,000					$	2,161,170,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at June 30, 2017	$	324,000		$	16,000		$	0	$	340,000
Provision for loan losses		(18,000	)		105,000			0		87,000
Charge-offs		(1,000	)		(41,000	)		0		(42,000	)
Recoveries		1,000			0			0		1,000
Ending balance	$	306,000		$	80,000		$	0	$	386,000
Allowance for loan losses:
Balance at December 31, 2016	$	75,000		$	18,000		$	0	$	93,000
Provision for loan losses		224,000			103,000			0		327,000
Charge-offs		(12,000	)		(41,000	)		0		(53,000	)
Recoveries		19,000			0			0		19,000
Ending balance	$	306,000		$	80,000		$	0	$	386,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Number of Contracts	Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial	5	$	3,118,000	$	2,964,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	1		2,284,000		2,284,000
Real estate – non-owner occupied	0		0		0
Real estate – multi-family and residential rental	0		0		0
Total originated commercial	6		5,402,000		5,248,000
Retail:
Home equity and other	0		0		0
1-4 family mortgages	0		0		0
Total originated retail	0		0		0
Total originated loans	6	$	5,402,000	$	5,248,000
Acquired loans
Commercial:
Commercial and industrial	1	$	33,000	$	29,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	1		150,000		150,000
Real estate – non-owner occupied	0		0		0
Real estate – multi-family and residential rental	0		0		0
Total acquired commercial	2		183,000		179,000
Retail:
Home equity and other	0		0		0
1-4 family mortgages	1		12,000		12,000
Total acquired retail	1		12,000		12,000
Total acquired loans	3	$	195,000	$	191,000

	Number of Contracts	Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial	9	$	4,186,000	$	4,126,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	2		3,261,000		3,261,000
Real estate – non-owner occupied	0		0		0
Real estate – multi-family and residential rental	0		0		0
Total originated commercial	11		7,447,000		7,387,000
Retail:
Home equity and other	1		50,000		50,000
1-4 family mortgages	0		0		0
Total originated retail	1		50,000		50,000
Total originated loans	12	$	7,497,000	$	7,437,000
Acquired loans
Commercial:
Commercial and industrial	1	$	33,000	$	29,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	1		150,000		150,000
Real estate – non-owner occupied	0		0		0
Real estate – multi-family and residential rental	0		0		0
Total acquired commercial	2		183,000		179,000
Retail:
Home equity and other	10		217,000		218,000
1-4 family mortgages	2		37,000		36,000
Total acquired retail	12		254,000		254,000
Total acquired loans	14	$	437,000	$	433,000

	Number of Contracts	Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial	3	$	1,362,000	$	1,362,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	2		477,000		477,000
Real estate – non-owner occupied	0		0		0
Real estate – multi-family and residential rental	0		0		0
Total originated commercial	5		1,839,000		1,839,000
Retail:
Home equity and other	1		68,000		68,000
1-4 family mortgages	0		0		0
Total originated retail	1		68,000		68,000
Total originated loans	6	$	1,907,000	$	1,907,000
Acquired loans
Commercial:
Commercial and industrial	1	$	282,000	$	282,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	0		0		0
Real estate – non-owner occupied	1		64,000		64,000
Real estate – multi-family and residential rental	1		1,064,000		1,064,000
Total acquired commercial	3		1,410,000		1,410,000
Retail:
Home equity and other	2		90,000		90,000
1-4 family mortgages	1		51,000		51,000
Total acquired retail	3		141,000		141,000
Total acquired loans	6	$	1,551,000	$	1,551,000

	Number of Contracts	Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial	9	$	4,114,000	$	4,293,000
Vacant land, land development and residential construction	0		0		0
Real estate – owner occupied	4		1,195,000		1,195,000
Real estate – non-owner occupied	0		0		0
Real estate – multi-family and residential rental	0		0		0
Total originated commercial	13		5,309,000		5,488,000
Retail:
Home equity and other	7		657,000		658,000
1-4 family mortgages	0		0		0
Total originated retail	7		657,000		658,000
Total originated loans	20	$	5,966,000	$	6,146,000
Acquired loans
Commercial:
Commercial and industrial	2	$	399,000	$	399,000
Vacant land, land development and residential construction	1		38,000		38,000
Real estate – owner occupied	0		0		0
Real estate – non-owner occupied	2		745,000		744,000
Real estate – multi-family and residential rental	1		1,064,000		1,064,000
Total acquired commercial	6		2,246,000		2,245,000
Retail:
Home equity and other	7		256,000		258,000
1-4 family mortgages	3		185,000		185,000
Total acquired retail	10		441,000		443,000
Total acquired loans	16	$	2,687,000	$	2,688,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	0	$	0
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	0		0
Retail:
Home equity and other	0		0
1-4 family mortgages	0		0
Total retail	0		0
Total	0	$	0

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	0	$	0
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	0		0
Retail:
Home equity and other	0		0
1-4 family mortgages	0		0
Total retail	0		0
Total	0	$	0

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	0	$	0
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	0		0
Retail:
Home equity and other	0		0
1-4 family mortgages	0		0
Total retail	0		0
Total	0	$	0

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	0	$	0
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	0		0
Retail:
Home equity and other	0		0
1-4 family mortgages	0		0
Total retail	0		0
Total	0	$	0

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	0	$	0
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	0		0
Retail:
Home equity and other	0		0
1-4 family mortgages	0		0
Total retail	0		0
Total	0	$	0

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	0	$	0
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	0		0
Retail:
Home equity and other	0		0
1-4 family mortgages	0		0
Total retail	0		0
Total	0	$	0

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	1	$	114,000
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	1		114,000
Retail:
Home equity and other	1		99,000
1-4 family mortgages	0		0
Total retail	1		99,000
Total	2	$	213,000

	Number of Contracts	Recorded Principal Balance
Commercial:
Commercial and industrial	1	$	114,000
Vacant land, land development and residential construction	0		0
Real estate – owner occupied	0		0
Real estate – non-owner occupied	0		0
Real estate – multi-family and residential rental	0		0
Total commercial	1		114,000
Retail:
Home equity and other	1		99,000
1-4 family mortgages	0		0
Total retail	1		99,000
Total	2	$	213,000

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,425,000	$	229,000		$	1,784,000		$	0	$	0
Charge-Offs		0		0			0			0		0
Payments		0		(207,000	)		(439,000	)		0		0
Transfers to ORE		0		0			0			0		0
Net Additions/Deletions		3,315,000		0			2,278,000			0		0
Ending Balance	$	5,740,000	$	22,000		$	3,623,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,019,000		$	143,000
Charge-Offs		0			0
Payments		(81,000	)		(1,000	)
Transfers to ORE		0			0
Net Additions/Deletions		0			0
Ending Balance	$	938,000		$	142,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	694,000		$	0	$	393,000		$	225,000		$	32,000
Charge-Offs		0			0		0			0			0
Payments		(36,000	)		0		(15,000	)		(8,000	)		(3,000	)
Transfers to ORE		0			0		(93,000	)		0			0
Net Additions/Deletions		(80,000	)		0		151,000			0			0
Ending Balance	$	578,000		$	0	$	436,000		$	217,000		$	29,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	302,000		$	400,000
Charge-Offs		0			0
Payments		(2,000	)		(9,000	)
Transfers to ORE		0			0
Net Additions/Deletions		0			13,000
Ending Balance	$	300,000		$	404,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,989,000		$	383,000		$	1,599,000		$	0	$	0
Charge-Offs		(230,000	)		0			0			0		0
Payments		(934,000	)		(361,000	)		(4,057,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		3,915,000			0			6,081,000			0		0
Ending Balance	$	5,740,000		$	22,000		$	3,623,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,127,000		$	146,000
Charge-Offs		0			0
Payments		(238,000	)		(4,000	)
Transfers to ORE		0			0
Net Additions/Deletions		49,000			0
Ending Balance	$	938,000		$	142,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,001,000		$	0	$	427,000		$	237,000		$	41,000
Charge-Offs		(275,000	)		0		0			0			0
Payments		(69,000	)		0		(1,645,000	)		(20,000	)		(12,000	)
Transfers to ORE		0			0		(92,000	)		0			0
Net Additions/Deletions		(79,000	)		0		1,746,000			0			0
Ending Balance	$	578,000		$	0	$	436,000		$	217,000		$	29,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	219,000		$	393,000
Charge-Offs		(30,000	)		0
Payments		(40,000	)		(26,000	)
Transfers to ORE		(82,000	)		0
Net Additions/Deletions		233,000			37,000
Ending Balance	$	300,000		$	404,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,775,000		$	934,000		$	1,658,000		$	564,000		$	131,000
Charge-Offs		0			0			0			0			0
Payments		(572,000	)		(276,000	)		(144,000	)		(24,000	)		(131,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		858,000			0			477,000			0			0
Ending Balance	$	3,061,000		$	658,000		$	1,991,000		$	540,000		$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,050,000		$	151,000
Charge-Offs		0			0
Payments		(17,000	)		(3,000	)
Transfers to ORE		0			0
Net Additions/Deletions		69,000			0
Ending Balance	$	1,102,000		$	148,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	992,000		$	33,000		$	980,000		$	914,000		$	63,000
Charge-Offs		0			0			(227,000	)		0			0
Payments		(239,000	)		(4,000	)		(253,000	)		(33,000	)		(19,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		280,000			0			0			62,000			1,064,000
Ending Balance	$	1,033,000		$	29,000		$	500,000		$	943,000		$	1,108,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	202,000		$	510,000
Charge-Offs		0			0
Payments		(8,000	)		(6,000	)
Transfers to ORE		0			0
Net Additions/Deletions		92,000			50,000
Ending Balance	$	286,000		$	554,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000
Charge-Offs		0			0			0			0			0
Payments		(1,950,000	)		(830,000	)		(196,000	)		(167,000	)		(404,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		3,508,000			0			1,281,000			(4,403,000	)		(312,000	)
Ending Balance	$	3,061,000		$	658,000		$	1,991,000		$	540,000		$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	385,000		$	157,000
Charge-Offs		0			0
Payments		(69,000	)		(9,000	)
Transfers to ORE		0			0
Net Additions/Deletions		786,000			0
Ending Balance	$	1,102,000		$	148,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,125,000		$	0		$	900,000		$	728,000		$	60,000
Charge-Offs		0			0			(239,000	)		0			0
Payments		(518,000	)		(4,000	)		(161,000	)		(218,000	)		(16,000	)
Transfers to ORE		0			0			0			(291,000	)		0
Net Additions/Deletions		426,000			33,000			0			724,000			1,064,000
Ending Balance	$	1,033,000		$	29,000		$	500,000		$	943,000		$	1,108,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	208,000		$	326,000
Charge-Offs		(25,000	)		0
Payments		(49,000	)		(12,000	)
Transfers to ORE		0			0
Net Additions/Deletions		152,000			240,000
Ending Balance	$	286,000		$	554,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	September 30, 2018		December 31, 2017
Commercial:
Commercial and industrial	$	104,000	$	107,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		383,000		141,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		487,000		248,000
Retail:
Home equity and other		163,000		196,000
1-4 family mortgages		21,000		0
Total retail		184,000		196,000
Total related allowance	$	671,000	$	444,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	67,412,000	$	225,216,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	22,133,000	$	76,549,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	69,675,000	$	166,054,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	30,750,000	$	88,505,000