Note 5 - Deposits

9 Months Ended

Sep. 30, 2018

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5. DEPOSITS

Our total deposits at

September 30, 2018

totaled

$2.51

billion, a decrease of

$13.6

million, or

0.5%,

from

December 

31,

2017.

The components of our outstanding balances at

September 30, 2018

and

December 31, 2017,

and percentage change in deposits from the end of

2017

to the end of the

third

quarter of

2018,

are as follows:

	September 30, 2018			December 31, 2017			Percent Increase
	Balance		%	Balance		%	(Decrease)
Noninterest-bearing checking	$	879,442,000	35.1%	$	866,380,000	34.3%	1.5%
Interest-bearing checking		350,056,000	14.0		387,758,000	15.4	(9.7)
Money market		504,741,000	20.1		427,119,000	16.9	18.2
Savings		311,566,000	12.4		327,530,000	13.0	(4.9)
Time, under $100,000		162,074,000	6.5		152,294,000	6.0	6.4
Time, $100,000 and over		219,713,000	8.7		258,626,000	10.3	(15.0)
Total local deposits		2,427,592,000	96.8		2,419,707,000	95.9	0.3
Out-of-area time, under $100,000		0	NA		0	NA	NA
Out-of-area time, $100,000 and over		81,218,000	3.2		102,658,000	4.1	(20.9)
Total out-of-area deposits		81,218,000	3.2		102,658,000	4.1	(20.9)
Total deposits	$	2,508,810,000	100.0%	$	2,522,365,000	100.0%	(0.5%)

Total time deposits of more than

$250,000

totaled

$204

million and

$266

million at

September 30, 2018

and

December 31, 2017,

respectively.