Note 3 - Loans and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

											Percent
	June 30, 2018					December 31, 2017					Increase
	Balance		%			Balance		%			(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	712,138,000		31.0	%	$	680,805,000		31.3	%		4.6	%
Vacant land, land development, and residential construction		32,031,000		1.4			23,682,000		1.1			35.3
Real estate – owner occupied		477,696,000		20.8			456,065,000		21.0			4.7
Real estate – non-owner occupied		743,102,000		32.4			708,824,000		32.7			4.8
Real estate – multi-family and residential rental		62,226,000		2.7			64,852,000		3.0			(4.0	)
Total commercial		2,027,193,000		88.3			1,934,228,000		89.1			4.8
Retail:
Home equity and other		66,683,000		2.9			69,675,000		3.2			(4.3	)
1-4 family mortgages		202,328,000		8.8			166,054,000		7.7			21.8
Total retail		269,011,000		11.7			235,729,000		10.9			14.1
Total originated loans	$	2,296,204,000		100.0	%	$	2,169,957,000		100.0	%		5.8	%

											Percent
	June 30, 2018					December 31, 2017					Increase
	Balance		%			Balance		%			(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	64,857,000		19.0	%	$	72,959,000		18.8	%		(11.1%	)
Vacant land, land development, and residential construction		5,837,000		1.7			6,191,000		1.6			(5.7	)
Real estate – owner occupied		55,379,000		16.3			70,263,000		18.1			(21.2	)
Real estate – non-owner occupied		75,274,000		22.1			82,861,000		21.3			(9.2	)
Real estate – multi-family and residential rental		33,430,000		9.8			37,066,000		9.5			(9.8	)
Total commercial		234,777,000		68.9			269,340,000		69.3			(12.8	)
Retail:
Home equity and other		24,546,000		7.2			30,750,000		7.9			(20.2	)
1-4 family mortgages		81,329,000		23.9			88,505,000		22.8			(8.1	)
Total retail		105,875,000		31.1			119,255,000		30.7			(11.2	)
Total acquired loans	$	340,652,000		100.0	%	$	388,595,000		100.0	%		(12.3%	)

											Percent
	June 30, 2018					December 31, 2017					Increase
	Balance		%			Balance		%			(Decrease)
Total loans
Commercial:
Commercial and industrial	$	776,995,000		29.5	%	$	753,764,000		29.4	%		3.1	%
Vacant land, land development, and residential construction		37,868,000		1.5			29,873,000		1.2			26.8
Real estate – owner occupied		533,075,000		20.2			526,328,000		20.6			1.3
Real estate – non-owner occupied		818,376,000		31.0			791,685,000		30.9			3.4
Real estate – multi-family and residential rental		95,656,000		3.6			101,918,000		4.0			(6.1	)
Total commercial		2,261,970,000		85.8			2,203,568,000		86.1			2.7
Retail:
Home equity and other		91,229,000		3.5			100,425,000		3.9			(9.2	)
1-4 family mortgages		283,657,000		10.7			254,559,000		10.0			11.4
Total retail		374,886,000		14.2			354,984,000		13.9			5.6
Total loans	$	2,636,856,000		100.0	%	$	2,558,552,000		100.0	%		3.1	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at March 31, 2018	$	1,319,000
Additions		0
Accretion income		(123,000	)
Net reclassification from nonaccretable to accretable		86,000
Reductions (1)		(35,000	)
Balance at June 30, 2018	$	1,247,000
Balance at December 31, 2017	$	1,404,000
Additions		0
Accretion income		(254,000	)
Net reclassification from nonaccretable to accretable		172,000
Reductions (1)		(75,000	)
Balance at June 30, 2018	$	1,247,000
Balance at March 31, 2017	$	1,464,000
Additions		220,000
Accretion income		(140,000	)
Net reclassification from nonaccretable to accretable		184,000
Reductions (1)		(70,000	)
Balance at June 30, 2017	$	1,658,000
Balance at December 31, 2016	$	1,726,000
Additions		221,000
Accretion income		(287,000	)
Net reclassification from nonaccretable to accretable		247,000
Reductions (1)		(249,000	)
Balance at June 30, 2017	$	1,658,000

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	June 30, 2018		December 31, 2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,313,000		3,672,000
Total nonperforming originated loans	$	2,313,000	$	3,672,000

	June 30, 2018		December 31, 2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,652,000		3,471,000
Total nonperforming acquired loans	$	2,652,000	$	3,471,000

	June 30, 2018		December 31, 2017
Commercial:
Commercial and industrial	$	180,000	$	1,444,000
Vacant land, land development, and residential construction		0		35,000
Real estate – owner occupied		1,661,000		2,241,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		150,000		178,000
Total commercial		1,991,000		3,898,000
Retail:
Home equity and other		624,000		577,000
1-4 family mortgages		2,350,000		2,668,000
Total retail		2,974,000		3,245,000
Total nonperforming loans	$	4,965,000	$	7,143,000

Past Due Financing Receivables [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	712,138,000	$	712,138,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		32,031,000		32,031,000		0
Real estate – owner occupied		0		0		195,000		195,000		477,501,000		477,696,000		0
Real estate – non-owner occupied		0		0		0		0		743,102,000		743,102,000		0
Real estate – multi-family and residential rental		0		0		0		0		62,226,000		62,226,000		0
Total commercial		0		0		195,000		195,000		2,026,998,000		2,027,193,000		0
Retail:
Home equity and other		46,000		0		0		46,000		66,637,000		66,683,000		0
1-4 family mortgages		0		51,000		172,000		223,000		202,105,000		202,328,000		0
Total retail		46,000		51,000		172,000		269,000		268,742,000		269,011,000		0
Total past due loans	$	46,000	$	51,000	$	367,000	$	464,000	$	2,295,740,000	$	2,296,204,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	64,857,000	$	64,857,000	$	0
Vacant land, land development, and residential construction		18,000		0		0		18,000		5,819,000		5,837,000		0
Real estate – owner occupied		0		96,000		243,000		339,000		55,040,000		55,379,000		0
Real estate – non-owner occupied		0		0		0		0		75,274,000		75,274,000		0
Real estate – multi-family and residential rental		0		0		8,000		8,000		33,422,000		33,430,000		0
Total commercial		18,000		96,000		251,000		365,000		234,412,000		234,777,000		0
Retail:
Home equity and other		219,000		70,000		95,000		384,000		24,162,000		24,546,000		0
1-4 family mortgages		700,000		510,000		252,000		1,462,000		79,867,000		81,329,000		0
Total retail		919,000		580,000		347,000		1,846,000		104,029,000		105,875,000		0
Total past due loans	$	937,000	$	676,000	$	598,000	$	2,211,000	$	338,441,000	$	340,652,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	178,000	$	178,000	$	680,627,000	$	680,805,000	$	0
Vacant land, land development, and residential construction		0		0		35,000		35,000		23,647,000		23,682,000		0
Real estate – owner occupied		0		0		1,244,000		1,244,000		454,821,000		456,065,000		0
Real estate – non-owner occupied		0		0		0		0		708,824,000		708,824,000		0
Real estate – multi-family and residential rental		0		0		0		0		64,852,000		64,852,000		0
Total commercial		0		0		1,457,000		1,457,000		1,932,771,000		1,934,228,000		0
Retail:
Home equity and other		647,000		11,000		86,000		744,000		68,931,000		69,675,000		0
1-4 family mortgages		0		0		250,000		250,000		165,804,000		166,054,000		0
Total retail		647,000		11,000		336,000		994,000		234,735,000		235,729,000		0
Total past due loans	$	647,000	$	11,000	$	1,793,000	$	2,451,000	$	2,167,506,000	$	2,169,957,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	40,000	$	0	$	114,000	$	154,000	$	72,805,000	$	72,959,000	$	0
Vacant land, land development, and residential construction		14,000		0		0		14,000		6,177,000		6,191,000		0
Real estate – owner occupied		634,000		0		271,000		905,000		69,358,000		70,263,000		0
Real estate – non-owner occupied		0		0		0		0		82,861,000		82,861,000		0
Real estate – multi-family and residential rental		0		0		108,000		108,000		36,958,000		37,066,000		0
Total commercial		688,000		0		493,000		1,181,000		268,159,000		269,340,000		0
Retail:
Home equity and other		408,000		52,000		154,000		614,000		30,136,000		30,750,000		0
1-4 family mortgages		690,000		333,000		661,000		1,684,000		86,821,000		88,505,000		0
Total retail		1,098,000		385,000		815,000		2,298,000		116,957,000		119,255,000		0
Total past due loans	$	1,786,000	$	385,000	$	1,308,000	$	3,479,000	$	385,116,000	$	388,595,000	$	0

Impaired Financing Receivables [Table Text Block]

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	513,000	$	513,000		$	373,000	$	308,000
Vacant land, land development and residential construction		99,000		99,000			50,000		45,000
Real estate – owner occupied		31,000		31,000			1,453,000		1,453,000
Real estate – non-owner occupied		0		0			0		0
Real estate – multi-family and residential rental		229,000		229,000			283,000		305,000
Total commercial		872,000		872,000			2,159,000		2,111,000
Retail:
Home equity and other		636,000		617,000			684,000		683,000
1-4 family mortgages		1,084,000		391,000			405,000		422,000
Total retail		1,720,000		1,008,000			1,089,000		1,105,000
Total with no related allowance recorded	$	2,592,000	$	1,880,000		$	3,248,000	$	3,216,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	2,390,000	$	2,045,000	$	198,000	$	2,089,000	$	2,389,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		1,882,000		1,753,000		168,000		1,713,000		1,606,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		144,000		142,000		25,000		143,000		96,000
Total commercial		4,416,000		3,940,000		391,000		3,945,000		4,091,000
Retail:
Home equity and other		500,000		490,000		232,000		494,000		712,000
1-4 family mortgages		410,000		348,000		51,000		351,000		270,000
Total retail		910,000		838,000		283,000		845,000		982,000
Total with an allowance recorded	$	5,326,000	$	4,778,000	$	674,000	$	4,790,000	$	5,073,000
Total impaired loans:
Commercial	$	5,288,000	$	4,812,000	$	391,000	$	6,104,000	$	6,202,000
Retail		2,630,000		1,846,000		283,000		1,934,000		2,087,000
Total impaired loans	$	7,918,000	$	6,658,000	$	674,000	$	8,038,000	$	8,289,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	717,000	$	708,000		$	720,000	$	821,000
Vacant land, land development and residential construction		0		0			0		0
Real estate – owner occupied		1,035,000		639,000			677,000		671,000
Real estate – non-owner occupied		225,000		225,000			228,000		231,000
Real estate – multi-family and residential rental		58,000		40,000			42,000		101,000
Total commercial		2,035,000		1,612,000			1,667,000		1,824,000
Retail:
Home equity and other		818,000		771,000			710,000		642,000
1-4 family mortgages		2,513,000		1,993,000			2,000,000		2,051,000
Total retail		3,331,000		2,764,000			2,710,000		2,693,000
Total with no related allowance recorded	$	5,366,000	$	4,376,000		$	4,377,000	$	4,517,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	0
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		0		0		0		799,000		533,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		0
Total commercial		0		0		0		799,000		533,000
Retail:
Home equity and other		35,000		35,000		35,000		17,000		12,000
1-4 family mortgages		0		0		0		0		0
Total retail		35,000		35,000		35,000		17,000		12,000
Total with an allowance recorded	$	35,000	$	35,000	$	35,000	$	816,000	$	545,000
Total impaired loans:
Commercial	$	2,035,000	$	1,612,000	$	0	$	2,466,000	$	2,357,000
Retail		3,366,000		2,799,000		35,000		2,727,000		2,705,000
Total impaired loans	$	5,401,000	$	4,411,000	$	35,000	$	5,193,000	$	5,062,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	765,000	$	178,000		$	861,000	$	1,073,000
Vacant land, land development and residential construction		454,000		35,000			73,000		80,000
Real estate – owner occupied		1,528,000		1,452,000			272,000		181,000
Real estate – non-owner occupied		0		0			0		0
Real estate – multi-family and residential rental		349,000		349,000			132,000		131,000
Total commercial		3,096,000		2,014,000			1,338,000		1,465,000
Retail:
Home equity and other		693,000		680,000			531,000		392,000
1-4 family mortgages		1,126,000		456,000			647,000		641,000
Total retail		1,819,000		1,136,000			1,178,000		1,033,000
Total with no related allowance recorded	$	4,915,000	$	3,150,000		$	2,516,000	$	2,498,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	3,038,000	$	2,989,000	$	963,000	$	3,584,000	$	3,183,000
Vacant land, land development and residential construction		0		0		0		499,000		665,000
Real estate – owner occupied		1,409,000		1,391,000		239,000		1,606,000		1,373,000
Real estate – non-owner occupied		0		0		0		2,479,000		3,326,000
Real estate – multi-family and residential rental		0		0		0		519,000		693,000
Total commercial		4,447,000		4,380,000		1,202,000		8,687,000		9,240,000
Retail:
Home equity and other		1,225,000		1,147,000		652,000		993,000		799,000
1-4 family mortgages		165,000		110,000		13,000		115,000		129,000
Total retail		1,390,000		1,257,000		665,000		1,108,000		928,000
Total with an allowance recorded	$	5,837,000	$	5,637,000	$	1,867,000	$	9,795,000	$	10,168,000
Total impaired loans:
Commercial	$	7,543,000	$	6,394,000	$	1,202,000	$	10,025,000	$	10,705,000
Retail		3,209,000		2,393,000		665,000		2,286,000		1,961,000
Total impaired loans	$	10,752,000	$	8,787,000	$	1,867,000	$	12,311,000	$	12,666,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance	Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,039,000	$	1,021,000		$	1,146,000	$	1,040,000
Vacant land, land development and residential construction		0		0			17,000		11,000
Real estate – owner occupied		1,027,000		659,000			1,125,000		1,153,000
Real estate – non-owner occupied		238,000		237,000			837,000		821,000
Real estate – multi-family and residential rental		237,000		218,000			221,000		177,000
Total commercial		2,541,000		2,135,000			3,346,000		3,202,000
Retail:
Home equity and other		694,000		507,000			366,000		361,000
1-4 family mortgages		2,703,000		2,153,000			1,811,000		1,750,000
Total retail		3,397,000		2,660,000			2,177,000		2,111,000
Total with no related allowance recorded	$	5,938,000	$	4,795,000		$	5,523,000	$	5,313,000

	Unpaid Contractual Principal Balance		Recorded Principal Balance		Related Allowance		Second Quarter Average Recorded Principal Balance		Year-To-Date Average Recorded Principal Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	15,000	$	16,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		0		0		0		47,000		48,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		0
Total commercial		0		0		0		62,000		64,000
Retail:
Home equity and other		0		0		0		0		0
1-4 family mortgages		0		0		0		171,000		171,000
Total retail		0		0		0		171,000		171,000
Total with an allowance recorded	$	0	$	0	$	0	$	233,000	$	235,000
Total impaired loans:
Commercial	$	2,541,000	$	2,135,000	$	0	$	3,408,000	$	3,266,000
Retail		3,397,000		2,660,000		0		2,348,000		2,282,000
Total impaired loans	$	5,938,000	$	4,795,000	$	0	$	5,756,000	$	5,548,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	485,217,000	$	19,188,000	$	317,954,000	$	550,444,000	$	39,788,000
Grades 5 – 7		207,645,000		12,744,000		146,819,000		192,658,000		22,015,000
Grades 8 – 9		19,276,000		99,000		12,923,000		0		423,000
Total commercial	$	712,138,000	$	32,031,000	$	477,696,000	$	743,102,000	$	62,226,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	40,786,000	$	1,425,000	$	25,930,000	$	56,037,000	$	17,246,000
Grades 5 – 7		23,788,000		4,389,000		27,543,000		19,160,000		16,021,000
Grades 8 – 9		283,000		23,000		1,906,000		77,000		163,000
Total commercial	$	64,857,000	$	5,837,000	$	55,379,000	$	75,274,000	$	33,430,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	469,537,000	$	15,090,000	$	326,700,000	$	559,388,000	$	42,951,000
Grades 5 – 7		189,851,000		8,557,000		123,024,000		149,135,000		21,552,000
Grades 8 – 9		21,417,000		35,000		6,341,000		301,000		349,000
Total commercial	$	680,805,000	$	23,682,000	$	456,065,000	$	708,824,000	$	64,852,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	46,263,000	$	1,446,000	$	28,706,000	$	52,674,000	$	17,499,000
Grades 5 – 7		25,654,000		4,745,000		39,565,000		30,102,000		19,212,000
Grades 8 – 9		1,042,000		0		1,992,000		85,000		355,000
Total commercial	$	72,959,000	$	6,191,000	$	70,263,000	$	82,861,000	$	37,066,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Balance at March 31, 2018	$	16,865,000		$	2,001,000		$	215,000		$	19,081,000
Provision for loan losses		892,000			297,000			(275,000	)		914,000
Charge-offs		(85,000	)		(189,000	)		0			(274,000	)
Recoveries		654,000			107,000			0			761,000
Ending balance	$	18,326,000		$	2,216,000		$	(60,000	)	$	20,482,000
Allowance for loan losses:
Balance at December 31, 2017	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Provision for loan losses		551,000			(266,000	)		(153,000	)		132,000
Charge-offs		(342,000	)		(324,000	)		0			(666,000	)
Recoveries		1,661,000			222,000			0			1,883,000
Ending balance	$	18,326,000		$	2,216,000		$	(60,000	)	$	20,482,000
Ending balance: individually evaluated for impairment	$	391,000		$	283,000		$	0		$	674,000
Ending balance: collectively evaluated for impairment	$	17,935,000		$	1,933,000		$	(60,000	)	$	19,808,000
Total loans:
Ending balance	$	2,027,193,000		$	269,011,000					$	2,296,204,000
Ending balance: individually evaluated for impairment	$	4,812,000		$	1,846,000					$	6,658,000
Ending balance: collectively evaluated for impairment	$	2,022,381,000		$	267,165,000					$	2,289,546,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at March 31, 2018	$	359,000		$	534,000		$	0	$	893,000
Provision for loan losses		(254,000	)		40,000			0		(214,000	)
Charge-offs		0			0			0		0
Recoveries		0			6,000			0		6,000
Ending balance	$	105,000		$	580,000		$	0	$	685,000
Allowance for loan losses:
Balance at December 31, 2017	$	291,000		$	77,000		$	0	$	368,000
Provision for loan losses		60,000			508,000			0		568,000
Charge-offs		(246,000	)		(15,000	)		0		(261,000	)
Recoveries		0			10,000			0		10,000
Ending balance	$	105,000		$	580,000		$	0	$	685,000

	Commercial Loans			Retail Loans			Unallocated			Total
Allowance for loan losses:
Balance at March 31, 2017	$	15,671,000		$	2,365,000		$	90,000		$	18,126,000
Provision for loan losses		372,000			121,000			69,000			562,000
Charge-offs		(1,006,000	)		(144,000	)		0			(1,150,000	)
Recoveries		326,000			91,000			0			417,000
Ending balance	$	15,363,000		$	2,433,000		$	159,000		$	17,955,000
Allowance for loan losses:
Balance at December 31, 2016	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Provision for loan losses		147,000			764,000			199,000			1,110,000
Charge-offs		(1,231,000	)		(364,000	)		0			(1,595,000	)
Recoveries		421,000			151,000			0			572,000
Ending balance	$	15,363,000		$	2,433,000		$	159,000		$	17,955,000
Ending balance: individually evaluated for impairment	$	2,044,000		$	755,000		$	0		$	2,799,000
Ending balance: collectively evaluated for impairment	$	13,319,000		$	1,678,000		$	159,000		$	15,156,000
Total loans:
Ending balance	$	1,934,228,000		$	235,729,000					$	2,169,957,000
Ending balance: individually evaluated for impairment	$	6,394,000		$	2,393,000					$	8,787,000
Ending balance: collectively evaluated for impairment	$	1,927,834,000		$	233,336,000					$	2,161,170,000

	Commercial Loans			Retail Loans			Unallocated		Total
Allowance for loan losses:
Balance at March 31, 2017	$	125,000		$	25,000		$	0	$	150,000
Provision for loan losses		197,000			(9,000	)		0		188,000
Charge-offs		0			0			0		0
Recoveries		2,000			0			0		2,000
Ending balance	$	324,000		$	16,000		$	0	$	340,000
Allowance for loan losses:
Balance at December 31, 2016	$	75,000		$	18,000		$	0	$	93,000
Provision for loan losses		242,000			(2,000	)		0		240,000
Charge-offs		(11,000	)		0			0		(11,000	)
Recoveries		18,000			0			0		18,000
Ending balance	$	324,000		$	16,000		$	0	$	340,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		2	$	974,000	$	1,079,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		2		974,000		1,079,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		2	$	974,000	$	1,079,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		0		0		0
Retail:
Home equity and other		5		113,000		114,000
1-4 family mortgages		1		24,000		24,000
Total acquired retail		6		137,000		138,000
Total acquired loans		6	$	137,000	$	138,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		4	$	1,068,000	$	1,162,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		2		1,192,000		1,180,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		6		2,260,000		2,342,000
Retail:
Home equity and other		1		50,000		50,000
1-4 family mortgages		0		0		0
Total originated retail		1		50,000		50,000
Total originated loans		7	$	2,310,000	$	2,392,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		0		0		0
Retail:
Home equity and other		10		217,000		218,000
1-4 family mortgages		1		24,000		24,000
Total acquired retail		11		241,000		242,000
Total acquired loans		11	$	241,000	$	242,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		6	$	2,752,000	$	2,931,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		3		818,000		818,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		9		3,570,000		3,749,000
Retail:
Home equity and other		2		260,000		261,000
1-4 family mortgages		0		0		0
Total originated retail		2		260,000		261,000
Total originated loans		11	$	3,830,000	$	4,010,000
Acquired loans
Commercial:
Commercial and industrial		1	$	118,000	$	117,000
Vacant land, land development and residential construction		1		38,000		38,000
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		1		680,000		680,000
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		3		836,000		835,000
Retail:
Home equity and other		3		160,000		161,000
1-4 family mortgages		1		77,000		77,000
Total acquired retail		4		237,000		238,000
Total acquired loans		7	$	1,073,000	$	1,073,000

	Number of Contracts		Pre- Modification Recorded Principal Balance		Post- Modification Recorded Principal Balance
Originated loans
Commercial:
Commercial and industrial		6	$	2,752,000	$	2,931,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		3		818,000		818,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		9		3,570,000		3,749,000
Retail:
Home equity and other		6		589,000		590,000
1-4 family mortgages		0		0		0
Total originated retail		6		589,000		590,000
Total originated loans		15	$	4,159,000	$	4,339,000
Acquired loans
Commercial:
Commercial and industrial		1	$	118,000	$	117,000
Vacant land, land development and residential construction		1		38,000		38,000
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		1		680,000		680,000
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		3		836,000		835,000
Retail:
Home equity and other		5		166,000		168,000
1-4 family mortgages		2		134,000		134,000
Total acquired retail		7		300,000		302,000
Total acquired loans		10	$	1,136,000	$	1,137,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		1		195,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		195,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	195,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		1		195,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		195,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	195,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		1		5,000
1-4 family mortgages		0		0
Total retail		1		5,000
Total		1	$	5,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		1		5,000
1-4 family mortgages		0		0
Total retail		1		5,000
Total		1	$	5,000

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of Contracts		Recorded Principal Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,982,000		$	338,000		$	4,548,000		$	0	$	0
Charge-Offs		0			0			0			0		0
Payments		(53,000	)		(109,000	)		(2,764,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		496,000			0			0			0		0
Ending Balance	$	2,425,000		$	229,000		$	1,784,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,169,000		$	144,000
Charge-Offs		0			0
Payments		(150,000	)		(1,000	)
Transfers to ORE		0			0
Net Additions/Deletions		0			0
Ending Balance	$	1,019,000		$	143,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	716,000		$	0	$	2,007,000		$	232,000		$	36,000
Charge-Offs		0			0		0			0			0
Payments		(22,000	)		0		(1,614,000	)		(7,000	)		(4,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		0			0			0
Ending Balance	$	694,000		$	0	$	393,000		$	225,000		$	32,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	240,000		$	384,000
Charge-Offs		(15,000	)		0
Payments		(36,000	)		(8,000	)
Transfers to ORE		0			0
Net Additions/Deletions		113,000			24,000
Ending Balance	$	302,000		$	400,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,989,000		$	383,000		$	1,599,000		$	0	$	0
Charge-Offs		(230,000	)		0			0			0		0
Payments		(935,000	)		(154,000	)		(3,619,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		601,000			0			3,804,000			0		0
Ending Balance	$	2,425,000		$	229,000		$	1,784,000		$	0	$	0

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,127,000		$	146,000
Charge-Offs		0			0
Payments		(158,000	)		(3,000	)
Transfers to ORE		0			0
Net Additions/Deletions		50,000			0
Ending Balance	$	1,019,000		$	143,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,001,000		$	0	$	427,000		$	237,000		$	41,000
Charge-Offs		(275,000	)		0		0			0			0
Payments		(32,000	)		0		(1,633,000	)		(12,000	)		(9,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		1,599,000			0			0
Ending Balance	$	694,000		$	0	$	393,000		$	225,000		$	32,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	219,000		$	393,000
Charge-Offs		(30,000	)		0
Payments		(37,000	)		(17,000	)
Transfers to ORE		(82,000	)		0
Net Additions/Deletions		232,000			24,000
Ending Balance	$	302,000		$	400,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,537,000		$	959,000		$	879,000		$	4,551,000		$	291,000
Charge-Offs		0			0			0			0			0
Payments		(1,537,000	)		(25,000	)		(25,000	)		(20,000	)		(160,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		2,775,000			0			804,000			(3,967,000	)		0
Ending Balance	$	2,775,000		$	934,000		$	1,658,000		$	564,000		$	131,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	706,000		$	154,000
Charge-Offs		0			0
Payments		(55,000	)		(3,000	)
Transfers to ORE		0			0
Net Additions/Deletions		399,000			0
Ending Balance	$	1,050,000		$	151,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	922,000		$	0	$	996,000		$	583,000		$	68,000
Charge-Offs		0			0		0			0			0
Payments		(46,000	)		0		(16,000	)		(39,000	)		(5,000	)
Transfers to ORE		0			0		0			(291,000	)		0
Net Additions/Deletions		116,000			33,000		0			661,000			0
Ending Balance	$	992,000		$	33,000	$	980,000		$	914,000		$	63,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	206,000		$	376,000
Charge-Offs		(25,000	)		0
Payments		(32,000	)		(3,000	)
Transfers to ORE		0			0
Net Additions/Deletions		53,000			137,000
Ending Balance	$	202,000		$	510,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000
Charge-Offs		0			0			0			0			0
Payments		(1,662,000	)		(554,000	)		(52,000	)		(143,000	)		(273,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		2,934,000			0			804,000			(4,403,000	)		(312,000	)
Ending Balance	$	2,775,000		$	934,000		$	1,658,000		$	564,000		$	131,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	385,000		$	157,000
Charge-Offs		0			0
Payments		(55,000	)		(6,000	)
Transfers to ORE		0			0
Net Additions/Deletions		720,000			0
Ending Balance	$	1,050,000		$	151,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,125,000		$	0	$	900,000		$	728,000		$	60,000
Charge-Offs		0			0		(12,000	)		0			0
Payments		(279,000	)		0		(16,000	)		(184,000	)		(5,000	)
Transfers to ORE		0			0		0			(291,000	)		0
Net Additions/Deletions		146,000			33,000		108,000			661,000			8,000
Ending Balance	$	992,000		$	33,000	$	980,000		$	914,000		$	63,000

	Retail Home Equity and Other			Retail 1-4 Family Mortgages
Retail Loan Portfolio:
Beginning Balance	$	208,000		$	326,000
Charge-Offs		(25,000	)		0
Payments		(41,000	)		(7,000	)
Transfers to ORE		0			0
Net Additions/Deletions		60,000			191,000
Ending Balance	$	202,000		$	510,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	June 30, 2018		December 31, 2017
Commercial:
Commercial and industrial	$	55,000	$	107,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		65,000		141,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		120,000		248,000
Retail:
Home equity and other		229,000		196,000
1-4 family mortgages		21,000		0
Total retail		250,000		196,000
Total related allowance	$	370,000	$	444,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	66,683,000	$	202,328,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	24,546,000	$	81,329,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	69,675,000	$	166,054,000

	Retail Home Equity and Other		Retail 1-4 Family Mortgages
Total retail	$	30,750,000	$	88,505,000