Note 3 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

											Percent
	March 31, 2018					December 31, 2017					Increase
	Balance		%			Balance		%			(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	675,188,000		30.8	%	$	680,805,000		31.3	%		(0.8	%)
Vacant land, land development, and residential construction		25,514,000		1.2			23,682,000		1.1			7.7
Real estate – owner occupied		468,777,000		21.4			456,065,000		21.0			2.8
Real estate – non-owner occupied		715,725,000		32.6			708,824,000		32.7			1.0
Real estate – multi-family and residential rental		61,762,000		2.8			64,852,000		3.0			(4.8	)
Total commercial		1,946,966,000		88.8			1,934,228,000		89.1			0.7
Retail:
Home equity and other		65,604,000		3.0			69,675,000		3.2			(5.8	)
1-4 family mortgages		179,281,000		8.2			166,054,000		7.7			8.0
Total retail		244,885,000		11.2			235,729,000		10.9			3.9
Total originated loans	$	2,191,851,000		100.0	%	$	2,169,957,000		100.0	%		1.0	%

											Percent
	March 31, 2018					December 31, 2017					Increase
	Balance		%			Balance		%			(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	64,617,000		18.0	%	$	72,959,000		18.8	%		(11.4	%)
Vacant land, land development, and residential construction		5,924,000		1.6			6,191,000		1.6			(4.3	)
Real estate – owner occupied		62,375,000		17.5			70,263,000		18.1			(11.2	)
Real estate – non-owner occupied		78,481,000		21.8			82,861,000		21.3			(5.3	)
Real estate – multi-family and residential rental		34,666,000		9.6			37,066,000		9.5			(6.5	)
Total commercial		246,063,000		68.5			269,340,000		69.3			(8.6	)
Retail:
Home equity and other		27,575,000		7.7			30,750,000		7.9			(10.3	)
1-4 family mortgages		85,715,000		23.8			88,505,000		22.8			(3.2	)
Total retail		113,290,000		31.5			119,255,000		30.7			(5.0	)
Total acquired loans	$	359,353,000		100.0	%	$	388,595,000		100.0	%		(7.5	%)

											Percent
	March 31, 2018					December 31, 2017					Increase
	Balance		%			Balance		%			(Decrease)
Total loans
Commercial:
Commercial and industrial	$	739,805,000		29.0	%	$	753,764,000		29.4	%		(1.9	%)
Vacant land, land development, and residential construction		31,438,000		1.2			29,873,000		1.2			5.2
Real estate – owner occupied		531,152,000		20.8			526,328,000		20.6			0.9
Real estate – non-owner occupied		794,206,000		31.2			791,685,000		30.9			0.3
Real estate – multi-family and residential rental		96,428,000		3.8			101,918,000		4.0			(5.4	)
Total commercial		2,193,029,000		86.0			2,203,568,000		86.1			(0.5	)
Retail:
Home equity and other		93,179,000		3.6			100,425,000		3.9			(7.2	)
1-4 family mortgages		264,996,000		10.4			254,559,000		10.0			4.1
Total retail		358,175,000		14.0			354,984,000		13.9			0.9
Total loans	$	2,551,204,000		100.0	%	$	2,558,552,000		100.0	%		(0.3	%)

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at December 31, 2017	$	1,404,000
Additions		0
Accretion income		(131,000	)
Net reclassification from nonaccretable to accretable		86,000
Reductions (1)		(40,000	)
Balance at March 31, 2018	$	1,319,000
Balance at December 31, 2016	$	1,726,000
Additions		1,000
Accretion income		(147,000	)
Net reclassification from nonaccretable to accretable		63,000
Reductions (1)		(179,000	)
Balance at March 31, 2017	$	1,464,000

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	March 31,		December 31,
	2018		2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,763,000		3,672,000
Total nonperforming originated loans	$	2,763,000	$	3,672,000

	March 31,		December 31,
	2018		2017
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,979,000		3,471,000
Total nonperforming acquired loans	$	2,979,000	$	3,471,000

	March 31,		December 31,
	2018		2017
Commercial:
Commercial and industrial	$	619,000	$	1,444,000
Vacant land, land development, and residential construction		0		35,000
Real estate – owner occupied		1,831,000		2,241,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		154,000		178,000
Total commercial		2,604,000		3,898,000
Retail:
Home equity and other		512,000		577,000
1-4 family mortgages		2,626,000		2,668,000
Total retail		3,138,000		3,245,000
Total nonperforming loans	$	5,742,000	$	7,143,000

Past Due Financing Receivables [Table Text Block]

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	1,350,000	$	929,000	$	0	$	2,279,000	$	672,909,000	$	675,188,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		25,514,000		25,514,000		0
Real estate – owner occupied		0		0		251,000		251,000		468,526,000		468,777,000		0
Real estate – non-owner occupied		0		0		0		0		715,725,000		715,725,000		0
Real estate – multi-family and residential rental		0		0		0		0		61,762,000		61,762,000		0
Total commercial		1,350,000		929,000		251,000		2,530,000		1,944,436,000		1,946,966,000		0
Retail:
Home equity and other		65,000		0		0		65,000		65,539,000		65,604,000		0
1-4 family mortgages		0		246,000		220,000		466,000		178,815,000		179,281,000		0
Total retail		65,000		246,000		220,000		531,000		244,354,000		244,885,000		0
Total past due loans	$	1,415,000	$	1,175,000	$	471,000	$	3,061,000	$	2,188,790,000	$	2,191,851,000	$	0

	30 – 59		60 – 89		Greater Than 89								Recorded Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Acquired loans
Commercial:
Commercial and industrial	$	0	$	0	$	113,000	$	113,000	$	64,504,000	$	64,617,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		5,924,000		5,924,000		0
Real estate – owner occupied		0		156,000		243,000		399,000		61,976,000		62,375,000		0
Real estate – non-owner occupied		0		0		0		0		78,481,000		78,481,000		0
Real estate – multi-family and residential rental		27,000		0		9,000		36,000		34,630,000		34,666,000		0
Total commercial		27,000		156,000		365,000		548,000		245,515,000		246,063,000		0
Retail:
Home equity and other		163,000		44,000		42,000		249,000		27,326,000		27,575,000		0
1-4 family mortgages		645,000		231,000		475,000		1,351,000		84,364,000		85,715,000		0
Total retail		808,000		275,000		517,000		1,600,000		111,690,000		113,290,000		0
Total past due loans	$	835,000	$	431,000	$	882,000	$	2,148,000	$	357,205,000	$	359,353,000	$	0

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater Than 89 Days Past Due		Total Past Due		Current		Total Loans		Recorded Balance > 89 Days and Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	178,000	$	178,000	$	680,627,000	$	680,805,000	$	0
Vacant land, land development, and residential construction		0		0		35,000		35,000		23,647,000		23,682,000		0
Real estate – owner occupied		0		0		1,244,000		1,244,000		454,821,000		456,065,000		0
Real estate – non-owner occupied		0		0		0		0		708,824,000		708,824,000		0
Real estate – multi-family and residential rental		0		0		0		0		64,852,000		64,852,000		0
Total commercial		0		0		1,457,000		1,457,000		1,932,771,000		1,934,228,000		0
Retail:
Home equity and other		647,000		11,000		86,000		744,000		68,931,000		69,675,000		0
1-4 family mortgages		0		0		250,000		250,000		165,804,000		166,054,000		0
Total retail		647,000		11,000		336,000		994,000		234,735,000		235,729,000		0
Total past due loans	$	647,000	$	11,000	$	1,793,000	$	2,451,000	$	2,167,506,000	$	2,169,957,000	$	0

	30 – 59		60 – 89		Greater Than 89								Recorded Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	40,000	$	0	$	114,000	$	154,000	$	72,805,000	$	72,959,000	$	0
Vacant land, land development, and residential construction		14,000		0		0		14,000		6,177,000		6,191,000		0
Real estate – owner occupied		634,000		0		271,000		905,000		69,358,000		70,263,000		0
Real estate – non-owner occupied		0		0		0		0		82,861,000		82,861,000		0
Real estate – multi-family and residential rental		0		0		108,000		108,000		36,958,000		37,066,000		0
Total commercial		688,000		0		493,000		1,181,000		268,159,000		269,340,000		0
Retail:
Home equity and other		408,000		52,000		154,000		614,000		30,136,000		30,750,000		0
1-4 family mortgages		690,000		333,000		661,000		1,684,000		86,821,000		88,505,000		0
Total retail		1,098,000		385,000		815,000		2,298,000		116,957,000		119,255,000		0
Total past due loans	$	1,786,000	$	385,000	$	1,308,000	$	3,479,000	$	385,116,000	$	388,595,000	$	0

Impaired Financing Receivables [Table Text Block]

						First Quarter
	Unpaid					Average
	Contractual		Recorded			Recorded
	Principal		Principal		Related	Principal
	Balance		Balance		Allowance	Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	234,000	$	234,000		$	206,000
Vacant land, land development and residential construction		0		0			17,000
Real estate – owner occupied		2,937,000		2,875,000			2,164,000
Real estate – non-owner occupied		0		0			0
Real estate – multi-family and residential rental		337,000		337,000			343,000
Total commercial		3,508,000		3,446,000			2,730,000
Retail:
Home equity and other		768,000		751,000			716,000
1-4 family mortgages		1,106,000		419,000			437,000
Total retail		1,874,000		1,170,000			1,153,000
Total with no related allowance recorded	$	5,382,000	$	4,616,000		$	3,883,000

							First Quarter
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	2,623,000	$	2,133,000	$	304,000	$	2,561,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		1,717,000		1,674,000		226,000		1,532,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		145,000		145,000		17,000		72,000
Total commercial		4,485,000		3,952,000		547,000		4,165,000
Retail:
Home equity and other		508,000		498,000		258,000		823,000
1-4 family mortgages		412,000		354,000		58,000		232,000
Total retail		920,000		852,000		316,000		1,055,000
Total with an allowance recorded	$	5,405,000	$	4,804,000	$	863,000	$	5,220,000
Total impaired loans:
Commercial	$	7,993,000	$	7,398,000	$	547,000	$	6,895,000
Retail		2,794,000		2,022,000		316,000		2,208,000
Total impaired loans	$	10,787,000	$	9,420,000	$	863,000	$	9,103,000

						First Quarter
	Unpaid					Average
	Contractual		Recorded			Recorded
	Principal		Principal		Related	Principal
	Balance		Balance		Allowance	Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	743,000	$	733,000		$	877,000
Vacant land, land development and residential construction		0		0			0
Real estate – owner occupied		1,110,000		715,000			687,000
Real estate – non-owner occupied		232,000		232,000			235,000
Real estate – multi-family and residential rental		62,000		44,000			131,000
Total commercial		2,147,000		1,724,000			1,930,000
Retail:
Home equity and other		690,000		649,000			578,000
1-4 family mortgages		2,586,000		2,007,000			2,080,000
Total retail		3,276,000		2,656,000			2,658,000
Total with no related allowance recorded	$	5,423,000	$	4,380,000		$	4,588,000

							First Quarter
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		1,597,000		1,597,000		307,000		799,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0
Total commercial		1,597,000		1,597,000		307,000		799,000
Retail:
Home equity and other		0		0		0		0
1-4 family mortgages		0		0		0		0
Total retail		0		0		0		0
Total with an allowance recorded	$	1,597,000	$	1,597,000	$	307,000	$	799,000
Total impaired loans:
Commercial	$	3,744,000	$	3,321,000	$	307,000	$	2,729,000
Retail		3,276,000		2,656,000		0		2,658,000
Total impaired loans	$	7,020,000	$	5,977,000	$	307,000	$	5,387,000

						First Quarter
	Unpaid					Average
	Contractual		Recorded			Recorded
	Principal		Principal		Related	Principal
	Balance		Balance		Allowance	Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	765,000	$	178,000		$	1,589,000
Vacant land, land development and residential construction		454,000		35,000			88,000
Real estate – owner occupied		1,528,000		1,452,000			113,000
Real estate – non-owner occupied		0		0			0
Real estate – multi-family and residential rental		349,000		349,000			197,000
Total commercial		3,096,000		2,014,000			1,987,000
Retail:
Home equity and other		693,000		680,000			247,000
1-4 family mortgages		1,126,000		456,000			649,000
Total retail		1,819,000		1,136,000			896,000
Total with no related allowance recorded	$	4,915,000	$	3,150,000		$	2,883,000

							First Quarter
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	3,038,000	$	2,989,000	$	963,000	$	2,690,000
Vacant land, land development and residential construction		0		0		0		749,000
Real estate – owner occupied		1,409,000		1,391,000		239,000		1,144,000
Real estate – non-owner occupied		0		0		0		4,745,000
Real estate – multi-family and residential rental		0		0		0		751,000
Total commercial		4,447,000		4,380,000		1,202,000		10,079,000
Retail:
Home equity and other		1,225,000		1,147,000		652,000		697,000
1-4 family mortgages		165,000		110,000		13,000		137,000
Total retail		1,390,000		1,257,000		665,000		834,000
Total with an allowance recorded	$	5,837,000	$	5,637,000	$	1,867,000	$	10,913,000
Total impaired loans:
Commercial	$	7,543,000	$	6,394,000	$	1,202,000	$	12,066,000
Retail		3,209,000		2,393,000		665,000		1,730,000
Total impaired loans	$	10,752,000	$	8,787,000	$	1,867,000	$	13,796,000

						First Quarter
	Unpaid					Average
	Contractual		Recorded			Recorded
	Principal		Principal		Related	Principal
	Balance		Balance		Allowance	Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	1,039,000	$	1,021,000		$	892,000
Vacant land, land development and residential construction		0		0			0
Real estate – owner occupied		1,027,000		659,000			1,151,000
Real estate – non-owner occupied		238,000		237,000			751,000
Real estate – multi-family and residential rental		237,000		218,000			160,000
Total commercial		2,541,000		2,135,000			2,954,000
Retail:
Home equity and other		694,000		507,000			336,000
1-4 family mortgages		2,703,000		2,153,000			1,662,000
Total retail		3,397,000		2,660,000			1,998,000
Total with no related allowance recorded	$	5,938,000	$	4,795,000		$	4,952,000

							First Quarter
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	19,000
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		0		0		0		48,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0
Total commercial		0		0		0		67,000
Retail:
Home equity and other		0		0		0		0
1-4 family mortgages		0		0		0		172,000
Total retail		0		0		0		172,000
Total with an allowance recorded	$	0	$	0	$	0	$	239,000
Total impaired loans:
Commercial	$	2,541,000	$	2,135,000	$	0	$	3,021,000
Retail		3,397,000		2,660,000		0		2,170,000
Total impaired loans	$	5,938,000	$	4,795,000	$	0	$	5,191,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	468,826,000	$	17,645,000	$	313,933,000	$	564,093,000	$	39,571,000
Grades 5 – 7		187,118,000		7,767,000		140,088,000		151,632,000		21,709,000
Grades 8 – 9		19,244,000		102,000		14,756,000		0		482,000
Total commercial	$	675,188,000	$	25,514,000	$	468,777,000	$	715,725,000	$	61,762,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	39,543,000	$	1,412,000	$	28,823,000	$	54,951,000	$	17,376,000
Grades 5 – 7		24,591,000		4,512,000		30,940,000		23,448,000		17,132,000
Grades 8 – 9		483,000		0		2,612,000		82,000		158,000
Total commercial	$	64,617,000	$	5,924,000	$	62,375,000	$	78,481,000	$	34,666,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	469,537,000	$	15,090,000	$	326,700,000	$	559,388,000	$	42,951,000
Grades 5 – 7		189,851,000		8,557,000		123,024,000		149,135,000		21,552,000
Grades 8 – 9		21,417,000		35,000		6,341,000		301,000		349,000
Total commercial	$	680,805,000	$	23,682,000	$	456,065,000	$	708,824,000	$	64,852,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	46,263,000	$	1,446,000	$	28,706,000	$	52,674,000	$	17,499,000
Grades 5 – 7		25,654,000		4,745,000		39,565,000		30,102,000		19,212,000
Grades 8 – 9		1,042,000		0		1,992,000		85,000		355,000
Total commercial	$	72,959,000	$	6,191,000	$	70,263,000	$	82,861,000	$	37,066,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial			Retail
	Loans			Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	16,456,000		$	2,584,000		$	93,000	$	19,133,000
Provision for loan losses		(341,000	)		(563,000	)		122,000		(782,000	)
Charge-offs		(258,000	)		(135,000	)		0		(393,000	)
Recoveries		1,008,000			115,000			0		1,123,000
Ending balance	$	16,865,000		$	2,001,000		$	215,000	$	19,081,000
Ending balance: individually evaluated for impairment	$	547,000		$	316,000		$	0	$	863,000
Ending balance: collectively evaluated for impairment	$	16,318,000		$	1,685,000		$	215,000	$	18,218,000
Total loans:
Ending balance	$	1,946,966,000		$	244,885,000				$	2,191,851,000
Ending balance: individually evaluated for impairment	$	7,398,000		$	2,022,000				$	9,420,000
Ending balance: collectively evaluated for impairment	$	1,939,568,000		$	242,863,000				$	2,182,431,000

	Commercial			Retail
	Loans			Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	291,000		$	77,000		$	0	$	368,000
Provision for loan losses		314,000			468,000			0		782,000
Charge-offs		(246,000	)		(15,000	)		0		(261,000	)
Recoveries		0			4,000			0		4,000
Ending balance	$	359,000		$	534,000		$	0	$	893,000

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	16,026,000		$	1,882,000		$	(40,000	)	$	17,868,000
Provision for loan losses		1,148,000			1,360,000			133,000			2,641,000
Charge-offs		(2,292,000	)		(891,000	)		0			(3,183,000	)
Recoveries		1,574,000			233,000			0			1,807,000
Ending balance	$	16,456,000		$	2,584,000		$	93,000		$	19,133,000
Ending balance: individually evaluated for impairment	$	1,202,000		$	665,000		$	0		$	1,867,000
Ending balance: collectively evaluated for impairment	$	15,254,000		$	1,919,000		$	93,000		$	17,266,000
Total loans:
Ending balance	$	1,934,228,000		$	235,729,000					$	2,169,957,000
Ending balance: individually evaluated for impairment	$	6,394,000		$	2,393,000					$	8,787,000
Ending balance: collectively evaluated for impairment	$	1,927,834,000		$	233,336,000					$	2,161,170,000

	Commercial			Retail
	Loans			Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	75,000		$	18,000		$	0	$	93,000
Provision for loan losses		210,000			99,000			0		309,000
Charge-offs		(12,000	)		(40,000	)		0		(52,000	)
Recoveries		18,000			0			0		18,000
Ending balance	$	291,000		$	77,000		$	0	$	368,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		3	$	107,000	$	96,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		4		3,865,000		3,854,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		7		3,972,000		3,950,000
Retail:
Home equity and other		1		50,000		50,000
1-4 family mortgages		0		0		0
Total originated retail		1		50,000		50,000
Total originated loans		8	$	4,022,000	$	4,000,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		3		1,597,000		1,597,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		3		1,597,000		1,597,000
Retail:
Home equity and other		6		118,000		119,000
1-4 family mortgages		0		0		0
Total acquired retail		6		118,000		119,000
Total acquired loans		9	$	1,715,000	$	1,716,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		0		0		0
Retail:
Home equity and other		4		328,000		329,000
1-4 family mortgages		0		0		0
Total originated retail		4		328,000		329,000
Total originated loans		4	$	328,000	$	329,000
Acquired loans
Commercial:
Commercial and industrial		1	$	31,000	$	31,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		1		31,000		31,000
Retail:
Home equity and other		2		6,000		7,000
1-4 family mortgages		1		57,000		57,000
Total acquired retail		3		63,000		64,000
Total acquired loans		4	$	94,000	$	95,000

Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		1		251,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		251,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	251,000

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		1	$	113,000
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		113,000
Retail:
Home equity and other		2		20,000
1-4 family mortgages		0		0
Total retail		2		20,000
Total		3	$	133,000

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		2	$	34,000
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		1		130,000
Total commercial		3		164,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		3	$	164,000

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		1	$	24,000
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		24,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	24,000

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,989,000		$	383,000		$	1,599,000		$	0	$	0
Charge-Offs		(230,000	)		0			0			0		0
Payments		(882,000	)		(45,000	)		(855,000	)		0		0
Transfers to ORE		0			0			0			0		0
Net Additions/Deletions		105,000			0			3,804,000			0		0
Ending Balance	$	1,982,000		$	338,000		$	4,548,000		$	0	$	0

	Retail			Retail
	Home Equity			1-4 Family
	and Other			Mortgages
Retail Loan Portfolio:
Beginning Balance	$	1,127,000		$	146,000
Charge-Offs		0			0
Payments		(8,000	)		(2,000	)
Transfers to ORE		0			0
Net Additions/Deletions		50,000			0
Ending Balance	$	1,169,000		$	144,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,001,000		$	0	$	427,000		$	237,000		$	41,000
Charge-Offs		(275,000	)		0		0			0			0
Payments		(10,000	)		0		(17,000	)		(5,000	)		(5,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		1,597,000			0			0
Ending Balance	$	716,000		$	0	$	2,007,000		$	232,000		$	36,000

	Retail			Retail
	Home Equity			1-4 Family
	and Other			Mortgages
Retail Loan Portfolio:
Beginning Balance	$	219,000		$	393,000
Charge-Offs		(15,000	)		0
Payments		(1,000	)		(9,000	)
Transfers to ORE		(82,000	)		0
Net Additions/Deletions		119,000			0
Ending Balance	$	240,000		$	384,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,503,000		$	1,488,000		$	906,000		$	5,110,000		$	716,000
Charge-Offs		0			0			0			0			0
Payments		(125,000	)		(529,000	)		(27,000	)		(123,000	)		(113,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		159,000			0			0			(436,000	)		(312,000	)
Ending Balance	$	1,537,000		$	959,000		$	879,000		$	4,551,000		$	291,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	385,000	$	157,000
Charge-Offs		0		0
Payments		0		(3,000	)
Transfers to ORE		0		0
Net Additions/Deletions		321,000		0
Ending Balance	$	706,000	$	154,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,125,000		$	0	$	900,000		$	728,000		$	60,000
Charge-Offs		0			0		(12,000	)		0			0
Payments		(233,000	)		0		0			(145,000	)		0
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		30,000			0		108,000			0			8,000
Ending Balance	$	922,000		$	0	$	996,000		$	583,000		$	68,000

	Retail			Retail
	Home Equity			1-4 Family
	and Other			Mortgages
Retail Loan Portfolio:
Beginning Balance	$	208,000		$	326,000
Charge-Offs		0			0
Payments		(9,000	)		(4,000	)
Transfers to ORE		0			0
Net Additions/Deletions		7,000			54,000
Ending Balance	$	206,000		$	376,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	March 31,		December 31,
	2018		2017
Commercial:
Commercial and industrial	$	85,000	$	107,000
Vacant land, land development, and residential construction		0		0
Real estate – owner occupied		375,000		141,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		460,000		248,000
Retail:
Home equity and other		215,000		196,000
1-4 family mortgages		21,000		0
Total retail		236,000		196,000
Total related allowance	$	696,000	$	444,000

Retail Portfolio Segment [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	65,604,000	$	179,281,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	27,575,000	$	85,715,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	69,675,000	$	166,054,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	30,750,000	$	88,505,000