Note 5 - Deposits

9 Months Ended

Sep. 30, 2017

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.

     

DEPOSITS

Our total deposits at

September 30, 2017

totaled

$2.49

billion, an increase of

$114

million, or

4.8%,

from

December 

31,

2016

. The components of our outstanding balances at

September 30, 2017

and

December 31, 2016,

and percentage change in deposits from the end of

2016

to the end of the

third

quarter of

2017,

are as follows:

	September 30, 2017					December 31, 201 6					Percent Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing checking	$	826,038,000		33.2	%	$	810,600,000		34.1	%		1.9	%
Interest-bearing checking		405,223,000		16.3			377,929,000		15.9			7.2
Money market		404,336,000		16.2			272,051,000		11.5			48.6
Savings		333,495,000		13.4			344,988,000		14.5			(3.3	)
Time, under $100,000		151,049,000		6.1			146,169,000		6.2			3.3
Time, $100,000 and over		264,247,000		10.6			347,058,000		14.6			(23.9	)
Total local deposits		2,384,388,000		95.8			2,298,795,000		96.8			3.7
Out-of-area time, under $100,000		0		NA			0		NA			NA
Out-of-area time, $100,000 and over		104,655,000		4.2			76,190,000		3.2			37.4
Total out-of-area deposits		104,655,000		4.2			76,190,000		3.2			37.4
Total deposits	$	2,489,043,000		100.0	%	$	2,374,985,000		100.0	%		4.8	%

Total time deposits of more than

$250,000

totaled $

269

million and

$214

million at

September 30, 2017

and

December 31, 2016,

respectively.