Exhibit 99.1

Mercantile Bank Corporation Reports Strong Third Quarter 2017 Results

Continued strength in core profitability highlights quarter

GRAND RAPIDS, Mich., October 17, 2017 – Mercantile Bank Corporation (NASDAQ: MBWM) ("Mercantile") reported net income of $8.3 million, or $0.51 per diluted share, for the third quarter of 2017, compared with net income of $7.8 million, or $0.48 per diluted share, for the respective prior-year period. Net income during the first nine months of 2017 totaled $23.3 million, or $1.41 per diluted share, compared to $23.8 million, or $1.46 per diluted share, during the first nine months of 2016. Excluding the impacts of certain noncore transactions, including a Bank-owned life insurance death benefit claim in the first quarter of 2017, the repurchase of trust preferred securities at a discount in the first quarter of 2016, and accelerated discount accretion on called U.S. Government agency bonds during the first nine months of 2016, diluted earnings per share during the first nine months of 2017 and 2016 equaled $1.34 and $1.27, respectively.

“We are very pleased to report another quarter of strong operating performance,” said Robert B. Kaminski, Jr., President and Chief Executive Officer of Mercantile. “Our sustained strength in core profitability and strong capital position provide us with a high degree of optimism that the fourth quarter of 2017 will produce operating results similar to those achieved during the first three quarters of the year and position us well for sustainable growth opportunities into 2018.”

The third quarter was highlighted by:

● Robust earnings performance and capital position

● Healthy net interest margin

● Continued expense control

● Strong asset quality, as reflected by low levels of nonperforming assets and loans in the 30- to 89-days delinquent category

● New commercial term loan originations of approximately $128 million

● Continued strength in commercial and mortgage loan pipelines

● Increased cash dividend

Operating Results

Total revenue, which consists of net interest income and noninterest income, was $33.2 million during the third quarter of 2017, up $1.5 million or 4.8 percent from the prior-year third quarter. Net interest income during the third quarter of 2017 was $28.6 million, up $2.2 million or 8.3percent from the third quarter of 2016, reflecting a higher level of earning assets and an increased net interest margin.

The net interest margin was 3.83 percent in the third quarter of 2017, up from 3.76 percent in the prior-year third quarter. The increase in the net interest margin primarily resulted from a higher yield on loans, mainly reflecting the positive impact of higher interest rates on variable-rate commercial loans stemming from the 25 basis point increases in the targeted federal funds rate in December of 2016 and March and June of 2017 and a higher level of purchased credit-impaired commercial loan income. The cost of funds equaled 0.58 percent during the third quarter of 2017, up from 0.46 percent during the respective 2016 period mainly due to increased costs of certain non-time deposit accounts and borrowed funds.

Net interest income and the net interest margin during the third quarter of 2017 and the prior-year third quarter were affected by purchased accounting accretion and amortization entries associated with the fair value measurements recorded effective June 1, 2014. Increases in interest income on loans totaling $1.8 million and $1.0 million were recorded during the third quarters of 2017 and 2016, respectively. An increase in interest expense on subordinated debentures totaling $0.2 million was recorded during both the current-year third quarter and prior-year third quarter. Purchased loan accretion amounts vary from period to period as a result of periodic cash flow re-estimations, loan payoffs, and payment performance.

Mercantile recorded a $1.0 million provision for loan losses during the third quarter of 2017 compared to a $0.6 million provision during the respective 2016 period. The provision expense recorded during the third quarter of 2017 primarily reflects an increased allocation related to the economic conditions environmental factor. Ongoing loan growth also necessitated a portion of the provision expense incurred during the current-year third quarter and accounted for a substantial portion of the provision expense recorded during the third quarter of 2016.

Noninterest income during the third quarter of 2017 was $4.6 million, down $0.7 million or 12.9 percent from the $5.3 million recorded during the third quarter of 2016. Growth in several fee income categories, including credit and debit card fees, mortgage banking activity income, and payroll processing revenue, was more than offset by a decline in other income, which was elevated in the third quarter of 2016 as a result of certain noncore transactions, including the reimbursement of medical insurance premiums charged in prior years and payments received on purchased credit-impaired loans that had been charged-off prior to the merger with Firstbank Corporation.

Noninterest expense totaled $20.2 million during the third quarter of 2017, up $0.5 million or 2.8 percent from the respective 2016 period primarily due to increased salary and benefit costs and general operating expenses. The increase in salary and benefit costs primarily reflects annual employee merit increases and the hiring of additional staff, while increases in other operating expenses generally reflect costs associated with recent expansion initiatives.

Mr. Kaminski continued: “As expected, our net interest margin benefitted from the recent increases in short-term interest rates stemming from the Federal Open Market Committee’s decision to continue its tightening path. Although our cost of funds has trended upward over the past few quarters, its impact on our net interest margin has been surpassed by an increasing yield on earning assets, primarily reflecting higher interest rates on variable-rate commercial loans resulting from the recent rate hikes and increased purchased credit-impaired commercial loan income. Based on our balance sheet structure, we expect any additional tightening by the Federal Open Market Committee to positively impact our net interest margin. We remain focused on identifying opportunities to enhance revenue and have been proactively adding proven revenue producers to our sales team. We have also implemented expansion and other strategic initiatives in a cost-conscious manner.”

Balance Sheet

As of September 30, 2017, total assets were $3.25 billion, up $172 million or 5.6 percent from December 31, 2016; total loans increased $176 million, or 7.4 percent, to $2.55 billion over the same time period, representing an annualized growth rate of approximately 10 percent. During the twelve months ended September 30, 2017, total assets were up $191 million or 6.2 percent, and total loans were up $148 million or 6.1 percent. Approximately $410million in commercial term loans to new and existing borrowers were originated during the first nine months of 2017, including about $128 million during the third quarter, as continuing sales and relationship building efforts presented additional lending opportunities. As of September 30, 2017, unfunded commitments on commercial construction and development loans totaled approximately $163 million, up from $111 million as of June 30, 2017; the commitments are expected to be largely funded over the next 12 to 18 months.

Raymond Reitsma, President of Mercantile Bank of Michigan, noted: “We are pleased with the loan growth achieved during the first nine months of 2017, along with the relatively consistent dollar volume of new commercial term loans originated during each quarter. Although competitive pressures remain in our markets, we have not wavered from our ongoing commitment to grow the loan portfolio in a controlled manner, focusing on an appropriate balance between credit risk and pricing. Based on the strength of our loan pipeline and expected draws on construction and development lines of credit, we are confident that a solid level of commercial loans will be funded in future periods. We are also very pleased to report that the success of strategic initiatives designed to increase our residential mortgage loan market penetration continued during the third quarter. Our residential mortgage portfolio grew nearly seven percent during the quarter, marking the sixth consecutive quarter of growth in the portfolio.”

Commercial and industrial loans and owner-occupied commercial real estate (“CRE”) loans combined represented approximately 49 percent of total loans as of September 30, 2017. Non-owner occupied CRE loans equaled about 32 percent of total loans as of September 30, 2017.

As of September 30, 2017, total deposits were $2.49 billion, up $114 million and $160 million from December 31, 2016 and September 30, 2016, respectively. Local deposits were up $85.6 million since year-end 2016 and $146 million over the past twelve months. Growth in local deposits was mainly driven by new commercial loan relationships and the success of various deposit account specials. Wholesale funds were $325 million, or approximately 11 percent of total funds, as of September 30, 2017, compared to about 9 percent as of December 31, 2016 and 10 percent as of September 30, 2016.

Asset Quality

Nonperforming assets at September 30, 2017 were $10.6 million, or 0.3 percent of total assets, compared to $7.2 million, or 0.2 percent of total assets, at June 30, 2017, and $6.4 million, or 0.2 percent of total assets, at December 31, 2016. The transfer of a Bank-owned parcel of real estate, which is no longer being considered for use as a bank facility, from fixed assets to other real estate owned accounted for nearly 50 percent of the $3.3 million increase in nonperforming assets during the third quarter of 2017. The parcel of real estate is expected to be sold in the next six months for an amount that approximates current book value. The level of past due loans remains nominal, and loan relationships on the internal watch list have remained relatively consistent in number and dollar volume. Net loan charge-offs were $0.1 million during the third quarter of 2017, or an annualized 0.02 percent of average loans, and $1.1 million, or an annualized 0.06 percent of average loans, during the first nine months of 2017.

Capital Position

Shareholders’ equity totaled $363 million as of September 30, 2017, an increase of $21.7 million from year-end 2016. The Bank’s capital position remains above “well-capitalized” with a total risk-based capital ratio of 12.5 percent as of September 30, 2017, compared to 13.1percent at December 31, 2016. At September 30, 2017, the Bank had approximately $74 million in excess of the 10.0 percent minimum regulatory threshold required to be considered a “well-capitalized” institution. Mercantile reported 16,490,279 total shares outstanding at September 30, 2017.

No shares were repurchased during the first nine months of 2017 as part of the $20 million stock repurchase program that was announced in January of 2015. Future share repurchases totaling $15.5 million can be made under the program, which was expanded by $15 million in early 2016.

Mr. Kaminski concluded: “We are excited about Mercantile’s future and expect the solid operating results achieved during the first nine months of the year to extend into the fourth quarter. Our strong overall financial condition, including sustained strength in core profitability and a healthy balance sheet, affords us the ability to meet growth objectives and fulfill our ongoing commitment to enhance shareholder value. As depicted by loan and deposit growth, our relationship-based approach to banking continues to be well-received by businesses and individuals in our markets.”

About Mercantile Bank Corporation

Based in Grand Rapids, Michigan, Mercantile Bank Corporation is the bank holding company for Mercantile Bank of Michigan.  Mercantile provides banking services to businesses, individuals and governmental units, and differentiates itself on the basis of service quality and the expertise of its banking staff. Mercantile has assets of approximately $3.3 billion and operates 49 banking offices. Mercantile Bank Corporation’s common stock is listed on the NASDAQ Global Select Market under the symbol “MBWM.”

Forward-Looking Statements

This news release contains comments or information that constitute forward-looking statements (within the meaning of the Private Securities Litigation Reform Act of 1995) that are based on current expectations that involve a number of risks and uncertainties. Actual results may differ materially from the results expressed in forward-looking statements. Factors that might cause such a difference include changes in interest rates and interest rate relationships; demand for products and services; the degree of competition by traditional and nontraditional competitors; changes in banking regulation or actions by bank regulators; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior as well as their ability to repay loans; changes in local real estate values; changes in the national and local economies; and other factors, including risk factors, disclosed from time to time in filings made by Mercantile with the Securities and Exchange Commission. Mercantile undertakes no obligation to update or clarify forward-looking statements, whether as a result of new information, future events or otherwise.

FOR FURTHER INFORMATION:

Robert B. Kaminski, Jr.	Charles Christmas
President & CEO	Executive Vice President & CFO
616-726-1502	616-726-1202
rkaminski@mercbank.com	cchristmas@mercbank.com

Mercantile Bank Corporation

Third Quarter 2017 Results

MERCANTILE BANK CORPORATION

CONSOLIDATED BALANCE SHEETS

(Unaudited)

	SEPTEMBER 30,			DECEMBER 31,			SEPTEMBER 30,
	2017			2016			2016
ASSETS
Cash and due from banks	$	53,941,000		$	50,200,000		$	55,882,000
Interest-earning deposits		123,110,000			133,396,000			85,848,000
Total cash and cash equivalents		177,051,000			183,596,000			141,730,000
Securities available for sale		330,090,000			328,060,000			325,443,000
Federal Home Loan Bank stock		11,036,000			8,026,000			8,026,000
Loans		2,554,272,000			2,378,620,000			2,406,377,000
Allowance for loan losses		(19,193,000	)		(17,961,000	)		(17,526,000	)
Loans, net		2,535,079,000			2,360,659,000			2,388,851,000
Premises and equipment, net		45,606,000			45,456,000			45,212,000
Bank owned life insurance		66,858,000			67,198,000			66,876,000
Goodwill		49,473,000			49,473,000			49,473,000
Core deposit intangible		8,156,000			9,957,000			10,592,000
Other assets		31,306,000			30,146,000			27,761,000
Total assets	$	3,254,655,000		$	3,082,571,000		$	3,063,964,000
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits:
Noninterest-bearing	$	826,038,000		$	810,600,000		$	731,663,000
Interest-bearing		1,663,005,000			1,564,385,000			1,597,774,000
Total deposits		2,489,043,000			2,374,985,000			2,329,437,000
Securities sold under agreements to repurchase		122,280,000			131,710,000			146,843,000
Federal Home Loan Bank advances		220,000,000			175,000,000			178,000,000
Subordinated debentures		45,347,000			44,835,000			44,665,000
Accrued interest and other liabilities		15,439,000			15,230,000			15,548,000
Total liabilities		2,892,109,000			2,741,760,000			2,714,493,000
SHAREHOLDERS' EQUITY
Common stock		309,033,000			305,488,000			304,027,000
Retained earnings		55,258,000			40,904,000			43,655,000
Accumulated other comprehensive income/(loss)		(1,745,000	)		(5,581,000	)		1,789,000
Total shareholders' equity		362,546,000			340,811,000			349,471,000
Total liabilities and shareholders' equity	$	3,254,655,000		$	3,082,571,000		$	3,063,964,000

Mercantile Bank Corporation

Third Quarter 2017 Results

MERCANTILE BANK CORPORATION

CONSOLIDATED REPORTS OF INCOME

(Unaudited)

	THREE MONTHS ENDED		THREE MONTHS ENDED		NINE MONTHS ENDED		NINE MONTHS ENDED
	September 30, 2017		September 30, 2016		September 30, 2017		September 30, 2016
INTEREST INCOME
Loans, including fees	$	30,746,000	$	27,553,000	$	86,406,000	$	81,219,000
Investment securities		1,906,000		2,033,000		5,594,000		7,283,000
Other interest-earning assets		382,000		120,000		641,000		240,000
Total interest income		33,034,000		29,706,000		92,641,000		88,742,000
INTEREST EXPENSE
Deposits		2,652,000		1,924,000		6,543,000		5,608,000
Short-term borrowings		45,000		62,000		142,000		154,000
Federal Home Loan Bank advances		1,033,000		670,000		2,690,000		1,595,000
Other borrowed money		660,000		600,000		1,920,000		1,952,000
Total interest expense		4,390,000		3,256,000		11,295,000		9,309,000
Net interest income		28,644,000		26,450,000		81,346,000		79,433,000
Provision for loan losses		1,000,000		600,000		2,350,000		2,300,000
Net interest income after provision for loan losses		27,644,000		25,850,000		78,996,000		77,133,000
NONINTEREST INCOME
Service charges on accounts		1,076,000		1,140,000		3,148,000		3,178,000
Credit and debit card income		1,215,000		1,090,000		3,497,000		3,185,000
Mortgage banking income		1,326,000		1,236,000		3,233,000		2,578,000
Earnings on bank owned life insurance		328,000		349,000		2,394,000		933,000
Other income		660,000		1,469,000		2,226,000		6,560,000
Total noninterest income		4,605,000		5,284,000		14,498,000		16,434,000
NONINTEREST EXPENSE
Salaries and benefits		11,636,000		11,162,000		33,796,000		32,959,000
Occupancy		1,598,000		1,515,000		4,707,000		4,600,000
Furniture and equipment		543,000		531,000		1,625,000		1,579,000
Data processing costs		2,071,000		1,987,000		6,155,000		5,949,000
FDIC insurance costs		250,000		351,000		708,000		1,108,000
Other expense		4,112,000		4,117,000		12,877,000		12,530,000
Total noninterest expense		20,210,000		19,663,000		59,868,000		58,725,000
Income before federal income tax expense		12,039,000		11,471,000		33,626,000		34,842,000
Federal income tax expense		3,702,000		3,626,000		10,331,000		11,014,000
Net Income	$	8,337,000	$	7,845,000	$	23,295,000	$	23,828,000
Basic earnings per share	$	0.51	$	0.48	$	1.41	$	1.46
Diluted earnings per share	$	0.51	$	0.48	$	1.41	$	1.46
Average basic shares outstanding		16,483,492		16,282,804		16,463,245		16,271,848
Average diluted shares outstanding		16,494,540		16,307,350		16,474,534		16,294,093

Mercantile Bank Corporation

Third Quarter 2017 Results

MERCANTILE BANK CORPORATION

CONSOLIDATED FINANCIAL HIGHLIGHTS

(Unaudited)

	Quarterly															Year-To-Date
(dollars in thousands except per share data)	2017			2017			2017			2016			2016
	3rd Qtr			2nd Qtr			1st Qtr			4th Qtr			3rd Qtr			2017			2016
EARNINGS
Net interest income	$	28,644			27,193			25,509			26,435			26,450			81,346			79,433
Provision for loan losses	$	1,000			750			600			600			600			2,350			2,300
Noninterest income	$	4,605			4,042			5,851			4,604			5,284			14,498			16,434
Noninterest expense	$	20,210			19,882			19,776			18,394			19,663			59,868			58,725
Net income before federal income tax expense	$	12,039			10,603			10,984			12,045			11,471			33,626			34,842
Net income	$	8,337			7,343			7,615			8,085			7,845			23,295			23,828
Basic earnings per share	$	0.51			0.45			0.46			0.49			0.48			1.41			1.46
Diluted earnings per share	$	0.51			0.45			0.46			0.49			0.48			1.41			1.46
Average basic shares outstanding		16,483,492			16,471,060			16,434,647			16,352,359			16,282,804			16,463,245			16,271,848
Average diluted shares outstanding		16,494,540			16,485,356			16,449,210			16,374,117			16,307,350			16,474,534			16,294,093
PERFORMANCE RATIOS
Return on average assets		1.03	%		0.96	%		1.02	%		1.05	%		1.02	%		1.00	%		1.07	%
Return on average equity		9.21	%		8.39	%		8.99	%		9.35	%		9.00	%		8.87	%		9.32	%
Net interest margin (fully tax-equivalent)		3.83	%		3.85	%		3.73	%		3.72	%		3.76	%		3.80	%		3.89	%
Efficiency ratio		60.78	%		63.65	%		63.06	%		59.26	%		61.96	%		62.46	%		61.26	%
Full-time equivalent employees		634			643			617			616			612			634			612
YIELD ON ASSETS / COST OF FUNDS
Yield on loans		4.81	%		4.69	%		4.54	%		4.65	%		4.57	%		4.68	%		4.63	%
Yield on securities		2.50	%		2.44	%		2.35	%		2.27	%		2.71	%		2.43	%		3.07	%
Yield on other interest-earning assets		1.28	%		0.99	%		0.81	%		0.51	%		0.51	%		1.14	%		0.52	%
Yield on total earning assets		4.41	%		4.37	%		4.20	%		4.18	%		4.22	%		4.32	%		4.34	%
Yield on total assets		4.10	%		4.05	%		3.88	%		3.87	%		3.90	%		4.01	%		4.02	%
Cost of deposits		0.43	%		0.35	%		0.33	%		0.33	%		0.33	%		0.37	%		0.33	%
Cost of borrowed funds		1.75	%		1.69	%		1.53	%		1.45	%		1.41	%		1.66	%		1.45	%
Cost of interest-bearing liabilities		0.85	%		0.77	%		0.68	%		0.68	%		0.66	%		0.77	%		0.65	%
Cost of funds (total earning assets)		0.58	%		0.52	%		0.47	%		0.46	%		0.46	%		0.52	%		0.45	%
Cost of funds (total assets)		0.54	%		0.48	%		0.43	%		0.42	%		0.42	%		0.49	%		0.42	%
PURCHASE ACCOUNTING ADJUSTMENTS
Loan portfolio - increase interest income	$	1,757			1,336			832			1,672			1,002			3,925			3,253
Trust preferred - increase interest expense	$	171			171			171			171			171			513			513
Core deposit intangible - increase overhead	$	556			609			636			636			636			1,801			2,039
MORTGAGE BANKING ACTIVITY
Total mortgage loans originated	$	61,962			60,371			38,365			46,727			52,340			160,698			116,345
Purchase mortgage loans originated	$	41,254			39,115			21,523			21,962			25,542			101,892			56,289
Refinance mortgage loans originated	$	20,708			21,256			16,842			24,765			26,798			58,806			60,056
Total mortgage loans sold	$	33,858			29,371			18,463			30,081			35,826			81,692			80,977
Net gain on sale of mortgage loans	$	1,131			1,012			732			993			1,079			2,875			2,404
CAPITAL
Tangible equity to tangible assets		9.54	%		9.70	%		9.77	%		9.31	%		9.63	%		9.54	%		9.63	%
Tier 1 leverage capital ratio		11.18	%		11.49	%		11.53	%		11.17	%		11.28	%		11.18	%		11.28	%
Common equity risk-based capital ratio		10.54	%		10.65	%		10.83	%		10.88	%		10.83	%		10.54	%		10.83	%
Tier 1 risk-based capital ratio		12.01	%		12.15	%		12.39	%		12.47	%		12.40	%		12.01	%		12.40	%
Total risk-based capital ratio		12.66	%		12.79	%		13.05	%		13.13	%		13.05	%		12.66	%		13.05	%
Tier 1 capital	$	354,087			347,754			341,708			336,316			337,054			354,087			337,054
Tier 1 plus tier 2 capital	$	373,280			366,048			359,984			354,278			354,580			373,280			354,580
Total risk-weighted assets	$	2,949,011			2,861,605			2,757,616			2,697,727			2,718,012			2,949,011			2,718,012
Book value per common share	$	21.99			21.69			21.13			20.76			21.44			21.99			21.44
Tangible book value per common share	$	18.49			18.16			17.56			17.14			17.76			18.49			17.76
Cash dividend per common share	$	0.19			0.18			0.18			0.67			0.17			0.55			0.49
ASSET QUALITY
Gross loan charge-offs	$	709			1,150			456			970			363			2,315			1,235
Recoveries	$	607			419			171			805			179			1,197			780
Net loan charge-offs (recoveries)	$	102			731			285			165			184			1,118			455
Net loan charge-offs to average loans		0.02	%		0.12	%		0.05	%		0.03	%		0.03	%		0.06	%		0.03	%
Allowance for loan losses	$	19,193			18,295			18,276			17,961			17,526			19,193			17,526
Allowance to originated loans		0.88	%		0.86	%		0.92	%		0.95	%		0.93	%		0.88	%		0.93	%
Nonperforming loans	$	8,231			6,450			7,292			5,939			4,669			8,231			4,669
Other real estate/repossessed assets	$	2,327			789			495			469			790			2,327			790
Nonperforming loans to total loans		0.32	%		0.26	%		0.30	%		0.25	%		0.19	%		0.32	%		0.19	%
Nonperforming assets to total assets		0.32	%		0.23	%		0.26	%		0.21	%		0.18	%		0.32	%		0.18	%
NONPERFORMING ASSETS - COMPOSITION
Residential real estate:
Land development	$	0			0			0			16			23			0			23
Construction	$	0			0			0			0			0			0			0
Owner occupied / rental	$	3,648			3,367			2,972			2,883			2,945			3,648			2,945
Commercial real estate:
Land development	$	50			65			80			95			110			50			110
Construction	$	0			0			0			0			0			0			0
Owner occupied	$	4,627			1,313			1,221			610			1,597			4,627			1,597
Non-owner occupied	$	84			400			421			488			691			84			691
Non-real estate:
Commercial assets	$	2,126			2,081			3,076			2,293			65			2,126			65
Consumer assets	$	23			13			17			23			28			23			28
Total nonperforming assets		10,558			7,239			7,787			6,408			5,459			10,558			5,459
NONPERFORMING ASSETS - RECON
Beginning balance	$	7,239			7,787			6,408			5,459			5,983			6,408			6,737
Additions - originated loans	$	4,789			1,774			2,987			2,953			1,172			9,550			3,391
Merger-related activity	$	210			16			0			33			0			226			0
Return to performing status	$	(120	)		0			(113	)		(13	)		0			(233	)		0
Principal payments	$	(1,089	)		(1,168	)		(1,289	)		(1,386	)		(1,509	)		(3,546	)		(2,778	)
Sale proceeds	$	(373	)		(147	)		(56	)		(308	)		(76	)		(576	)		(1,120	)
Loan charge-offs	$	(91	)		(953	)		(135	)		(263	)		(101	)		(1,179	)		(718	)
Valuation write-downs	$	(7	)		(70	)		(15	)		(67	)		(10	)		(92	)		(53	)
Ending balance	$	10,558			7,239			7,787			6,408			5,459			10,558			5,459
LOAN PORTFOLIO COMPOSITION
Commercial:
Commercial & industrial	$	776,562			780,816			757,219			713,903			750,330			776,562			750,330
Land development & construction	$	28,575			29,027			31,924			34,828			37,455			28,575			37,455
Owner occupied comm'l R/E	$	485,347			491,633			452,382			450,464			440,705			485,347			440,705
Non-owner occupied comm'l R/E	$	805,167			783,036			768,565			748,269			741,443			805,167			741,443
Multi-family & residential rental	$	119,170			114,081			113,257			117,883			118,103			119,170			118,103
Total commercial	$	2,214,821			2,198,593			2,123,347			2,065,347			2,088,036			2,214,821			2,088,036
Retail:
1-4 family mortgages	$	236,075			220,697			205,850			195,226			190,715			236,075			190,715
Home equity & other consumer	$	103,376			107,991			112,117			118,047			127,626			103,376			127,626
Total retail	$	339,451			328,688			317,967			313,273			318,341			339,451			318,341
Total loans	$	2,554,272			2,527,281			2,441,314			2,378,620			2,406,377			2,554,272			2,406,377
END OF PERIOD BALANCES
Loans	$	2,554,272			2,527,281			2,441,314			2,378,620			2,406,377			2,554,272			2,406,377
Securities	$	341,126			333,294			341,677			336,086			333,469			341,126			333,469
Other interest-earning assets	$	123,110			48,762			12,663			133,396			85,848			123,110			85,848
Total earning assets (before allowance)	$	3,018,508			2,909,337			2,795,654			2,848,102			2,825,694			3,018,508			2,825,694
Total assets	$	3,254,655			3,143,336			3,018,919			3,082,571			3,063,964			3,254,655			3,063,964
Noninterest-bearing deposits	$	826,038			800,718			757,706			810,600			731,663			826,038			731,663
Interest-bearing deposits	$	1,663,005			1,570,003			1,520,310			1,564,385			1,597,774			1,663,005			1,597,774
Total deposits	$	2,489,043			2,370,721			2,278,016			2,374,985			2,329,437			2,489,043			2,329,437
Total borrowed funds	$	390,868			404,370			380,009			354,902			372,917			390,868			372,917
Total interest-bearing liabilities	$	2,053,873			1,974,373			1,900,319			1,919,287			1,970,691			2,053,873			1,970,691
Shareholders' equity	$	362,546			357,499			348,050			340,811			349,471			362,546			349,471
AVERAGE BALANCES
Loans	$	2,534,364			2,472,489			2,390,030			2,372,510			2,391,620			2,466,156			2,336,174
Securities	$	339,125			338,045			339,537			336,493			328,993			338,901			341,407
Other interest-earning assets	$	116,851			46,250			61,376			127,790			91,590			75,029			61,100
Total earning assets (before allowance)	$	2,990,340			2,856,784			2,790,943			2,836,793			2,812,203			2,880,086			2,738,681
Total assets	$	3,220,053			3,081,542			3,016,871			3,064,974			3,040,324			3,106,899			2,961,866
Noninterest-bearing deposits	$	805,650			785,705			766,031			773,137			733,600			785,940			696,214
Interest-bearing deposits	$	1,648,235			1,531,399			1,542,078			1,561,539			1,572,424			1,574,293			1,569,963
Total deposits	$	2,453,885			2,317,104			2,308,109			2,334,676			2,306,024			2,360,233			2,266,177
Total borrowed funds	$	393,910			400,508			352,614			366,905			373,973			382,496			340,496
Total interest-bearing liabilities	$	2,042,145			1,931,907			1,894,692			1,928,444			1,946,397			1,956,789			1,910,459
Shareholders' equity	$	359,131			351,216			343,344			343,122			345,944			351,288			340,742