Note 5 - Deposits

6 Months Ended

Jun. 30, 2017

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.

     

DEPOSITS

Our total deposits at

June 30, 2017

totaled

$2.37

billion, a decrease of

$4.3

million, or

0.2%,

from

December 

31,

2016.

The components of our outstanding balances at

June 30, 2017

and

December 31, 2016,

and percentage change in deposits from the end of

2016

to the end of the

second

quarter of

2017,

are as follows:

	June 30, 2017					December 31, 2016					Percent Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing checking	$	800,718,000		33.8	%	$	810,600,000		34.1	%		(1.2	%)
Interest-bearing checking		372,727,000		15.7			377,929,000		15.9			(1.4	)
Money market		348,715,000		14.7			272,051,000		11.5			28.2
Savings		344,987,000		14.6			344,988,000		14.5			NA
Time, under $100,000		149,806,000		6.3			146,169,000		6.2			2.5
Time, $100,000 and over		260,129,000		11.0			347,058,000		14.6			(25.0	)
Total local deposits		2,277,082,000		96.1			2,298,795,000		96.8			(0.9	)
Out-of-area time, under $100,000		0		NA			0		NA			NA
Out-of-area time, $100,000 and over		93,639,000		3.9			76,190,000		3.2			22.9
Total out-of-area deposits		93,639,000		3.9			76,190,000		3.2			22.9
Total deposits	$	2,370,721,000		100.0	%	$	2,374,985,000		100.0	%		(0.2	%)

Total time deposits of more than

$250,000

totaled

$248

million and

$214

million at

June 30, 2017

and

December 31, 2016,

respectively.