Note 5 - Deposits

3 Months Ended

Mar. 31, 2017

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.

     

DEPOSITS

Our total deposits at

March

31,

2017

totaled

$2.28

billion, a decrease of

$97.0

million, or

4.1%,

from

December

 

31,

2016.

The components of our outstanding balances at

March

31,

2017

and

December

31,

2016,

and percentage change in deposits from the end of

2016

to the end of the

first

quarter of

2017,

are as follows:

											Percent
	March 31, 2017					December 31, 2016					Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing demand	$	757,706,000		33.3	%	$	810,600,000		34.1	%		(6.5	%)
Interest-bearing checking		371,622,000		16.3			377,929,000		15.9			(1.7	)
Money market		279,120,000		12.3			272,051,000		11.5			2.6
Savings		355,354,000		15.6			344,988,000		14.5			3.0
Time, under $100,000		142,454,000		6.2			146,169,000		6.2			(2.5	)
Time, $100,000 and over		326,694,000		14.3			347,058,000		14.6			(5.9	)
Total local deposits		2,232,950,000		98.0			2,298,795,000		96.8			(2.9	)
Out-of-area time, under $100,000		0		NA			0		NA			NA
Out-of-area time, $100,000 and over		45,066,000		2.0			76,190,000		3.2			(40.9	)
Total out-of-area deposits		45,066,000		2.0			76,190,000		3.2			(40.9	)
Total deposits	$	2,278,016,000		100.0	%	$	2,374,985,000		100.0	%		(4.1	%)

Time deposits of more than

$250,000

totaled

$201

million and

$178

million at

March

31,

2017

and

March

31,

2016,

respectively.