Note 5 - Deposits

6 Months Ended

Jun. 30, 2016

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

5.

     

DEPOSITS

Our total deposits at June 30, 2016 totaled $2.28 billion, an increase of $4.3 million, or 0.2%, from December 31, 2015. The components of our outstanding balances at June 30, 2016 and December 31, 2015, and percentage change in deposits from the end of 2015 to the end of the second quarter of 2016, are as follows:

	June 30, 2016					December 31, 2015					Percent Increase
	Balance		%			Balance		%			(Decrease)
Noninterest-bearing demand	$	733,573,000		32.2	%	$	674,568,000		29.6	%		8.7	%
Interest-bearing checking		326,752,000		14.3			403,354,000		17.7			(19.0	)
Money market		305,217,000		13.4			274,395,000		12.1			11.2
Savings		341,445,000		15.0			332,794,000		14.6			2.6
Time, under $100,000		146,477,000		6.4			155,655,000		6.9			(5.9	)
Time, $100,000 and over		329,601,000		14.5			313,247,000		13.8			5.2
		2,183,065,000		95.8			2,154,013,000		94.7			1.3
Out-of-area time, under $100,000		0		0.0			149,000		< 0.1			NA
Out-of-area time, $100,000 and over		96,653,000		4.2			121,220,000		5.3			(20.3	)
		96,653,000		4.2			121,369,000		5.3			(20.4	)
Total deposits	$	2,279,718,000		100.0	%	$	2,275,382,000		100.0	%		0.2	%

Total time deposits of more than $250,000 totaled $209 million and $180 million at June 30, 2016 and December 31, 2015, respectively.