Note 3 - Loans and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2015

Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

											Percent
	September 30, 2015					December 31, 2014					Increase
	Balance		%			Balance		%			(Decrease)
Originated loans
Commercial:
Commercial and industrial	$	522,346,000		34.4	%	$	384,570,000		30.8	%		35.8	%
Vacant land, land development, and residential construction		30,958,000		2.0			29,826,000		2.4			3.8
Real estate – owner occupied		306,539,000		20.2			291,758,000		23.4			5.1
Real estate – non-owner occupied		505,715,000		33.3			410,977,000		33.0			23.1
Real estate – multi-family and residential rental		36,762,000		2.4			36,058,000		2.9			2.0
Total commercial		1,402,320,000		92.3			1,153,189,000		92.5			21.6
Retail:
Home equity and other		65,671,000		4.3			50,059,000		4.0			31.2
1-4 family mortgages		51,719,000		3.4			42,868,000		3.5			20.6
Total retail		117,390,000		7.7			92,927,000		7.5			26.3
Total originated loans	$	1,519,710,000		100.0	%	$	1,246,116,000		100.0	%		22.0	%

											Percent
	September 30, 2015					December 31, 2014					Increase
	Balance		%			Balance		%			(Decrease)
Acquired loans
Commercial:
Commercial and industrial	$	120,772,000		17.3	%	$	166,037,000		19.7			(27.3%	)
Vacant land, land development, and residential construction		16,776,000		2.4			22,148,000		2.6			(24.3	)
Real estate – owner occupied		120,477,000		17.3			138,630,000		16.4			(13.1	)
Real estate – non-owner occupied		130,512,000		18.7			148,597,000		17.6			(12.2	)
Real estate – multi-family and residential rental		86,763,000		12.4			86,702,000		10.3			0.1
Total commercial		475,300,000		68.1			562,114,000		66.6			(15.4	)
Retail:
Home equity and other		81,094,000		11.6			109,219,000		13.0			(25.8	)
1-4 family mortgages		141,284,000		20.3			171,828,000		20.4			(17.8	)
Total retail		222,378,000		31.9			281,047,000		33.4			(20.9	)
Total acquired loans	$	697,678,000		100.0	%	$	843,161,000		100.0	%		(17.3%	)

											Percent
	September 30, 2015					December 31, 2014					Increase
	Balance		%			Balance		%			(Decrease)
Total loans
Commercial:
Commercial and industrial	$	643,118,000		29.0	%	$	550,607,000		26.4	%		16.8	%
Vacant land, land development, and residential construction		47,734,000		2.2			51,974,000		2.5			(8.2	)
Real estate – owner occupied		427,016,000		19.3			430,388,000		20.5			(0.8	)
Real estate – non-owner occupied		636,227,000		28.6			559,574,000		26.8			13.7
Real estate – multi-family and residential rental		123,525,000		5.6			122,760,000		5.9			0.6
Total commercial		1,877,620,000		84.7			1,715,303,000		82.1			9.5
Retail:
Home equity and other		146,765,000		6.6			159,278,000		7.6			(7.9	)
1-4 family mortgages		193,003,000		8.7			214,696,000		10.3			(10.1	)
Total retail		339,768,000		15.3			373,974,000		17.9			(9.1	)
Total loans	$	2,217,388,000		100.0	%	$	2,089,277,000		100.0	%		6.1	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at June 30, 2015	$	5,115,000
Additions		16,000
Accretion income		(653,000	)
Net reclassification from nonaccretable to accretable		1,520,000
Reductions (1)		(548,000	)
Ending balance	$	5,450,000
Balance at December 31, 2014	$	4,998,000
Additions		16,000
Accretion income		(1,980,000	)
Net reclassification from nonaccretable to accretable		3,166,000
Reductions (1)		(750,000	)
Ending balance	$	5,450,000

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	September 30,		December 31,
	2015		2014
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		2,590,000		26,048,000
Total nonperforming originated loans	$	2,590,000	$	26,048,000

	September 30,		December 31,
	2015		2014
Loans past due 90 days or more still accruing interest	$	43,000	$	26,000
Nonaccrual loans		5,581,000		3,358,000
Total nonperforming acquired loans	$	5,624,000	$	3,384,000

	September 30,		December 31,
	2015		2014
Commercial:
Commercial and industrial	$	671,000	$	6,478,000
Vacant land, land development, and residential construction		170,000		209,000
Real estate – owner occupied		2,262,000		18,062,000
Real estate – non-owner occupied		79,000		378,000
Real estate – multi-family and residential rental		2,465,000		106,000
Total commercial		5,647,000		25,233,000
Retail:
Home equity and other		749,000		800,000
1-4 family mortgages		1,818,000		3,399,000
Total retail		2,567,000		4,199,000
Total nonperforming loans	$	8,214,000	$	29,432,000

Past Due Financing Receivables [Table Text Block]

	30 – 59		60 – 89		Greater Than 89								Recorded Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Originated loans
Commercial:
Commercial and industrial	$	28,000	$	0	$	0	$	28,000	$	522,318,000	$	522,346,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		30,958,000		30,958,000		0
Real estate – owner occupied		0		0		13,000		13,000		306,526,000		306,539,000		0
Real estate – non-owner occupied		0		0		0		0		505,715,000		505,715,000		0
Real estate – multi-family and residential rental		0		0		0		0		36,762,000		36,762,000		0
Total commercial		28,000		0		13,000		41,000		1,402,279,000		1,402,320,000		0
Retail:
Home equity and other		33,000		21,000		4,000		58,000		65,613,000		65,671,000		0
1-4 family mortgages		115,000		67,000		296,000		478,000		51,241,000		51,719,000		0
Total retail		148,000		88,000		300,000		536,000		116,854,000		117,390,000		0
Total past due loans	$	176,000	$	88,000	$	313,000	$	577,000	$	1,519,133,000	$	1,519,710,000	$	0

	30 – 59		60 – 89		Greater Than 89								Recorded Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Acquired loans
Commercial:
Commercial and industrial	$	385,000	$	0	$	574,000	$	959,000	$	119,813,000	$	120,772,000	$	0
Vacant land, land development, and residential construction		257,000		0		0		257,000		16,519,000		16,776,000		0
Real estate – owner occupied		1,078,000		93,000		802,000		1,973,000		118,504,000		120,477,000		0
Real estate – non-owner occupied		0		0		80,000		80,000		130,432,000		130,512,000		0
Real estate – multi-family and residential rental		173,000		0		2,447,000		2,620,000		84,143,000		86,763,000		0
Total commercial		1,893,000		93,000		3,903,000		5,889,000		469,411,000		475,300,000		0
Retail:
Home equity and other		340,000		68,000		135,000		543,000		80,551,000		81,094,000		0
1-4 family mortgages		548,000		323,000		494,000		1,365,000		139,919,000		141,284,000		0
Total retail		888,000		391,000		629,000		1,908,000		220,470,000		222,378,000		0
Total past due loans	$	2,781,000	$	484,000	$	4,532,000	$	7,797,000	$	689,881,000	$	697,678,000	$	0

	30 – 59		60 – 89		Greater Than 89								Recorded Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Originated loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	384,570,000	$	384,570,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		29,826,000		29,826,000		0
Real estate – owner occupied		0		0		120,000		120,000		291,638,000		291,758,000		0
Real estate – non-owner occupied		0		0		116,000		116,000		410,861,000		410,977,000		0
Real estate – multi-family and residential rental		0		0		0		0		36,058,000		36,058,000		0
Total commercial		0		0		236,000		236,000		1,152,953,000		1,153,189,000		0
Retail:
Home equity and other		38,000		3,000		0		41,000		50,018,000		50,059,000		0
1-4 family mortgages		0		0		366,000		366,000		42,502,000		42,868,000		0
Total retail		38,000		3,000		366,000		407,000		92,520,000		92,927,000		0
Total past due loans	$	38,000	$	3,000	$	602,000	$	643,000	$	1,245,473,000	$	1,246,116,000	$	0

	30 – 59		60 – 89		Greater Than 89								Recorded Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	29,000	$	32,000	$	76,000	$	137,000	$	165,900,000	$	166,037,000	$	0
Vacant land, land development, and residential construction		0		38,000		0		38,000		22,110,000		22,148,000		0
Real estate – owner occupied		51,000		425,000		1,625,000		2,101,000		136,529,000		138,630,000		0
Real estate – non-owner occupied		68,000		598,000		395,000		1,061,000		147,536,000		148,597,000		0
Real estate – multi-family and residential rental		37,000		0		105,000		142,000		86,560,000		86,702,000		0
Total commercial		185,000		1,093,000		2,201,000		3,479,000		558,635,000		562,114,000		0
Retail:
Home equity and other		445,000		419,000		155,000		1,019,000		108,200,000		109,219,000		26,000
1-4 family mortgages		1,087,000		408,000		750,000		2,245,000		169,583,000		171,828,000		0
Total retail		1,532,000		827,000		905,000		3,264,000		277,783,000		281,047,000		26,000
Total past due loans	$	1,717,000	$	1,920,000	$	3,106,000	$	6,743,000	$	836,418,000	$	843,161,000	$	26,000

Impaired Financing Receivables [Table Text Block]

						Third Quarter		Year-To-Date
	Unpaid					Average		Average
	Contractual		Recorded			Recorded		Recorded
	Principal		Principal		Related	Principal		Principal
	Balance		Balance		Allowance	Balance		Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,893,000	$	1,893,000		$	1,908,000	$	1,729,000
Vacant land, land development and residential construction		0		0			0		101,000
Real estate – owner occupied		302,000		103,000			113,000		1,032,000
Real estate – non-owner occupied		5,733,000		5,733,000			5,747,000		3,204,000
Real estate – multi-family and residential rental		0		0			151,000		232,000
Total commercial		7,928,000		7,729,000			7,919,000		6,298,000
Retail:
Home equity and other		214,000		190,000			189,000		190,000
1-4 family mortgages		1,399,000		735,000			716,000		631,000
Total retail		1,613,000		925,000			905,000		821,000
Total with no related allowance recorded	$	9,541,000	$	8,654,000		$	8,824,000	$	7,119,000

							Third Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	470,000	$	413,000	$	271,000	$	436,000	$	2,816,000
Vacant land, land development and residential construction		2,275,000		1,920,000		308,000		2,052,000		2,026,000
Real estate – owner occupied		6,377,000		1,824,000		494,000		1,959,000		8,778,000
Real estate – non-owner occupied		4,897,000		4,897,000		194,000		4,926,000		10,371,000
Real estate – multi-family and residential rental		1,052,000		1,052,000		390,000		1,179,000		1,266,000
Total commercial		15,071,000		10,106,000		1,657,000		10,552,000		25,257,000
Retail:
Home equity and other		195,000		157,000		121,000		160,000		143,000
1-4 family mortgages		165,000		130,000		49,000		131,000		641,000
Total retail		360,000		287,000		170,000		291,000		784,000
Total with an allowance recorded	$	15,431,000	$	10,393,000	$	1,827,000	$	10,843,000	$	26,041,000
Total impaired loans:
Commercial	$	22,999,000	$	17,835,000	$	1,657,000	$	18,471,000	$	31,555,000
Retail		1,973,000		1,212,000		170,000		1,196,000		1,605,000
Total impaired loans	$	24,972,000	$	19,047,000	$	1,827,000	$	19,667,000	$	33,160,000

						Third Quarter		Year-To-Date
	Unpaid					Average		Average
	Contractual		Recorded			Recorded		Recorded
	Principal		Principal		Related	Principal		Principal
	Balance		Balance		Allowance	Balance		Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,697,000	$	1,661,000		$	1,596,000	$	1,432,000
Vacant land, land development and residential construction		0		0			0		0
Real estate – owner occupied		1,593,000		1,391,000			910,000		535,000
Real estate – non-owner occupied		768,000		768,000			656,000		487,000
Real estate – multi-family and residential rental		2,680,000		2,637,000			2,885,000		1,799,000
Total commercial		6,738,000		6,457,000			6,047,000		4,253,000
Retail:
Home equity and other		449,000		322,000			342,000		423,000
1-4 family mortgages		1,030,000		953,000			816,000		855,000
Total retail		1,479,000		1,275,000			1,158,000		1,278,000
Total with no related allowance recorded	$	8,217,000	$	7,732,000		$	7,205,000	$	5,531,000

							Third Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	66,000	$	66,000	$	5,000	$	73,000	$	65,000
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		51,000		51,000		4,000		568,000		1,016,000
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		25,000		25,000		0		26,000		20,000
Total commercial		142,000		142,000		9,000		667,000		1,101,000
Retail:
Home equity and other		0		0		0		0		0
1-4 family mortgages		176,000		176,000		6,000		229,000		185,000
Total retail		176,000		176,000		6,000		229,000		185,000
Total with an allowance recorded	$	318,000	$	318,000	$	15,000	$	896,000	$	1,286,000
Total impaired loans:
Commercial	$	6,880,000	$	6,599,000	$	9,000	$	6,714,000	$	5,354,000
Retail		1,655,000		1,451,000		6,000		1,387,000		1,463,000
Total impaired loans	$	8,535,000	$	8,050,000	$	15,000	$	8,101,000	$	6,817,000

						Third Quarter		Year-To-Date
	Unpaid					Average		Average
	Contractual		Recorded			Recorded		Recorded
	Principal		Principal		Related	Principal		Principal
	Balance		Balance		Allowance	Balance		Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,170,000	$	1,164,000		$	691,000	$	525,000
Vacant land, land development and residential construction		540,000		209,000			111,000		232,000
Real estate – owner occupied		3,609,000		1,901,000			9,227,000		4,981,000
Real estate – non-owner occupied		1,210,000		1,210,000			576,000		911,000
Real estate – multi-family and residential rental		375,000		317,000			0		0
Total commercial		6,904,000		4,801,000			10,605,000		6,649,000
Retail:
Home equity and other		207,000		191,000			642,000		598,000
1-4 family mortgages		1,144,000		560,000			553,000		591,000
Total retail		1,351,000		751,000			1,195,000		1,189,000
Total with no related allowance recorded	$	8,255,000	$	5,552,000		$	11,800,000	$	7,838,000

							Third Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	5,299,000	$	5,226,000	$	1,578,000	$	3,087,000	$	2,142,000
Vacant land, land development and residential construction		2,000,000		2,000,000		151,000		3,049,000		3,536,000
Real estate – owner occupied		15,745,000		15,674,000		2,200,000		2,238,000		1,869,000
Real estate – non-owner occupied		16,033,000		15,949,000		4,779,000		17,377,000		18,819,000
Real estate – multi-family and residential rental		1,371,000		1,371,000		666,000		1,679,000		1,783,000
Total commercial		40,448,000		40,220,000		9,374,000		27,430,000		28,149,000
Retail:
Home equity and other		115,000		84,000		84,000		88,000		139,000
1-4 family mortgages		2,194,000		2,000,000		694,000		2,093,000		2,144,000
Total retail		2,309,000		2,084,000		778,000		2,181,000		2,283,000
Total with an allowance recorded	$	42,757,000	$	42,304,000	$	10,152,000	$	29,611,000	$	30,432,000
Total impaired loans:
Commercial	$	47,352,000	$	45,021,000	$	9,374,000	$	38,035,000	$	34,798,000
Retail		3,660,000		2,835,000		778,000		3,376,000		3,472,000
Total impaired loans	$	51,012,000	$	47,856,000	$	10,152,000	$	41,411,000	$	38,270,000

						Third Quarter		Year-To-Date
	Unpaid					Average		Average
	Contractual		Recorded			Recorded		Recorded
	Principal		Principal		Related	Principal		Principal
	Balance		Balance		Allowance	Balance		Balance
With no related allowance recorded
Commercial:
Commercial and industrial	$	1,586,000	$	1,579,000		$	0	$	0
Vacant land, land development and residential construction		0		0			0		0
Real estate – owner occupied		113,000		113,000			0		0
Real estate – non-owner occupied		326,000		326,000			0		0
Real estate – multi-family and residential rental		487,000		487,000			0		0
Total commercial		2,512,000		2,505,000			0		0
Retail:
Home equity and other		641,000		639,000			0		0
1-4 family mortgages		866,000		866,000			0		0
Total retail		1,507,000		1,505,000			0		0
Total with no related allowance recorded	$	4,019,000	$	4,010,000		$	0	$	0

							Third Quarter		Year-To-Date
	Unpaid						Average		Average
	Contractual		Recorded				Recorded		Recorded
	Principal		Principal		Related		Principal		Principal
	Balance		Balance		Allowance		Balance		Balance
With an allowance recorded
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	0
Vacant land, land development and residential construction		0		0		0		0		0
Real estate – owner occupied		1,516,000		1,502,000		605,000		0		0
Real estate – non-owner occupied		0		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0		0
Total commercial		1,516,000		1,502,000		605,000		0		0
Retail:
Home equity and other		0		0		0		0		0
1-4 family mortgages		0		0		0		0		0
Total retail		0		0		0		0		0
Total with an allowance recorded	$	1,516,000	$	1,502,000	$	605,000	$	0	$	0
Total impaired loans:
Commercial	$	4,028,000	$	4,007,000	$	605,000	$	0	$	0
Retail		1,507,000		1,505,000		0		0		0
Total impaired loans	$	5,535,000	$	5,512,000	$	605,000	$	0	$	0

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	363,211,000	$	17,906,000	$	211,563,000	$	378,741,000	$	18,842,000
Grades 5 – 7		158,699,000		11,132,000		92,583,000		121,241,000		16,868,000
Grades 8 – 9		436,000		1,920,000		2,393,000		5,733,000		1,052,000
Total commercial	$	522,346,000	$	30,958,000	$	306,539,000	$	505,715,000	$	36,762,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	67,167,000	$	4,918,000	$	46,693,000	$	70,884,000	$	46,299,000
Grades 5 – 7		50,573,000		11,028,000		68,194,000		57,262,000		37,162,000
Grades 8 – 9		3,032,000		830,000		5,590,000		2,366,000		3,302,000
Total commercial	$	120,772,000	$	16,776,000	$	120,477,000	$	130,512,000	$	86,763,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-OwnerOccupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	266,631,000	$	11,242,000	$	190,656,000	$	285,035,000	$	12,394,000
Grades 5 – 7		109,639,000		16,375,000		83,123,000		113,982,000		22,282,000
Grades 8 – 9		8,300,000		2,209,000		17,979,000		11,960,000		1,382,000
Total commercial	$	384,570,000	$	29,826,000	$	291,758,000	$	410,977,000	$	36,058,000

	Commercial and Industrial		Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	72,411,000	$	5,875,000	$	39,496,000	$	65,886,000	$	35,858,000
Grades 5 – 7		90,320,000		14,472,000		92,212,000		78,103,000		49,781,000
Grades 8 – 9		3,306,000		1,801,000		6,922,000		4,608,000		1,063,000
Total commercial	$	166,037,000	$	22,148,000	$	138,630,000	$	148,597,000	$	86,702,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Balance at June 30, 2015	$	13,992,000		$	1,714,000		$	34,000		$	15,740,000
Provision for loan losses		9,000			(13,000	)		(89,000	)		(93,000	)
Charge-offs		0			(46,000	)		0			(46,000	)
Recoveries		200,000			36,000			0			236,000
Ending balance	$	14,201,000		$	1,691,000		$	(55,000	)	$	15,837,000
Allowance for loan losses:
Balance at December 31, 2014	$	17,736,000		$	1,487,000		$	76,000		$	19,299,000
Provision for loan losses		(1,641,000	)		578,000			(131,000	)		(1,194,000	)
Charge-offs		(4,276,000	)		(563,000	)		0			(4,839,000	)
Recoveries		2,382,000			189,000			0			2,571,000
Ending balance	$	14,201,000		$	1,691,000		$	(55,000	)	$	15,837,000
Ending balance: individually evaluated for impairment	$	1,657,000		$	170,000		$	0		$	1,827,000
Ending balance: collectively evaluated for impairment	$	12,544,000		$	1,521,000		$	(55,000	)	$	14,010,000
Total loans:
Ending balance	$	1,402,320,000		$	117,390,000					$	1,519,710,000
Ending balance: individually evaluated for impairment	$	17,835,000		$	1,212,000					$	19,047,000
Ending balance: collectively evaluated for impairment	$	1,384,485,000		$	116,178,000					$	1,500,663,000

	Commercial			Retail
	Loans			Loans			Unallocated		Total
Allowance for loan losses:
Balance at June 30, 2015	$	561,000		$	260,000		$	0	$	821,000
Provision for loan losses		(389,000	)		(18,000	)		0		(407,000	)
Charge-offs		(87,000	)		(49,000	)		0		(136,000	)
Recoveries		0			4,000			0		4,000
Ending balance	$	85,000		$	197,000		$	0	$	282,000
Allowance for loan losses:
Balance at December 31, 2014	$	681,000		$	61,000		$	0	$	742,000
Provision for loan losses		(479,000	)		173,000			0		(306,000	)
Charge-offs		(118,000	)		(56,000	)		0		(174,000	)
Recoveries		1,000			19,000			0		20,000
Ending balance	$	85,000		$	197,000		$	0	$	282,000

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Balance at June 30, 2014	$	19,107,000		$	1,774,000		$	(25,000	)	$	20,856,000
Provision for loan losses		(473,000	)		63,000			10,000			(400,000	)
Charge-offs		(24,000	)		(321,000	)		0			(345,000	)
Recoveries		102,000			161,000			0			263,000
Ending balance	$	18,712,000		$	1,677,000		$	(15,000	)	$	20,374,000
Allowance for loan losses:
Balance at December 31, 2013	$	20,455,000		$	2,358,000		$	8,000		$	22,821,000
Provision for loan losses		(2,251,000	)		(726,000	)		(23,000	)		(3,000,000	)
Charge-offs		(708,000	)		(328,000	)		0			(1,036,000	)
Recoveries		1,216,000			373,000			0			1,589,000
Ending balance	$	18,712,000		$	1,677,000		$	(15,000	)	$	20,374,000
Ending balance: individually evaluated for impairment	$	10,485,000		$	879,000		$	0		$	11,364,000
Ending balance: collectively evaluated for impairment	$	8,227,000		$	798,000		$	(15,000	)	$	9,010,000
Total loans:
Ending balance	$	1,103,802,000		$	82,911,000					$	1,186,713,000
Ending balance: individually evaluated for impairment	$	48,870,000		$	3,346,000					$	52,216,000
Ending balance: collectively evaluated for impairment	$	1,054,932,000		$	79,565,000					$	1,134,497,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		0		0		0
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		0	$	0	$	0
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		1		237,000		237,000
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		1		237,000		237,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total acquired retail		0		0		0
Total acquired loans		1	$	237,000	$	237,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		9	$	1,876,000	$	1,901,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		9		1,876,000		1,901,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		9	$	1,876,000	$	1,901,000
Acquired loans
Commercial:
Commercial and industrial		2	$	286,000	$	286,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		3		66,000		66,000
Real estate – non-owner occupied		4		655,000		655,000
Real estate – multi-family and residential rental		2		202,000		202,000
Total acquired commercial		11		1,209,000		1,209,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total acquired retail		0		0		0
Total acquired loans		11	$	1,209,000	$	1,209,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		2	$	5,994,000	$	6,094,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		2		16,787,000		16,787,000
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		4		22,781,000		22,881,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		4	$	22,781,000	$	22,881,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		0		0		0
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total acquired retail		0		0		0
Total acquired loans		0	$	0	$	0

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated loans
Commercial:
Commercial and industrial		2	$	5,994,000	$	6,094,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		3		17,783,000		17,783,000
Real estate – non-owner occupied		1		146,000		146,000
Real estate – multi-family and residential rental		0		0		0
Total originated commercial		6		23,923,000		24,023,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total originated retail		0		0		0
Total originated loans		6	$	23,923,000	$	24,023,000
Acquired loans
Commercial:
Commercial and industrial		0	$	0	$	0
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		0		0		0
Real estate – non-owner occupied		0		0		0
Real estate – multi-family and residential rental		0		0		0
Total acquired commercial		0		0		0
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total acquired retail		0		0		0
Total acquired loans		0	$	0	$	0

Troubled Debt Restructurings on Financing Receivables WithIn Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		1		18,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		18,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	18,000

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		1		18,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		18,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	18,000

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

Trouble Debt Restructuring Activity [Table Text Block]

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,442,000		$	2,632,000		$	2,218,000		$	11,082,000		$	491,000
Charge-Offs		0			0			0			0			0
Payments		(56,000	)		(272,000	)		(291,000	)		(324,000	)		(7,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		(302,000	)		0			0			0			0
Ending Balance	$	2,084,000		$	2,360,000		$	1,927,000		$	10,758,000		$	484,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	270,000
Charge-Offs		0		0
Payments		0		(3,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	267,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,521,000		$	0	$	1,350,000		$	361,000		$	580,000
Charge-Offs		0			0		0			0			(42,000	)
Payments		(324,000	)		0		(77,000	)		(5,000	)		(274,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		0			0		0			236,000			0
Ending Balance	$	1,197,000		$	0	$	1,273,000		$	592,000		$	264,000

	Retail			Retail
	Home Equity			1-4 Family
	and Other			Mortgages
Retail Loan Portfolio:
Beginning Balance	$	152,000		$	177,000
Charge-Offs		0			0
Payments		(5,000	)		(1,000	)
Transfers to ORE		0			0
Net Additions/Deletions		0			0
Ending Balance	$	147,000		$	176,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	7,026,000		$	2,680,000		$	17,160,000		$	17,439,000		$	505,000
Charge-Offs		0			0			(4,198,000	)		0			0
Payments		(6,591,000	)		(320,000	)		(11,035,000	)		(6,681,000	)		(21,000	)
Transfers to ORE		0			0			0			0			0
Net Additions/Deletions		1,649,000			0			0			0			0
Ending Balance	$	2,084,000		$	2,360,000		$	1,927,000		$	10,758,000		$	484,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	1,967,000
Charge-Offs		0		(148,000	)
Payments		0		(1,552,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	267,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,439,000		$	0	$	1,569,000		$	64,000		$	381,000
Charge-Offs		0			0		0			0			(42,000	)
Payments		(597,000	)		0		(296,000	)		(6,000	)		(329,000	)
Transfers to ORE		0			0		0			0			0
Net Additions/Deletions		355,000			0		0			534,000			254,000
Ending Balance	$	1,197,000		$	0	$	1,273,000		$	592,000		$	264,000

	Retail			Retail
	Home Equity			1-4 Family
	and Other			Mortgages
Retail Loan Portfolio:
Beginning Balance	$	26,000		$	178,000
Charge-Offs		0			0
Payments		(32,000	)		(2,000	)
Transfers to ORE		0			0
Net Additions/Deletions		153,000			0
Ending Balance	$	147,000		$	176,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,176,000		$	3,786,000		$	2,711,000		$	18,664,000		$	719,000
Charge-Offs		0			0			0			0			0
Payments		(205,000	)		(287,000	)		(91,000	)		(655,000	)		(130,000	)
Transfers to ORE		(21,000	)		0			0			0			0
Net Additions/Deletions		6,315,000			0			16,748,000			0			0
Ending Balance	$	7,265,000		$	3,499,000		$	19,368,000		$	18,009,000		$	589,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	2,077,000
Charge-Offs		0		0
Payments		0		(51,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	2,026,000

	Commercial and Industrial			Commercial Vacant Land, Land Development, and Residential Construction			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-Owner Occupied			Commercial Real Estate - Multi-Family and Residential Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,656,000		$	4,501,000		$	1,816,000		$	22,311,000		$	2,620,000
Charge-Offs		(67,000	)		0			(11,000	)		0			(420,000	)
Payments		(632,000	)		(3,901,000	)		(181,000	)		(4,621,000	)		(1,611,000	)
Transfers to ORE		(21,000	)		0			0			0			0
Net Additions/Deletions		6,329,000			2,899,000			17,744,000			319,000			0
Ending Balance	$	7,265,000		$	3,499,000		$	19,368,000		$	18,009,000		$	589,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	2,191,000
Charge-Offs		0		0
Payments		0		(165,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	2,026,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	September 30,		December 31,
	2015		2014
Commercial:
Commercial and industrial	$	132,000	$	16,000
Vacant land, land development, and residential construction		234,000		151,000
Real estate – owner occupied		114,000		182,000
Real estate – non-owner occupied		194,000		4,778,000
Real estate – multi-family and residential rental		390,000		666,000
Total commercial		1,064,000		5,793,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total related allowance	$	1,064,000	$	5,793,000

Retail Portfolio Segment [Member]

Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	65,671,000	$	51,719,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	81,094,000	$	141,284,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	50,059,000	$	42,868,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	109,219,000	$	171,828,000