Note 4 - Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2014

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

											Percent
	December 31, 2014					December 31, 2013					Increase
	Balance		%			Balance		%			(Decrease)
Originated Loans
Commercial:
Commercial and industrial	$	384,570,000		30.8	%	$	286,373,000		27.2	%		34.3	%
Vacant land, land development, and residential construction		29,826,000		2.4			36,741,000		3.5			(18.8	)
Real estate – owner occupied		291,758,000		23.4			261,877,000		24.9			11.4
Real estate – non-owner occupied		410,977,000		33.0			364,066,000		34.6			12.9
Real estate – multi-family and residential rental		36,058,000		2.9			37,639,000		3.5			(4.2	)
Total commercial		1,153,189,000		92.5			986,696,000		93.7			16.9
Retail:
Home equity and other		50,059,000		4.0			35,080,000		3.3			42.7
1-4 family mortgages		42,868,000		3.5			31,467,000		3.0			36.2
Total retail		92,927,000		7.5			66,547,000		6.3			39.6
Total originated loans	$	1,246,116,000		100.0	%	$	1,053,243,000		100.0	%		18.3	%

										Percent
	December 31, 2014					December 31, 2013				Increase
	Balance		%			Balance		%		(Decrease)
Acquired Loans
Commercial:
Commercial and industrial	$	166,037,000		19.7	%	$	0		NA		NM
Vacant land, land development, and residential construction		22,148,000		2.6			0		NA		NM
Real estate – owner occupied		138,630,000		16.4			0		NA		NM
Real estate – non-owner occupied		148,597,000		17.6			0		NA		NM
Real estate – multi-family and residential rental		86,702,000		10.3			0		NA		NM
Total commercial		562,114,000		66.6			0		NA		NM
Retail:
Home equity and other		109,219,000		13.0			0		NA		NM
1-4 family mortgages		171,828,000		20.4			0		NA		NM
Total retail		281,047,000		33.4			0		NA		NM
Total acquired loans	$	843,161,000		100.0	%	$	0		NA		NM

											Percent
	December 31, 2014					December 31, 2013					Increase
	Balance		%			Balance		%			(Decrease)
Total Loans
Commercial:
Commercial and industrial	$	550,607,000		26.4	%	$	286,373,000		27.2	%		92.3	%
Vacant land, land development, and residential construction		51,974,000		2.5			36,741,000		3.5			41.5
Real estate – owner occupied		430,388,000		20.5			261,877,000		24.9			64.3
Real estate – non-owner occupied		559,574,000		26.8			364,066,000		34.6			53.7
Real estate – multi-family and residential rental		122,760,000		5.9			37,639,000		3.5			226.2
Total commercial		1,715,303,000		82.1			986,696,000		93.7			73.8
Retail:
Home equity and other		159,278,000		7.6			35,080,000		3.3			354.0
1-4 family mortgages		214,696,000		10.3			31,467,000		3.0			582.3
Total retail		373,974,000		17.9			66,547,000		6.3			462.0
Total loans	$	2,089,277,000		100.0	%	$	1,053,243,000		100.0	%		98.4	%

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

	2014
Balance at May 31, 2014	$	0
Additions		2,514,000
Accretion		(786,000	)
Net reclassification from nonaccretable to accretable		3,537,000
Disposals		(40,000	)
Other activity		(227,000	)
Balance at December 31, 2014	$	4,998,000

Concentrations Within Loan Portfolio [Table Text Block]

	2014					2013
			Percentage of					Percentage of
	Balance		Loan Portfolio			Balance		Loan Portfolio
Commercial real estate loans to lessors of non-residential buildings	$	480,170,000		23.0	%	$	299,446,000		28.4	%

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	2014		2013
Loans past due 90 days or more still accruing interest	$	0	$	0
Nonaccrual loans		26,048,000		6,718,000
Total nonperforming loans	$	26,048,000	$	6,718,000

	2014		2013
Loans past due 90 days or more still accruing interest	$	26,000	$	NA
Nonaccrual loans		3,358,000		NA
Total nonperforming loans	$	3,384,000	$	NA

	December 31,		December 31,
	2014		2013
Commercial:
Commercial and industrial	$	6,478,000	$	1,501,000
Vacant land, land development, and residential construction		209,000		785,000
Real estate – owner occupied		18,062,000		389,000
Real estate – non-owner occupied		378,000		168,000
Real estate – multi-family and residential rental		106,000		208,000
Total commercial		25,233,000		3,051,000
Retail:
Home equity and other		800,000		788,000
1-4 family mortgages		3,399,000		2,879,000
Total retail		4,199,000		3,667,000
Total nonperforming loans	$	29,432,000	$	6,718,000

Past Due Financing Receivables [Table Text Block]

					Greater								Recorded
	30 – 59		60 – 89		Than 89								Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Originated Loans
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0	$	384,570,000	$	384,570,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		29,826,000		29,826,000		0
Real estate – owner occupied		0		0		120,000		120,000		291,638,000		291,758,000		0
Real estate – non-owner occupied		0		0		116,000		116,000		410,861,000		410,977,000		0
Real estate – multi-family and residential rental		0		0		0		0		36,058,000		36,058,000		0
Total commercial		0		0		236,000		236,000		1,152,953,000		1,153,189,000		0
Retail:
Home equity and other		38,000		3,000		0		41,000		50,018,000		50,059,000		0
1- 4 family mortgages		0		0		366,000		366,000		42,502,000		42,868,000		0
Total retail		38,000		3,000		366,000		407,000		92,520,000		92,927,000		0
Total past due loans	$	38,000	$	3,000	$	602,000	$	643,000	$	1,245,473,000	$	1,246,116,000	$	0

					Greater								Recorded
	30 – 59		60 – 89		Than 89								Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Acquired Loans
Commercial:
Commercial and industrial	$	29,000	$	32,000	$	76,000	$	137,000	$	165,900,000	$	166,037,000	$	0
Vacant land, land development, and residential construction		0		38,000		0		38,000		22,110,000		22,148,000		0
Real estate – owner occupied		51,000		425,000		1,625,000		2,101,000		136,529,000		138,630,000		0
Real estate – non-owner occupied		68,000		598,000		395,000		1,061,000		147,536,000		148,597,000		0
Real estate – multi-family and residential rental		37,000		0		105,000		142,000		86,560,000		86,702,000		0
Total commercial		185,000		1,093,000		2,201,000		3,479,000		558,635,000		562,114,000		0
Retail:
Home equity and other		445,000		419,000		155,000		1,019,000		108,200,000		109,219,000		26,000
1- 4 family mortgages		1,087,000		408,000		750,000		2,245,000		169,583,000		171,828,000		0
Total retail		1,532,000		827,000		905,000		3,264,000		277,783,000		281,047,000		26,000
Total past due loans	$	1,717,000	$	1,920,000	$	3,106,000	$	6,743,000	$	836,418,000	$	843,161,000	$	26,000

					Greater								Recorded
	30 – 59		60 – 89		Than 89								Balance > 89
	Days		Days		Days		Total				Total		Days and
	Past Due		Past Due		Past Due		Past Due		Current		Loans		Accruing
Originated Loans
Commercial:
Commercial and industrial	$	0	$	0	$	309,000	$	309,000	$	286,064,000	$	286,373,000	$	0
Vacant land, land development, and residential construction		0		0		0		0		36,741,000		36,741,000		0
Real estate – owner occupied		65,000		0		50,000		115,000		261,762,000		261,877,000		0
Real estate – non-owner occupied		0		0		0		0		364,066,000		364,066,000		0
Real estate – multi-family and residential rental		0		0		64,000		64,000		37,575,000		37,639,000		0
Total commercial		65,000		0		423,000		488,000		986,208,000		986,696,000		0
Retail:
Home equity and other		14,000		0		0		14,000		35,066,000		35,080,000		0
1- 4 family mortgages		21,000		44,000		375,000		440,000		31,027,000		31,467,000		0
Total retail		35,000		44,000		375,000		454,000		66,093,000		66,547,000		0
Total past due loans	$	100,000	$	44,000	$	798,000	$	942,000	$	1,052,301,000	$	1,053,243,000	$	0

Impaired Financing Receivables [Table Text Block]

							Year-To-Date
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	1,170,000	$	1,164,000			$	652,000
Vacant land, land development and residential construction		540,000		209,000				227,000
Real estate – owner occupied		3,609,000		1,901,000				4,365,000
Real estate – non-owner occupied		1,210,000		1,210,000				971,000
Real estate – multi-family and residential rental		375,000		317,000				64,000
Total commercial		6,904,000		4,801,000				6,279,000
Retail:
Home equity and other		207,000		191,000				517,000
1-4 family mortgages		1,144,000		560,000				585,000
Total retail		1,351,000		751,000				1,102,000
Total with no related allowance recorded	$	8,255,000	$	5,552,000		0	$	7,381,000

							Year-To-Date
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	5,299,000	$	5,226,000	$	1,578,000	$	2,759,000
Vacant land, land development and residential construction		2,000,000		2,000,000		151,000		3,229,000
Real estate – owner occupied		15,745,000		15,674,000		2,200,000		4,630,000
Real estate – non-owner occupied		16,033,000		15,949,000		4,779,000		18,245,000
Real estate – multi-family and residential rental		1,371,000		1,371,000		666,000		1,700,000
Total commercial		40,448,000		40,220,000		9,374,000		30,563,000
Retail:
Home equity and other		115,000		84,000		84,000		128,000
1-4 family mortgages		2,194,000		2,000,000		694,000		2,115,000
Total retail		2,309,000		2,084,000		778,000		2,243,000
Total with an allowance recorded	$	42,757,000	$	42,304,000	$	10,152,000	$	32,806,000
Total impaired loans:
Commercial	$	47,352,000	$	45,021,000	$	9,374,000	$	36,842,000
Retail		3,660,000		2,835,000		778,000		3,345,000
Total impaired loans	$	51,012,000	$	47,856,000	$	10,152,000	$	40,187,000

							Year-To-Date
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	1,586,000	$	1,579,000			$	563,000
Vacant land, land development and residential construction		0		0				0
Real estate – owner occupied		113,000		113,000				52,000
Real estate – non-owner occupied		326,000		326,000				260,000
Real estate – multi-family and residential rental		487,000		487,000				166,000
Total commercial		2,512,000		2,505,000				1,041,000
Retail:
Home equity and other		641,000		639,000				262,000
1-4 family mortgages		866,000		866,000				458,000
Total retail		1,507,000		1,505,000				720,000
Total with no related allowance recorded	$	4,019,000	$	4,010,000		0	$	1,761,000

							Year-To-Date
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	0	$	0	$	0	$	0
Vacant land, land development and residential construction		0		0		0		0
Real estate – owner occupied		1,516,000		1,502,000		605,000		501,000
Real estate – non-owner occupied		0		0		0		0
Real estate – multi-family and residential rental		0		0		0		0
Total commercial		1,516,000		1,502,000		605,000		501,000
Retail:
Home equity and other		0		0		0		0
1-4 family mortgages		0		0		0		0
Total retail		0		0		0		0
Total with an allowance recorded	$	1,516,000	$	1,502,000	$	605,000	$	501,000
Total impaired loans:
Commercial	$	4,028,000	$	4,007,000	$	605,000	$	1,542,000
Retail		1,507,000		1,505,000		0		720,000
Total impaired loans	$	5,535,000	$	5,512,000	$	605,000	$	2,262,000

							Year-To-Date
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With no related allowance recorded:
Commercial:
Commercial and industrial	$	2,229,000	$	511,000			$	1,205,000
Vacant land, land development and residential construction		475,000		362,000				991,000
Real estate – owner occupied		1,270,000		785,000				1,084,000
Real estate – non-owner occupied		895,000		733,000				4,049,000
Real estate – multi-family and residential rental		41,000		1,000				390,000
Total commercial		4,910,000		2,392,000				7,719,000
Retail:
Home equity and other		507,000		461,000				471,000
1-4 family mortgages		1,272,000		647,000				727,000
Total retail		1,779,000		1,108,000				1,198,000
Total with no related allowance recorded	$	6,689,000	$	3,500,000		0	$	8,917,000

							Year-To-Date
	Unpaid						Average
	Contractual		Recorded				Recorded
	Principal		Principal		Related		Principal
	Balance		Balance		Allowance		Balance
With an allowance recorded:
Commercial:
Commercial and industrial	$	1,517,000	$	1,440,000	$	792,000	$	1,880,000
Vacant land, land development and residential construction		4,436,000		4,139,000		844,000		3,354,000
Real estate – owner occupied		1,513,000		1,513,000		528,000		2,550,000
Real estate – non-owner occupied		21,088,000		21,072,000		7,969,000		28,388,000
Real estate – multi-family and residential rental		3,219,000		2,684,000		1,127,000		2,915,000
Total commercial		31,773,000		30,848,000		11,260,000		39,087,000
Retail:
Home equity and other		320,000		289,000		96,000		329,000
1-4 family mortgages		2,274,000		2,231,000		1,030,000		1,628,000
Total retail		2,594,000		2,520,000		1,126,000		1,957,000
Total with an allowance recorded	$	34,367,000	$	33,368,000	$	12,386,000	$	41,044,000
Total impaired loans:
Commercial	$	36,683,000	$	33,240,000	$	11,260,000	$	46,806,000
Retail		4,373,000		3,628,000		1,126,000		3,155,000
Total impaired loans	$	41,056,000	$	36,868,000	$	12,386,000	$	49,961,000

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial and Industrial		Commercial Vacant Land, Land  Development, and Residential Construction		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-Owner Occupied		Commercial Real Estate - Multi-Family and Residential Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	266,631,000	$	11,242,000	$	190,656,000	$	285,035,000	$	12,394,000
Grades 5 – 7		109,639,000		16,375,000		83,123,000		113,982,000		22,282,000
Grades 8 – 9		8,300,000		2,209,000		17,979,000		11,960,000		1,382,000
Total commercial	$	384,570,000	$	29,826,000	$	291,758,000	$	410,977,000	$	36,058,000

			Commercial						Commercial
			Vacant Land,		Commercial		Commercial		Real Estate -
	Commercial		Land Development,		Real Estate -		Real Estate -		Multi-Family
	and		and Residential		Owner		Non-Owner		and Residential
	Industrial		Construction		Occupied		Occupied		Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	72,411,000	$	5,875,000	$	39,496,000	$	65,886,000	$	35,858,000
Grades 5 – 7		90,320,000		14,472,000		92,212,000		78,103,000		49,781,000
Grades 8 – 9		3,306,000		1,801,000		6,922,000		4,608,000		1,063,000
Total commercial	$	166,037,000	$	22,148,000	$	138,630,000	$	148,597,000	$	86,702,000

			Commercial Vacant Land, Land		Commercial		Commercial		Commercial Real Estate -
	Commercial		Development,		Real Estate -		Real Estate -		Multi-Family
	and		and Residential		Owner		Non-Owner		and Residential
	Industrial		Construction		Occupied		Occupied		Rental
Internal credit risk grade groupings:
Grades 1 – 4	$	208,151,000	$	6,973,000	$	156,230,000	$	219,325,000	$	15,465,000
Grades 5 – 7		76,237,000		25,535,000		103,066,000		122,717,000		19,469,000
Grades 8 – 9		1,985,000		4,233,000		2,581,000		22,024,000		2,705,000
Total commercial	$	286,373,000	$	36,741,000	$	261,877,000	$	364,066,000	$	37,639,000

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Commercial			Retail
	Loans			Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	20,455,000		$	2,358,000		$	8,000	$	22,821,000
Provision for loan losses		(3,140,000	)		(721,000	)		68,000		(3,793,000	)
Charge-offs		(876,000	)		(554,000	)		0		(1,430,000	)
Recoveries		1,297,000			404,000			0		1,701,000
Ending balance	$	17,736,000		$	1,487,000		$	76,000	$	19,299,000
Ending balance: individually evaluated for impairment	$	9,374,000		$	777,000		$	0	$	10,151,000
Ending balance: collectively evaluated for impairment	$	8,362,000		$	710,000		$	76,000	$	9,148,000
Total loans:
Ending balance	$	1,153,189,000		$	92,927,000				$	1,246,116,000
Ending balance: individually evaluated for impairment	$	45,021,000		$	2,835,000				$	47,856,000
Ending balance: collectively evaluated for impairment	$	1,108,168,000		$	90,092,000				$	1,198,260,000

	Commercial			Retail
	Loans			Loans			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	0		$	0		$	0	$	0
Provision for loan losses		734,000			59,000			0		793,000
Charge-offs		(55,000	)		(16,000	)		0		(71,000	)
Recoveries		2,000			18,000			0		20,000
Ending balance	$	681,000		$	61,000		$	0	$	742,000

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	26,043,000		$	2,645,000		$	(11,000	)	$	28,677,000
Provision for loan losses		(6,730,000	)		(489,000	)		19,000			(7,200,000	)
Charge-offs		(5,120,000	)		(170,000	)		0			(5,290,000	)
Recoveries		6,262,000			372,000			0			6,634,000
Ending balance	$	20,455,000		$	2,358,000		$	8,000		$	22,821,000
Ending balance: individually evaluated for impairment	$	11,260,000		$	1,126,000		$	0		$	12,386,000
Ending balance: collectively evaluated for impairment	$	9,195,000		$	1,232,000		$	8,000		$	10,435,000
Total loans:
Ending balance	$	986,696,000		$	66,547,000					$	1,053,243,000
Ending balance: individually evaluated for impairment	$	33,240,000		$	3,628,000					$	36,868,000
Ending balance: collectively evaluated for impairment	$	953,456,000		$	62,919,000					$	1,016,375,000

	Commercial			Retail
	Loans			Loans			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	33,431,000		$	3,019,000		$	82,000		$	36,532,000
Provision for loan losses		(2,800,000	)		(207,000	)		(93,000	)		(3,100,000	)
Charge-offs		(12,075,000	)		(569,000	)		0			(12,644,000	)
Recoveries		7,487,000			402,000			0			7,889,000
Ending balance	$	26,043,000		$	2,645,000		$	(11,000	)	$	28,677,000
Ending balance: individually evaluated for impairment	$	16,860,000		$	329,000		$	0		$	17,189,000
Ending balance: collectively evaluated for impairment	$	9,183,000		$	2,316,000		$	(11,000	)	$	11,488,000
Total loans:
Ending balance	$	968,506,000		$	72,683,000					$	1,041,189,000
Ending balance: individually evaluated for impairment	$	55,138,000		$	2,141,000					$	57,279,000
Ending balance: collectively evaluated for impairment	$	913,368,000		$	70,542,000					$	983,910,000

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Originated Loans
Commercial:
Commercial and industrial		2	$	5,994,000	$	6,094,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		2		16,787,000		16,787,000
Real estate – non-owner occupied		1		146,000		146,000
Real estate – multi-family and residential rental		0		0		0
Total commercial		5		22,927,000		23,027,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		0		0		0
Total retail		0		0		0
Total		5	$	22,927,000	$	23,027,000
Acquired Loans
Commercial:
Commercial and industrial		7	$	1,604,000	$	1,604,000
Vacant land, land development and residential construction		0		0		0
Real estate – owner occupied		2		1,619,000		1,619,000
Real estate – non-owner occupied		1		65,000		65,000
Real estate – multi-family and residential rental		4		394,000		394,000
Total commercial		14		3,682,000		3,682,000
Retail:
Home equity and other		1		26,000		26,000
1-4 family mortgages		1		179,000		179,000
Total retail		2		205,000		205,000
Total		16	$	3,887,000	$	3,887,000

			Pre-		Post-
			Modification		Modification
			Recorded		Recorded
	Number of		Principal		Principal
	Contracts		Balance		Balance
Commercial:
Commercial and industrial		3	$	741,000	$	741,000
Vacant land, land development and residential construction		2		3,610,000		3,610,000
Real estate – owner occupied		2		715,000		715,000
Real estate – non-owner occupied		1		45,000		45,000
Real estate – multi-family and residential rental		1		241,000		241,000
Total commercial		9		5,352,000		5,352,000
Retail:
Home equity and other		0		0		0
1-4 family mortgages		1		1,879,000		1,879,000
Total retail		1		1,879,000		1,879,000
Total		10	$	7,231,000	$	7,231,000

Troubled Debt Restructurings on Financing Receivables WithIn Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

			Recorded
	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		0		0
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		0		0
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		0	$	0

	Number of		Principal
	Contracts		Balance
Commercial:
Commercial and industrial		0	$	0
Vacant land, land development and residential construction		0		0
Real estate – owner occupied		1		65,000
Real estate – non-owner occupied		0		0
Real estate – multi-family and residential rental		0		0
Total commercial		1		65,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		0
Total retail		0		0
Total		1	$	65,000

Trouble Debt Restructuring Activity [Table Text Block]

				Commercial
				Vacant Land, Land			Commercial			Commercial			Commercial Real Estate -
	Commercial			Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	1,656,000		$	4,501,000		$	1,816,000		$	22,311,000		$	2,620,000
Charge-Offs		(67,000	)		0			(11,000	)		0			(420,000	)
Payments		(871,000	)		(4,719,000	)		(2,343,000	)		(5,190,000	)		(1,695,000	)
Transfers to ORE		(21,000	)		0			(48,000	)		0			0
Net Additions/Deletions		6,329,000			2,898,000			17,746,000			318,000			0
Ending Balance	$	7,026,000		$	2,680,000		$	17,160,000		$	17,439,000		$	505,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	1,987,000
Charge-Offs		0		0
Payments		0		(224,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		204,000
Ending Balance	$	0	$	1,967,000

				Commercial
				Vacant Land, Land		Commercial		Commercial		Commercial Real Estate -
	Commercial			Development,		Real Estate -		Real Estate -		Multi-Family
	and			and Residential		Owner		Non-Owner		and Residential
	Industrial			Construction		Occupied		Occupied		Rental
Commercial Loan Portfolio:
Beginning Balance	$	0		$	0	$	0	$	0	$	0
Charge-Offs		0			0		0		0		0
Payments		(2,000	)		0		0		0		(18,000	)
Transfers to ORE		0			0		0		0		0
Net Additions/Deletions		1,441,000			0		1,569,000		64,000		399,000
Ending Balance	$	1,439,000		$	0	$	1,569,000	$	64,000	$	381,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	0
Charge-Offs		0		0
Payments		0		0
Transfers to ORE		0		0
Net Additions/Deletions		26,000		178,000
Ending Balance	$	26,000	$	178,000

				Commercial
				Vacant Land, Land			Commercial			Commercial			Commercial Real Estate -
	Commercial			Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	2,720,000		$	3,071,000		$	4,116,000		$	37,671,000		$	3,027,000
Charge-Offs		(35,000	)		(725,000	)		(70,000	)		(2,537,000	)		(15,000	)
Payments		(2,781,000	)		(1,596,000	)		(2,151,000	)		(13,795,000	)		(735,000	)
Transfers to ORE		(74,000	)		0			(363,000	)		(1,153,000	)		0
Net Additions/Deletions		1,826,000			3,751,000			284,000			2,126,000			343,000
Ending Balance	$	1,656,000		$	4,501,000		$	1,816,000		$	22,312,000		$	2,620,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	155,000
Charge-Offs		0		0
Payments		0		(46,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		1,878,000
Ending Balance	$	0	$	1,987,000

				Commercial
				Vacant Land, Land			Commercial			Commercial			Commercial Real Estate -
	Commercial			Development,			Real Estate -			Real Estate -			Multi-Family
	and			and Residential			Owner			Non-Owner			and Residential
	Industrial			Construction			Occupied			Occupied			Rental
Commercial Loan Portfolio:
Beginning Balance	$	4,553,000		$	5,100,000		$	6,183,000		$	12,036,000		$	12,626,000
Charge-Offs		(540,000	)		(63,000	)		(426,000	)		(720,000	)		(2,180,000	)
Payments		(2,584,000	)		(2,013,000	)		(3,443,000	)		(2,482,000	)		(7,422,000	)
Transfers to ORE		(96,000	)		0			(65,000	)		(1,045,000	)		(186,000	)
Net Additions/Deletions		1,387,000			47,000			1,867,000			29,882,000			189,000
Ending Balance	$	2,720,000		$	3,071,000		$	4,116,000		$	37,671,000		$	3,027,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Retail Loan Portfolio:
Beginning Balance	$	0	$	164,000
Charge-Offs		0		0
Payments		0		(9,000	)
Transfers to ORE		0		0
Net Additions/Deletions		0		0
Ending Balance	$	0	$	155,000

Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]

	December 31,		December 31,
	2014		2013
Commercial:
Commercial and industrial	$	16,000	$	187,000
Vacant land, land development, and residential construction		151,000		798,000
Real estate – owner occupied		182,000		528,000
Real estate – non-owner occupied		4,778,000		7,828,000
Real estate – multi-family and residential rental		666,000		1,010,000
Total commercial		5,793,000		10,351,000
Retail:
Home equity and other		0		0
1-4 family mortgages		0		48,000
Total retail		0		48,000
Total related allowance	$	5,793,000	$	10,399,000

Retail Loan [Member]

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Financing Receivable Credit Quality Indicators [Table Text Block]

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	50,059,000	$	42,868,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	109,219,000	$	171,828,000

	Retail		Retail
	Home Equity		1-4 Family
	and Other		Mortgages
Total retail	$	35,080,000	$	31,467,000