CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 17,149,000	$ 20,302,000
Interest-bearing deposits	6,389,000	10,822,000
Federal funds sold	123,427,000	104,879,000
Total cash and cash equivalents	146,965,000	136,003,000
Securities available for sale	131,178,000	138,314,000
Federal Home Loan Bank stock	11,961,000	11,961,000
Loans	1,053,243,000	1,041,189,000
Allowance for loan losses	(22,821,000)	(28,677,000)
Loans, net	1,030,422,000	1,012,512,000
Premises and equipment, net	24,898,000	25,919,000
Bank owned life insurance	51,377,000	50,048,000
Accrued interest receivable	3,649,000	3,874,000
Other real estate owned and repossessed assets	2,851,000	6,970,000
Net deferred tax asset	17,754,000	22,015,000
Other assets	5,911,000	15,310,000
Total assets	1,426,966,000	1,422,926,000
Deposits
Noninterest-bearing	224,580,000	190,241,000
Interest-bearing	894,331,000	944,963,000
Total deposits	1,118,911,000	1,135,204,000
Securities sold under agreements to repurchase	69,305,000	64,765,000
Federal Home Loan Bank advances	45,000,000	35,000,000
Subordinated debentures	32,990,000	32,990,000
Accrued interest and other liabilities	7,435,000	8,377,000
Total liabilities	1,273,641,000	1,276,336,000
Shareholders' equity
Preferred stock, no par value; 1,000,000 shares authorized; 0 shares outstanding at December 31, 2013 and December 31, 2012	0	0
Common stock, no par value; 20,000,000 shares authorized; 8,739,108 shares outstanding at December 31, 2013 and 8,706,251 shares outstanding at December 31, 2012	162,999,000	166,074,000
Retained earnings (deficit)	(4,101,000)	(21,134,000)
Accumulated other comprehensive income (loss)	(5,573,000)	1,650,000
Total shareholders' equity	153,325,000	146,590,000
Total liabilities and shareholders' equity	$ 1,426,966,000	$ 1,422,926,000