PREMISES AND EQUIPMENT, NET (Tables)

9 Months Ended

Sep. 30, 2013

Property Plant And Equipment [Abstract]

Summary of Premises and Equipment

Premises and equipment are comprised of the following:

	September 30, 2013		December 31, 2012
Land and improvements	$	8,556,000	$	8,556,000
Buildings		24,727,000		24,564,000
Furniture and equipment		12,647,000		12,861,000
		45,930,000		45,981,000
Less: accumulated depreciation		20,771,000		20,062,000
Premises and equipment, net	$	25,159,000	$	25,919,000