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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities    
Net income $ 4,400,000 $ 2,880,000
Adjustments to reconcile net income to net cash from operating activities    
Depreciation and amortization 553,000 510,000
Provision for loan losses (1,500,000) 0
Stock-based compensation expense 118,000 4,000
Proceeds from sales of mortgage loans held for sale 16,260,000 16,431,000
Origination of mortgage loans held for sale (15,393,000) (17,066,000)
Net gain from sales of mortgage loans held for sale (202,000) (253,000)
Net (gain) loss from sale and valuation write-down of foreclosed assets (528,000) 158,000
Earnings on bank owned life insurance (338,000) (407,000)
Net change in:    
Accrued interest receivable (25,000) (24,000)
Other assets 2,159,000 629,000
Accrued expenses and other liabilities (2,205,000) 72,000
Net cash from operating activities 3,299,000 2,934,000
Cash flows from investing activities    
Loan originations and payments, net 14,779,000 7,951,000
Purchases of securities available for sale (14,984,000) (17,985,000)
Proceeds from maturities, calls and repayments of securities available for sale 12,314,000 40,118,000
Proceeds from sales of foreclosed assets 2,639,000 9,714,000
Purchases of premises and equipment (80,000) (70,000)
Net cash from investing activities 14,668,000 39,728,000
Cash flows from financing activities    
Net decrease in time deposits (43,116,000) (24,108,000)
Net increase in all other deposits 702,000 5,467,000
Net increase (decrease) in securities sold under agreements to repurchase 3,979,000 (15,129,000)
Proceeds from Federal Home Loan Bank advances 0 10,000,000
Maturities of Federal Home Loan Bank advances 0 (10,000,000)
Net increase (decrease) in other borrowed money 81,000 (20,000)
Proceeds from stock option exercises 0 18,000
Employee stock purchase plan 9,000 9,000
Dividend reinvestment plan 16,000 0
Payment of cash dividends on preferred stock 0 (263,000)
Payment of cash dividends to common shareholders (864,000) 0
Net cash for financing activities (39,193,000) (34,026,000)
Net change in cash and cash equivalents (21,226,000) 8,636,000
Cash and cash equivalents at beginning of period 136,003,000 76,372,000
Cash and cash equivalents at end of period 114,777,000 85,008,000
Cash paid during the period for:    
Interest 3,339,000 4,420,000
Federal income tax 0 0
Noncash financing and investing activities:    
Transfers from loans to foreclosed asset 1,647,000 8,096,000
Preferred stock cash dividend accrued $ 0 $ 134,000