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Deposits (Tables)
12 Months Ended
Dec. 31, 2012
Deposits [Abstract]  
The components of outstanding balances and percentage change in deposits
                                         
                            Percent  
    December 31, 2012     December 31, 2011     Increase  
    Balance     %     Balance     %     (Decrease)  

Noninterest-bearing demand

  $ 190,241,000       16.8   $ 147,031,000       13.2     29.4

Interest-bearing checking

    188,057,000       16.5       179,770,000       16.2       4.6  

Money market

    144,479,000       12.7       145,402,000       13.1       (0.6

Savings

    56,454,000       5.0       32,468,000       2.9       73.9  

Time, under $100,000

    51,730,000       4.6       63,330,000       5.7       (18.3

Time, $100,000 and over

    234,430,000       20.6       213,548,000       19.2       9.8  
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 
      865,391,000       76.2       781,549,000       70.3       10.7  
           

Out-of-area interest-bearing checking

    21,967,000       1.9       26,142,000       2.3       (16.0

Out-of-area time, under $100,000

    7,706,000       0.7       18,457,000       1.7       (58.2

Out-of-area time, $100,000 and over

    240,140,000       21.2       285,927,000       25.7       (16.0
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 
      269,813,000       23.8       330,526,000       29.7       (18.4
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 
           

Total deposits

  $ 1,135,204,000       100.0   $ 1,112,075,000       100.0     2.1
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 
Depicts the maturity distribution for certificates of deposit
                 
    2012     2011  

In one year or less

  $ 246,630,000     $ 369,362,000  

In one to two years

    61,004,000       107,463,000  

In two to three years

    67,635,000       37,290,000  

In three to four years

    63,894,000       44,034,000  

In four to five years

    94,843,000       23,113,000  
   

 

 

   

 

 

 
     

Total certificates of deposit

  $ 534,006,000     $ 581,262,000  
   

 

 

   

 

 

 
Depicts the maturity distribution for certificates of deposit of more than specified amount
                 
    2012     2011  

Up to three months

  $ 100,460,000     $ 163,617,000  

Three months to six months

    51,762,000       77,164,000  

Six months to twelve months

    64,633,000       78,592,000  

Over twelve months

    257,715,000       180,102,000  
   

 

 

   

 

 

 
     

Total certificates of deposit

  $ 474,570,000     $ 499,475,000