Consolidated Balance Sheets (USD $)	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 20,302,000	$ 12,402,000
Interest-bearing deposit balances	10,822,000	9,641,000
Federal funds sold	104,879,000	54,329,000
Total cash and cash equivalents	136,003,000	76,372,000
Securities available for sale	138,314,000	172,992,000
Federal Home Loan Bank stock	11,961,000	11,961,000
Loans	1,041,189,000	1,072,422,000
Allowance for loan losses	(28,677,000)	(36,532,000)
Loans, net	1,012,512,000	1,035,890,000
Premises and equipment, net	25,919,000	26,802,000
Bank owned life insurance	50,048,000	48,520,000
Accrued interest receivable	3,874,000	4,403,000
Other real estate owned and repossessed assets	6,970,000	15,282,000
Net deferred tax asset	22,015,000	26,013,000
Other assets	15,310,000	14,994,000
Total assets	1,422,926,000	1,433,229,000
Deposits
Noninterest-bearing	190,241,000	147,031,000
Interest-bearing	944,963,000	965,044,000
Total deposits	1,135,204,000	1,112,075,000
Securities sold under agreements to repurchase	64,765,000	72,569,000
Federal Home Loan Bank advances	35,000,000	45,000,000
Subordinated debentures	32,990,000	32,990,000
Other borrowed money	1,444,000	1,434,000
Accrued interest and other liabilities	6,933,000	4,162,000
Total liabilities	1,276,336,000	1,268,230,000
Shareholders' equity
Preferred stock, no par value; 1,000,000 shares authorized; 0 shares outstanding at December 31, 2012, and 21,000 shares outstanding at December 31, 2011	0	20,331,000
Common stock, no par value; 20,000,000 shares authorized; 8,706,251 shares outstanding at December 31, 2012 and 8,605,391 shares outstanding at December 31, 2011	166,074,000	172,841,000
Common stock warrant	0	1,138,000
Retained earnings (deficit)	(21,134,000)	(32,639,000)
Accumulated other comprehensive income	1,650,000	3,328,000
Total shareholders' equity	146,590,000	164,999,000
Total liabilities and shareholders' equity	$ 1,422,926,000	$ 1,433,229,000