Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities
Net income	$ 9,487,000	$ 7,162,000
Adjustments to reconcile net income to net cash from operating activities
Depreciation and amortization	1,669,000	1,694,000
Provision for loan losses	(3,400,000)	5,000,000
Stock-based compensation expense	14,000	66,000
Proceeds from sales of mortgage loans held for sale	57,233,000	29,603,000
Origination of mortgage loans held for sale	(62,347,000)	(31,349,000)
Net gain from sales of mortgage loans held for sale	(853,000)	(338,000)
Net loss from sale and valuation write-down of foreclosed assets	1,817,000	1,318,000
Earnings on bank owned life insurance	(1,170,000)	(1,340,000)
Net change in:
Accrued interest receivable	464,000	1,055,000
Other assets	2,638,000	2,599,000
Accrued expenses and other liabilities	1,652,000	173,000
Net cash from operating activities	7,204,000	15,643,000
Cash flows from investing activities
Loan originations and payments, net	27,283,000	149,809,000
Purchases of:
Securities available for sale	(45,973,000)	(3,072,000)
Proceeds from:
Maturities, calls and repayments of available for sale securities	82,580,000	55,179,000
Redemption of Federal Home Loan Bank stock	0	2,384,000
Proceeds from sales of foreclosed assets	12,753,000	7,921,000
Purchases of premises and equipment, net	(415,000)	(222,000)
Net cash from investing activities	76,228,000	211,999,000
Cash flows from financing activities
Net decrease in time deposits	(43,811,000)	(133,202,000)
Net increase in all other deposits	39,302,000	44,703,000
Net decrease in securities sold under agreements to repurchase	(12,538,000)	(47,639,000)
Proceeds from Federal Home Loan Bank advances	20,000,000	0
Maturities and prepayments of Federal Home Loan Bank advances	(30,000,000)	(20,000,000)
Maturities of wholesale repurchase agreements	0	(10,000,000)
Net decrease in other borrowed money	(1,000)	(90,000)
Repurchase of preferred stock	(21,000,000)	0
Repurchase of common stock warrant	(7,465,000)	0
Proceeds from stock option exercises, net of cashless exercises	171,000	55,000
Employee stock purchase plan	29,000	30,000
Dividend reinvestment plan	0	6,000
Payment of cash dividends on preferred stock	(496,000)	0
Net cash for financing activities	(55,809,000)	(166,137,000)
Net change in cash and cash equivalents	27,623,000	61,505,000
Cash and cash equivalents at beginning of period	76,372,000	64,198,000
Cash and cash equivalents at end of period	103,995,000	125,703,000
Cash paid during the period for:
Interest	11,157,000	15,503,000
Federal income tax	0	0
Noncash financing and investing activities:
Transfers from loans to foreclosed assets	10,448,000	9,851,000
Preferred stock cash dividend accrued	$ 0	$ 1,488,000