Commitments and Off-Balance Sheet Risk (Tables)

9 Months Ended

Sep. 30, 2012

Commitments and Off-Balance Sheet Risk [Abstract]

Summary of the contractual amounts of financial instruments with off-balance sheet risk

	September 30, 2012		December 31, 2011
Commercial unused lines of credit	$	195,363,000	$	171,683,000
Unused lines of credit secured by 1 – 4 family residential properties		24,063,000		24,663,000
Credit card unused lines of credit		8,149,000		7,565,000
Other consumer unused lines of credit		4,489,000		3,367,000
Commitments to extend credit		90,448,000		30,929,000
Standby letters of credit		10,965,000		15,923,000
	$	333,477,000	$	254,130,000