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Deposits (Tables)
9 Months Ended
Sep. 30, 2012
Deposits [Abstract]  
The components of outstanding balances and percentage change in deposits
                                         
                            Percent  
    September 30, 2012     December 31, 2011     Increase  
    Balance     %     Balance     %     (Decrease)  

Noninterest-bearing demand

  $ 166,890,000       15.1   $ 147,031,000       13.2     13.5

Interest-bearing checking

    186,175,000       16.8       179,770,000       16.2       3.6  

Money market

    146,354,000       13.2       145,402,000       13.1       0.7  

Savings

    47,893,000       4.3       32,468,000       2.9       47.5  

Time, under $100,000

    54,494,000       4.9       63,330,000       5.7       (14.0

Time, $100,000 and over

    225,487,000       20.4       213,548,000       19.2       5.6  
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 
      827,293,000       74.7       781,549,000       70.3       5.9  
           

Out-of-area interest-bearing checking

    22,803,000       2.1       26,142,000       2.3       (12.8

Out-of-area time, under $100,000

    8,864,000       0.8       18,457,000       1.7       (52.0

Out-of-area time, $100,000 and over

    248,606,000       22.4       285,927,000       25.7       (13.1
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 
      280,273,000       25.3       330,526,000       29.7       (15.2
   

 

 

   

 

 

   

 

 

   

 

 

   

 

 

 

Total deposits

  $ 1,107,566,000       100.0   $ 1,112,075,000       100.0     (0.4 )%