Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Cash flows from operating activities
Net income	$ 6,871,000	$ 4,138,000
Adjustments to reconcile net income to net cash from operating activities
Depreciation and amortization	1,088,000	1,149,000
Provision for loan losses	(3,000,000)	3,900,000
Stock-based compensation expense	9,000	44,000
Proceeds from sales of mortgage loans held for sale	32,503,000	16,574,000
Origination of mortgage loans held for sale	(32,749,000)	(14,312,000)
Net gain from sales of mortgage loans held for sale	(483,000)	(190,000)
Net loss from sale and valuation write-down of foreclosed assets	1,112,000	1,100,000
Earnings on bank owned life insurance	(792,000)	(888,000)
Net change in:
Accrued interest receivable	508,000	932,000
Other assets	1,000	891,000
Accrued expenses and other liabilities	2,900,000	1,683,000
Net cash from operating activities	7,968,000	15,021,000
Cash flows from investing activities
Loan originations and payments, net	(559,000)	119,240,000
Purchases of:
Securities available for sale	(21,993,000)	(2,012,000)
Proceeds from:
Maturities, calls and repayments of available for sale securities	66,837,000	25,062,000
Redemption of Federal Home Loan Bank stock	0	2,384,000
Proceeds from sales of foreclosed assets	11,496,000	4,873,000
Purchases of premises and equipment, net	(137,000)	(92,000)
Net cash from investing activities	55,644,000	149,455,000
Cash flows from financing activities
Net decrease in time deposits	(23,340,000)	(83,711,000)
Net increase in all other deposits	16,895,000	57,811,000
Net decrease in securities sold under agreements to repurchase	(19,738,000)	(45,772,000)
Proceeds from Federal Home Loan Bank advances	20,000,000	0
Maturities and prepayments of Federal Home Loan Bank advances	(30,000,000)	(20,000,000)
Maturities of wholesale repurchase agreements	0	(10,000,000)
Net decrease in other borrowed money	(11,000)	(83,000)
Repurchase of preferred stock	(21,000,000)	0
Proceeds from stock option exercises, net of cashless exercises	18,000	54,000
Employee stock purchase plan	20,000	20,000
Dividend reinvestment plan	0	6,000
Payment of cash dividends on preferred stock	(362,000)	0
Net cash for financing activities	(57,518,000)	(101,675,000)
Net change in cash and cash equivalents	6,094,000	62,801,000
Cash and cash equivalents at beginning of period	76,372,000	64,198,000
Cash and cash equivalents at end of period	82,466,000	126,999,000
Cash paid during the period for:
Interest	7,705,000	10,754,000
Federal income tax	0	0
Noncash financing and investing activities:
Transfers from loans to foreclosed assets	8,871,000	7,771,000
Preferred stock cash dividend accrued	$ 0	$ 1,211,000