Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities
Net income	$ 2,880,000	$ 1,420,000
Adjustments to reconcile net income to net cash from operating activities
Depreciation and amortization	510,000	575,000
Provision for loan losses	0	2,200,000
Stock-based compensation expense	4,000	22,000
Proceeds from sales of mortgage loans held for sale	16,431,000	9,703,000
Origination of mortgage loans held for sale	(17,066,000)	(7,503,000)
Net gain from sales of mortgage loans held for sale	(253,000)	(91,000)
Net loss from sale and valuation write-down of foreclosed assets	158,000	574,000
Earnings on bank owned life insurance	(407,000)	(439,000)
Net change in:
Accrued interest receivable	(24,000)	57,000
Other assets	629,000	1,387,000
Accrued expenses and other liabilities	72,000	(218,000)
Net cash from operating activities	2,934,000	7,687,000
Cash flows from investing activities
Loan originations and payments, net	7,951,000	46,215,000
Purchases of:
Securities available for sale	(17,985,000)	(2,002,000)
Proceeds from:
Maturities, calls and repayments of available for sale securities	40,118,000	15,043,000
Proceeds from sales of foreclosed assets	9,714,000	2,187,000
Purchases of premises and equipment, net	(70,000)	(56,000)
Net cash from investing activities	39,728,000	61,387,000
Cash flows from financing activities
Net decrease in time deposits	(24,108,000)	(39,542,000)
Net increase in all other deposits	5,467,000	19,354,000
Net decrease in securities sold under agreements to repurchase	(15,129,000)	(36,158,000)
Proceeds from Federal Home Loan Bank advances	10,000,000	0
Maturities of Federal Home Loan Bank advances	(10,000,000)	0
Net decrease in other borrowed money	(20,000)	(71,000)
Proceeds from stock option exercises	18,000	22,000
Employee stock purchase plan	9,000	11,000
Payment of cash dividends on preferred stock	(263,000)	0
Net cash for financing activities	(34,026,000)	(56,384,000)
Net change in cash and cash equivalents	8,636,000	12,690,000
Cash and cash equivalents at beginning of period	76,372,000	64,198,000
Cash and cash equivalents at end of period	85,008,000	76,888,000
Cash paid during the period for:
Interest	4,420,000	6,057,000
Federal income tax	0	0
Noncash financing and investing activities:
Transfers from loans to foreclosed assets	8,096,000	1,970,000
Preferred stock cash dividend accrued	$ 134,000	$ 937,000