Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income
Loans, including fees	$ 13,813,000	$ 16,732,000
Securities, taxable	1,280,000	1,916,000
Securities, tax-exempt	422,000	475,000
Federal funds sold	32,000	30,000
Interest-bearing deposit balances	6,000	6,000
Total interest income	15,553,000	19,159,000
Interest expense
Deposits	3,008,000	4,634,000
Short-term borrowings	49,000	161,000
Federal Home Loan Bank advances	389,000	606,000
Other borrowings	238,000	309,000
Total interest expense	3,684,000	5,710,000
Net interest income	11,869,000	13,449,000
Provision for loan losses	0	2,200,000
Net interest income after provision for loan losses	11,869,000	11,249,000
Noninterest income
Service charges on accounts	386,000	422,000
Earnings on bank owned life insurance	407,000	439,000
Rental income from other real estate owned	212,000	186,000
Mortgage banking activities	299,000	132,000
Other income	630,000	573,000
Total noninterest income	1,934,000	1,752,000
Noninterest expense
Salaries and benefits	4,691,000	4,371,000
Occupancy	678,000	701,000
Furniture and equipment depreciation, rent and maintenance	308,000	303,000
Nonperforming asset costs	1,275,000	3,098,000
FDIC insurance costs	304,000	916,000
Other expense	2,398,000	2,192,000
Total noninterest expenses	9,654,000	11,581,000
Income before federal income tax expense	4,149,000	1,420,000
Federal income tax expense	1,269,000	0
Net income	2,880,000	1,420,000
Preferred stock dividends and accretion	328,000	332,000
Net income attributable to common shares	$ 2,552,000	$ 1,088,000
Basic earnings per share	$ 0.30	$ 0.13
Diluted earnings per share	$ 0.28	$ 0.12
Cash dividends per share	$ 0.00	$ 0.00
Average basic shares outstanding	8,605,484	8,599,166
Average diluted shares outstanding	8,991,422	8,884,675