Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Loans, including fees	$ 14,951,000	$ 19,284,000	$ 47,854,000	$ 59,755,000
Securities, taxable	1,588,000	1,901,000	5,285,000	5,923,000
Securities, tax-exempt	439,000	497,000	1,368,000	1,802,000
Federal funds sold	60,000	41,000	138,000	110,000
Interest-bearing deposit balances	6,000	11,000	18,000	29,000
Total interest income	17,044,000	21,734,000	54,663,000	67,619,000
Interest expense
Deposits	4,040,000	5,636,000	13,007,000	18,125,000
Short-term borrowings	73,000	394,000	350,000	1,091,000
Federal Home Loan Bank advances	410,000	1,441,000	1,622,000	4,713,000
Other borrowings	226,000	328,000	782,000	1,029,000
Total interest expense	4,749,000	7,799,000	15,761,000	24,958,000
Net interest income	12,295,000	13,935,000	38,902,000	42,661,000
Provision for loan losses	1,100,000	10,400,000	5,000,000	25,000,000
Net interest income after provision for loan losses	11,195,000	3,535,000	33,902,000	17,661,000
Noninterest income
Services charges on accounts	405,000	452,000	1,228,000	1,365,000
Earnings on bank owned life insurance	452,000	445,000	1,340,000	1,310,000
Rental income from other real estate owned	208,000	362,000	599,000	1,153,000
Mortgage banking activities	195,000	346,000	453,000	576,000
Net gain on sales of securities	0	0	0	476,000
Gain on sales of commercial loans	0	99,000	0	324,000
Other income	544,000	585,000	1,639,000	1,736,000
Total noninterest income	1,804,000	2,289,000	5,259,000	6,940,000
Noninterest expense
Salaries and benefits	4,636,000	4,649,000	13,371,000	13,874,000
Occupancy	707,000	696,000	2,116,000	2,169,000
Furniture and equipment depreciation, rent and maintenance	305,000	358,000	912,000	1,163,000
Nonperforming asset costs	1,589,000	2,895,000	6,637,000	7,859,000
FDIC insurance costs	639,000	1,097,000	2,274,000	3,450,000
Other expense	2,099,000	2,204,000	6,689,000	6,459,000
Total noninterest expenses	9,975,000	11,899,000	31,999,000	34,974,000
Income (loss) before federal income tax expense (benefit)	3,024,000	(6,075,000)	7,162,000	(10,373,000)
Federal income tax expense (benefit)	0	(718,000)	0	(2,010,000)
Net income (loss)	3,024,000	(5,357,000)	7,162,000	(8,363,000)
Preferred stock dividends and accretion	342,000	325,000	1,011,000	966,000
Net income (loss) available to common shareholders	$ 2,682,000	$ (5,682,000)	$ 6,151,000	$ (9,329,000)
Basic earnings (loss) per share	$ 0.31	$ (0.67)	$ 0.72	$ (1.10)
Diluted earnings (loss) per share	$ 0.30	$ (0.67)	$ 0.69	$ (1.10)
Cash dividends per share	$ 0.00	$ 0.00	$ 0.00	$ 0.01
Average basic shares outstanding	8,604,263	8,507,174	8,602,654	8,504,664
Average diluted shares outstanding	8,868,122	8,507,174	8,875,025	8,504,664