Consolidated Balance Sheets (USD $)	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 18,890,000	$ 6,674,000
Interest-bearing deposit balances	9,630,000	9,600,000
Federal funds sold	97,183,000	47,924,000
Total cash and cash equivalents	125,703,000	64,198,000
Securities available for sale	173,134,000	220,830,000
Federal Home Loan Bank stock	11,961,000	14,345,000
Loans	1,094,037,000	1,262,630,000
Allowance for loan losses	(39,351,000)	(45,368,000)
Loans, net	1,054,686,000	1,217,262,000
Premises and equipment, net	26,865,000	27,873,000
Bank owned life insurance	48,083,000	46,743,000
Accrued interest receivable	4,887,000	5,942,000
Other real estate owned and repossessed assets	17,287,000	16,675,000
Other assets	15,379,000	18,553,000
Total assets	1,477,985,000	1,632,421,000
Deposits
Noninterest-bearing	144,022,000	112,944,000
Interest-bearing	1,041,311,000	1,160,888,000
Total deposits	1,185,333,000	1,273,832,000
Securities sold under agreements to repurchase	69,340,000	116,979,000
Federal Home Loan Bank advances	45,000,000	65,000,000
Subordinated debentures	32,990,000	32,990,000
Other borrowed money	1,714,000	11,804,000
Accrued interest and other liabilities	6,875,000	5,880,000
Total liabilities	1,341,252,000	1,506,485,000
Shareholders' equity
Preferred stock, no par value; 1,000,000 shares authorized; 21,000 shares outstanding at September 30, 2011 and December 31, 2010	20,266,000	20,077,000
Common stock, no par value; 20,000,000 shares authorized; 8,605,053 shares outstanding at September 30, 2011 and 8,597,993 shares outstanding at December 31, 2010	172,834,000	172,677,000
Common stock warrant	1,138,000	1,138,000
Retained earnings (deficit)	(62,630,000)	(68,781,000)
Accumulated other comprehensive income	5,125,000	825,000
Total shareholders' equity	136,733,000	125,936,000
Total liabilities and shareholders' equity	$ 1,477,985,000	$ 1,632,421,000