A progression of deferred policy acquisition costs is presented below (in millions):



	P&C			Annuity and Run-off Long-term Care and Life
	Deferred			Deferred			Sales												Consolidated
	Costs			Costs			Inducements			PVFP			Unrealized			Total			Total
Balance at June 30, 2014	$	219		$	918		$	141		$	79		$	(551	)	$	587		$	806
Additions	129			42			1			—			—			43			172
Amortization:
Periodic amortization	(127		)	(38		)	(7		)	(3		)	—			(48		)	(175		)
Included in realized gains	—			1			1			—			—			2			2
Foreign currency translation	(2		)	—			—			—			—			—			(2		)
Change in unrealized	—			—			—			—			55			55			55
Balance at September 30, 2014	$	219		$	923		$	136		$	76		$	(496	)	$	639		$	858

Balance at June 30, 2013	$	208		$	797		$	159		$	92		$	(438	)	$	610		$	818
Additions	118			65			4			—			—			69			187
Periodic amortization	(119		)	(32		)	(8		)	(3		)	—			(43		)	(162		)
Foreign currency translation	(1		)	—			—			—			—			—			(1		)
Change in unrealized	—			—			—			—			25			25			25
Balance at September 30, 2013	$	206		$	830		$	155		$	89		$	(413	)	$	661		$	867

Balance at December 31, 2013	$	211		$	875		$	149		$	85		$	(345	)	$	764		$	975
Additions	380			144			6			—			—			150			530
Amortization:
Periodic amortization	(371		)	(98		)	(20		)	(9		)	—			(127		)	(498		)
Included in realized gains	—			2			1			—			—			3			3
Foreign currency translation	(1		)	—			—			—			—			—			(1		)
Change in unrealized	—			—			—			—			(151		)	(151		)	(151		)
Balance at September 30, 2014	$	219		$	923		$	136		$	76		$	(496	)	$	639		$	858

Balance at December 31, 2012	$	204		$	787		$	170		$	99		$	(710	)	$	346		$	550
Additions	360			148			8			—			—			156			516
Periodic amortization	(356		)	(105		)	(23		)	(10		)	—			(138		)	(494		)
Foreign currency translation	(2		)	—			—			—			—			—			(2		)
Change in unrealized	—			—			—			—			297			297			297
Balance at September 30, 2013	$	206		$	830		$	155		$	89		$	(413	)	$	661		$	867