Receivables

9 Months Ended

Oct. 31, 2011

Receivables [Abstract]

Receivables

Note 3. Receivables

Receivables primarily consist of amounts due from:

• insurance companies—resulting from pharmacy sales;

• banks—for customer credit cards, debit cards and electronic bank transfers that take in excess of seven days to process;

• suppliers—for marketing or incentive programs;

• consumer financing programs (in certain international operations); and

• real estate transactions.

Walmart International offers a limited amount of consumer credit products, principally through its operations in Chile, Canada and Mexico. The balance of these receivables was $972.6 million, net of reserve for doubtful accounts of $105.3 million at October 31, 2011, compared to a receivable balance of $570.6 million, net of reserve for doubtful accounts of $94.2 million at October 31, 2010. These balances are included in receivables, net on the accompanying Condensed Consolidated Balance Sheets.