COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(Dollar amounts in thousands)

	For the three months ended March 31,
	2003		2002
EARNINGS
Pre-tax income (loss)	$	16,599	$	(26,585	)
Fixed charges		2,070		896
Total	$	18,669	$	(25,689	)
FIXED CHARGES
Interest expense and amortization of debt discount
and premium on all indebtedness	$	1,758	$	527
Interest portion of rental expenses		312		369
Total fixed charges	$	2,070	$	896
Ratio of earnings to fixed charges		9.0 x		(a)

(a) Earnings were insufficient to cover fixed charges by $26.6 million in 2002.