COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
(Dollar amounts in thousands)

	For the six months ended   June 30,
	2002			2001
EARNINGS
Pre-tax income (loss)	$	(72,135	)	$	7,177
Fixed charges		1,919			4,595
Total	$	(70,216	)	$	11,772
FIXED CHARGES
Interest expense and amortization of debt discount
and premium on all indebtedness	$	1,099		$	3,971
Interest portion of rental expenses		820			624
Total fixed charges	$	1,919		$	4,595
Ratio of earnings to fixed charges		(a)			2.6x

(a) Earnings were insufficient to cover fixed charges by $72.1 million in 2002.