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Interim Consolidated Condensed Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Assets    
Cash and due from banks $ 21,987 $ 37,965
Interest-bearing deposits in banks 8,687 7,111
Cash and cash equivalents 30,674 45,076
Federal Home Loan Bank stock, at cost 4,428 4,428
Securities available for sale 159,282 184,791
Loans held for sale 1,873 1,539
Loans receivable, net of allowance for loan losses of $4,553 at September 30, 2018 and $4,826 at December 31, 2017 663,821 637,102
Accrued interest receivable 3,390 3,589
Foreclosed assets, net 3,533 3,369
Bank owned life insurance 10,587 10,368
Premises and equipment, net 22,072 22,700
Deferred tax assets 2,399 1,764
Other assets 2,816 2,784
Total assets 904,875 917,510
Deposits:    
Non-interest-bearing accounts 134,297 136,197
Interest-bearing accounts    
Checking accounts 185,380 208,496
Savings and money market accounts 97,347 104,347
Other time deposits 309,890 304,969
Total deposits 726,914 754,009
Advances from Federal Home Loan Bank 33,000 23,000
Repurchase agreements 42,043 38,353
Subordinated debentures 10,310 10,310
Advances from borrowers for taxes and insurance 1,432 808
Accrued expenses and other liabilities 3,737 3,618
Total liabilities 817,436 830,098
Stockholders' equity    
Preferred stock, par value $0.01 per share; authorized-500,000 shares; no shares issued and outstanding at September 30, 2018 and December 31, 2017
Common stock, par value $.01 per share; authorized 15,000,000 shares; 7,991,170 issued and 6,649,190 outstanding at September 30, 2018 and 7,976,131 issued and 6,637,771 outstanding at December 31, 2017 80 80
Additional paid-in-capital 59,035 58,825
Retained earnings 53,980 51,162
Treasury stock, at cost (1,341,980 shares at September 30, 2018 and 1,338,360 shares at December 31, 2017) (16,706) (16,655)
Unearned Employee Stock Ownership Plan ("ESOP") shares, at cost (400,768 shares at September 30, 2018 and 434,548 share at December 31, 2017) (5,457) (5,901)
Accumulated other comprehensive loss (3,493) (99)
Total stockholders' equity 87,439 87,412
Total liabilities and stockholders' equity $ 904,875 $ 917,510