8-K

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 5, 2013

HOPFED BANCORP, INC.

(Exact name of Registrant as Specified in Charter)

Delaware	0-23667	61-1322555
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

4155 Lafayette Road, Hopkinsville, Kentucky 42240

(Address of Principal Executive Offices)

(270) 885-1171

Registrant’s telephone number, including area code

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 Other Events

On June 5, 2013, HopFed Bancorp, Inc. (the “Company”), the holding company for Heritage Bank (the “Bank”), announced that effective June 5, 2013, Heritage Bank converted its charter from a federal savings bank to a Kentucky-chartered commercial bank, and changed its corporate title to “Heritage Bank USA, Inc.” In connection with the Bank’s charter conversion, the Company received approval from the Board of Governors of the Federal Reserve System to convert from a savings and loan holding company to a bank holding company. The Company issued a press release on June 5, 2013, announcing the completion of the conversion, a copy which is filed as Exhibit 99.1 hereto and incorporated by reference.

Item 9.01. Financial Statements and Exhibits

Exhibit 99.1 Press Release dated June 5, 2013

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	HOPFED BANCORP, INC.
Dated: June 5, 2013	By:	/s/ John E. Peck
		John E. Peck
		President and Chief Executive Officer

EXHIBIT INDEX

Exhibit Number
99.1	Press Release dated June 5, 2013.

EX-99.1

Exhibit 99.1

NEWS

FOR IMMEDIATE RELEASE	CONTACT:	John E. Peck
		President and CEO
		(270) 885-1171

HOPFED BANCORP, INC. AND HERITAGE BANK

COMPLETE CHARTER CONVERSIONS

HOPKINSVILLE, Ky. (June 5, 2013) – HopFed Bancorp, Inc. (NASDAQ: HFBC) today announced that Heritage Bank, the Company’s wholly owned subsidiary, has completed its conversion from a federally chartered savings bank to a state chartered commercial bank regulated by the Kentucky Department of Financial Institutions and the Federal Deposit Insurance Corporation, effective June 5, 2013. The Bank’s new corporate title will be Heritage Bank USA, Inc. In connection with the Bank’s charter conversion, the Company has received approval from the Board of Governors of the Federal Reserve System (the “Federal Reserve”) to convert our holding company from a savings and loan holding company to a bank holding company also with an effective date of June 5, 2013.

John Peck, President and CEO, commenting on the announcement, “After Congress eliminated the Office of Thrift Supervision, we developed a good working relationship with the Office of the Comptroller of the Currency, which allowed the Company to repurchase its Preferred Stock and Warrant from the United States Treasury. However, the benefits once provided by a thrift charter no longer exist and maintaining a savings and loan charter subjected Heritage Bank and HopFed Bancorp, Inc. to additional regulations and a duplication of burdensome reporting requirements.”

Mr. Peck concludes, “The Kentucky Department of Financial Institutions, led by Commissioner Charles Vice, has an outstanding record for maintaining a strong state banking system through extremely difficult economic conditions. We believe that in the current regulatory environment, having more direct access to decision makers who understand our specific markets is important to shareholders of HopFed Bancorp, customers of Heritage Bank, and to the communities that we serve. The charter conversions will have no effect on our customers, and they will continue to receive uninterrupted FDIC insurance.”

4155 Lafayette Road, P.O. Box 537, Hopkinsville, KY 42241

HopFed Bancorp, Inc. is the holding company of Heritage Bank headquartered in Hopkinsville, Kentucky. The Bank has eighteen offices in western Kentucky and middle Tennessee as well as Fall & Fall Insurance of Fulton, Kentucky, Heritage Bank Wealth Management of Murray, Kentucky, Hopkinsville, Kentucky, Kingston Springs, Tennessee, and Pleasant View, Tennessee and Heritage Bank Mortgage Services of Clarksville, Tennessee. The Bank offers a broad line of banking and financial products and services with the personalized focus of a community banking organization. For more information about Heritage Bank and HopFed Bancorp, Inc., visit our website at www.bankwithheritage.com.

Information contained in this press release, other than historical information, may be considered forward-looking in nature and is subject to various risks, uncertainties, and assumptions. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those anticipated, estimated or expected. Among the key factors that may have a direct bearing on the Company’s operating results, performance or financial condition are competition and the demand for the Company’s products and services, and other factors as set forth in filings with the Securities and Exchange Commission.

-END-

4155 Lafayette Road, P.O. Box 537, Hopkinsville, KY 42241