Consolidated Condensed Statements of Income (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and dividend income:
Loans receivable	$ 6,882	$ 7,801
Investment in securities, taxable	1,832	2,375
Investment in securities, non-taxable	585	575
Interest-earning deposits	6	8
Total interest and dividend income	9,305	10,759
Interest expense:
Deposits	2,046	2,884
Advances from Federal Home Loan Bank	444	573
Repurchase agreements	242	248
Subordinated debentures	182	187
Total interest expense	2,914	3,892
Net interest income	6,391	6,867
Provision for loan losses	376	869
Net interest income after provision for loan losses	6,015	5,998
Non-interest income:
Service charges	853	938
Merchant card income	223	196
Mortgage origination revenue	200	203
Gain on sale of securities	627	44
Income from bank owned life insurance	75	79
Financial services commission	297	227
Other operating income	208	230
Total non-interest income	2,483	1,917
Non-interest expenses:
Salaries and benefits	3,848	3,507
Occupancy expense	845	855
Data processing expense	650	625
State deposit tax	142	162
Intangible amortization expense	49	65
Professional services expense	393	388
Deposit insurance and examination expense	232	419
Advertising expense	333	304
Postage and communications expense	139	141
Supplies expense	136	111
Loss on disposal of equipment		6
Loss on sale of real estate owned	35	147
Real estate owned expenses	76	46
Other operating expenses	396	323
Total non-interest expense	7,274	7,099
Income before income tax expense	1,224	816
Income tax expense	240	89
Net income	984	727
Less:
Dividend on preferred shares		229
Accretion dividend on preferred shares		28
Net income available for common shareholders	$ 984	$ 470
Net income available to common shareholders
Per share, basic	$ 0.13	$ 0.06
Per share, diluted	$ 0.13	$ 0.06
Dividend per share	$ 0.02	$ 0.02
Weighted average shares outstanding - basic	7,488,445	7,484,475
Weighted average shares outstanding - diluted	7,488,445	7,484,475