EXHIBIT 99.1

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Quarterly Report on Form 10-Q for the period ended
June 30, 2002 (the "Report") of HopFed Bancorp, Inc. (the "Company"), as filed
with the Securities and Exchange Commission on the date hereof, the undersigned,
Chief Executive Officer and Chief Financial Officer of the Company, hereby each
certify that to the best of our knowledge:

     (1)  the Report fully complies with the requirements of section 13(a) or
          15(d) of the Securities Exchange Act of 1934, as amended; and

     (2)  the information contained in the Report fairly presents, in all
          material respects, the financial condition and result of operations of
          the Company as of and for the periods covered in the Report.



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John E. Peck, Chief Executive Officer


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Billy C. Duvall, Chief Financial Officer


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(Date)