8-K

                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                   Form 8-K

                                CURRENT REPORT
                      PURSUANT TO SECTION 13 OR 15(D) OF
                      THE SECURITIES EXCHANGE ACT OF 1934



Date of Report (Date of earliest event reported): September 20, 2000


                             HOPFED BANCORP, INC.
- --------------------------------------------------------------------------------
              (Exact name of registrant as specified in charter)


Delaware                             0-23667                 61-1322555
- ----------------------------       ------------          -------------------
(State or other jurisdiction       (Commission            (I.R.S. Employer
 of incorporation)                 File Number)          Identification No.)


2700 Fort Campbell Boulevard, Hopkinsville, Kentucky            42240
- ----------------------------------------------------            -----
(Address of principal executive offices)                     (Zip Code)


Registrant's telephone number, including area code: (270) 885-1171


ITEM 4.  Changes in Registrant's Certifying Accountant

     York, Neel & Co. - Hopkinsville, LLP ("York, Neel"), the Registrant's
former independent certified public accountants, resigned effective September
20, 2000. During the Registrant's two most recent fiscal years ended December
31, 1999 and the interim quarters preceding such resignation, there were no
disagreements with York, Neel on any matter of accounting principles or
practices, financial statement disclosure or auditing scope or procedure. The
report of York, Neel for the two fiscal years ended December 31, 1999 did not
contain an adverse opinion or a disclaimer of opinion, and was not qualified or
modified as to uncertainty, audit scope or accounting principles. The decision
to accept York, Neel's resignation and change accountants was recommended and
approved by the Audit Committee of the Board of Directors and approved by the
Board of Directors.

     On September 20, 2000, Rayburn, Betts & Bates, P.C. was engaged as the
principal accountant to audit the Registrant's financial statements for the
fiscal year ending December 31, 2000.

ITEM 5.  Other Events

     On September 20, 2000, the Registrant announced that its Board of Directors
had approved the repurchase of up to 200,000 shares of its common stock, or
approximately 5% of the current outstanding shares. The Registrant's press
release is attached hereto as Exhibit 99.1 and incorporated by reference herein.

ITEM 7.  Financial Statements, Pro Forma Financial Information and Exhibits.

     Exhibit 16.1  Letter from York, Neel & Co. - Hopkinsville, LLP

     Exhibit 99.1  Press Release dated September 20, 2000

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                                  SIGNATURES


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                     HOPFED BANCORP, INC.


                                     By  /s/ John E. Peck
                                         -------------------------------------
                                         John E. Peck
                                         President and Chief Executive Officer

Date:  September 20, 2000

                                       3

EX-16.1

                                                                    Exhibit 16.1



             [Letterhead of York, Neel & Co. - Hopkinsville, LLP]

                              September 20, 2000



Division of Corporation Finance
United States Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549-0404

     Re: HopFed Bancorp, Inc.
         -------------------

Ladies and Gentlemen:

     At the request of HopFed Bancorp, Inc. (the "Registrant"), we have reviewed
the disclosures made by the Registrant under Item 4 of Form 8-K in response to
Item 304(a) of Regulation S-K, and we agree with the statements made in the
Current Report on Form 8-K by the Registrant in response to this Item.



                                 /s/ York, Neel & Co. - Hopkinsville, LLP

EX-99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE                  CONTACT:  John E. Peck
                                                 President and CEO
                                                 (270) 885-1171


               HOPFED BANCORP, INC. ANNOUNCES 5% STOCK BUY BACK



HOPKINSVILLE, Ky. (September 20, 2000) - HopFed Bancorp, Inc. (Nasdaq: HFBC)
today announced that its Board of Directors has approved the repurchase of up to
200,000 shares or 5% of the total 4 million shares outstanding of the Company's
common stock. The purchases are to be made from time to time on the Nasdaq Stock
Market at prices prevailing on that market or in privately negotiated
transactions at management's discretion, depending on market conditions, price
of the Company's common stock, corporate cash requirements and other factors.

     Commenting on the announcement, John E. Peck, president and chief executive
officer, said, "The Board of Directors believes the Company's shares at current
market prices represent an extremely attractive investment for the Company. We
believe the stock repurchase is a good use of a portion of the Company's
available cash at this time."

     HopFed Bancorp, Inc. is a holding company for Hopkinsville Federal Savings
Bank headquartered in Hopkinsville, Kentucky. The Bank has five offices in
western Kentucky and offers a broad line of banking and financial products and
services with the personalized focus of a community banking organization. At
June 30, 2000, HopFed Bancorp, Inc. had total assets of $228.5 million and
stockholders equity of $45.1 million.

     Information contained in this press release, other than historical
information, may be considered forward-looking in nature and is subject to
various risks, uncertainties and assumptions. Should one or more of these risks
or uncertainties materialize, or should underlying assumptions prove incorrect,
actual results may vary materially from those anticipated, estimated or
expected. Among the key factors that may have a direct bearing on HopFed's
operating results, performance or financial condition are competition and the
demand for HopFed's products and services, and numerous other factors as set
forth in filings with the Securities and Exchange Commission.

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