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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk category of bank loans by year of origination (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Mar. 31, 2024
Origination year      
2025/2024 $ 15,276   $ 68,625
2024/2023 76,786   169,408
2023/2022 173,329   338,864
2022/2021 335,937   126,861
2021/2020 124,239   84,175
Prior 289,320   215,697
Revolving Loans 30,178   20,383
Total Loans Receivable 1,045,065   1,024,013
Gross write-offs      
2024/2023     11
Prior     2
Revolving Loans 1    
Total Loans Receivable 1 $ 11 13
Commercial and Industrial | Commercial Business      
Origination year      
2025/2024 1,951   14,126
2024/2023 17,940   63,838
2023/2022 62,724   85,864
2022/2021 84,322   28,119
2021/2020 26,553   17,431
Prior 28,789   12,701
Revolving Loans 16,214   7,325
Total Loans Receivable 238,493   229,404
Commercial Real Estate Portfolio Segment      
Origination year      
Total Loans Receivable 942,166   925,907
Commercial Real Estate Portfolio Segment | Commercial Business      
Origination year      
Total Loans Receivable 238,493   229,404
Commercial Real Estate Portfolio Segment | Commercial Real Estate      
Origination year      
2025/2024 5,871   36,636
2024/2023 35,980   70,599
2023/2022 70,010   147,912
2022/2021 146,863   89,662
2021/2020 88,855   53,424
Prior 230,536   185,268
Total Loans Receivable 578,115   583,501
Commercial Real Estate Portfolio Segment | Land      
Origination year      
2025/2024     2,361
2024/2023 3,037   2,695
2023/2022 2,671   94
2022/2021 92    
2021/2020     106
Prior 522   437
Total Loans Receivable 6,322   5,693
Commercial Real Estate Portfolio Segment | Multi-Family      
Origination year      
2025/2024 20   970
2024/2023 965   21,643
2023/2022 26,319   32,003
2022/2021 36,246   4,841
2021/2020 4,632   8,823
Prior 11,096   2,491
Total Loans Receivable 79,278   70,771
Commercial Real Estate Portfolio Segment | Real Estate Construction      
Origination year      
2025/2024 2,261   14,114
2024/2023 18,423   10,078
2023/2022 11,118   12,346
2022/2021 8,156    
Total Loans Receivable 39,958   36,538
Consumer      
Origination year      
Total Loans Receivable 102,899   98,106
Gross write-offs      
Total Loans Receivable 1 $ 11  
Consumer | Real estate one-to-four family      
Origination year      
2023/2022     60,447
2022/2021 60,083   4,164
2021/2020 4,134   4,364
Prior 18,354   14,792
Revolving Loans 13,512   12,599
Total Loans Receivable 96,083   96,366
Consumer | Other installment      
Origination year      
2025/2024 5,173   418
2024/2023 441   555
2023/2022 487   198
2022/2021 175   75
2021/2020 65   27
Prior 23   8
Revolving Loans 452   459
Total Loans Receivable 6,816   1,740
Gross write-offs      
2024/2023     11
Prior     2
Revolving Loans 1    
Total Loans Receivable 1   13
Pass      
Origination year      
2025/2024 15,273   67,311
2024/2023 76,786   165,301
2023/2022 169,066   337,234
2022/2021 334,352   126,861
2021/2020 123,539   83,654
Prior 261,747   188,352
Revolving Loans 26,376   17,885
Total Loans Receivable 1,007,139   986,598
Pass | Commercial and Industrial | Commercial Business      
Origination year      
2025/2024 1,951   14,126
2024/2023 17,940   63,838
2023/2022 62,724   85,131
2022/2021 83,628   28,119
2021/2020 25,872   16,945
Prior 27,680   12,411
Revolving Loans 12,412   4,827
Total Loans Receivable 232,207   225,397
Pass | Commercial Real Estate Portfolio Segment | Commercial Real Estate      
Origination year      
2025/2024 5,871   36,116
2024/2023 35,980   66,847
2023/2022 66,285   147,015
2022/2021 145,972   89,662
2021/2020 88,855   53,424
Prior 204,326   158,311
Total Loans Receivable 547,289   551,375
Pass | Commercial Real Estate Portfolio Segment | Land      
Origination year      
2025/2024     2,361
2024/2023 3,037   2,340
2023/2022 2,319   94
2022/2021 92    
2021/2020     106
Prior 522   437
Total Loans Receivable 5,970   5,338
Pass | Commercial Real Estate Portfolio Segment | Multi-Family      
Origination year      
2025/2024 20   970
2024/2023 965   21,643
2023/2022 26,133   32,003
2022/2021 36,246   4,841
2021/2020 4,613   8,788
Prior 10,876   2,429
Total Loans Receivable 78,853   70,674
Pass | Commercial Real Estate Portfolio Segment | Real Estate Construction      
Origination year      
2025/2024 2,258   13,320
2024/2023 18,423   10,078
2023/2022 11,118   12,346
2022/2021 8,156    
Total Loans Receivable 39,955   35,744
Pass | Consumer | Real estate one-to-four family      
Origination year      
2023/2022     60,447
2022/2021 60,083   4,164
2021/2020 4,134   4,364
Prior 18,320   14,756
Revolving Loans 13,512   12,599
Total Loans Receivable 96,049   96,330
Pass | Consumer | Other installment      
Origination year      
2025/2024 5,173   418
2024/2023 441   555
2023/2022 487   198
2022/2021 175   75
2021/2020 65   27
Prior 23   8
Revolving Loans 452   459
Total Loans Receivable 6,816   1,740
Special Mention      
Origination year      
2025/2024 3   794
2024/2023     4,107
2023/2022 4,263   1,630
2022/2021 1,585    
2021/2020 700   521
Prior 27,345   27,142
Revolving Loans 3,802   2,498
Total Loans Receivable 37,698   36,692
Special Mention | Commercial and Industrial | Commercial Business      
Origination year      
2023/2022     733
2022/2021 694    
2021/2020 681   486
Prior 1,056   232
Revolving Loans 3,802   2,498
Total Loans Receivable 6,233   3,949
Special Mention | Commercial Real Estate Portfolio Segment      
Origination year      
2024/2023     3,752
2023/2022     897
Prior     26,878
Total Loans Receivable     31,527
Special Mention | Commercial Real Estate Portfolio Segment | Commercial Real Estate      
Origination year      
2023/2022 3,725    
2022/2021 891    
Prior 26,137    
Total Loans Receivable 30,753    
Special Mention | Commercial Real Estate Portfolio Segment | Land      
Origination year      
2024/2023     355
2023/2022 352    
Total Loans Receivable 352   355
Special Mention | Commercial Real Estate Portfolio Segment | Multi-Family      
Origination year      
2023/2022 186    
2021/2020 19   35
Prior 152   32
Total Loans Receivable 357   67
Special Mention | Commercial Real Estate Portfolio Segment | Real Estate Construction      
Origination year      
2025/2024 3   794
Total Loans Receivable 3   794
Substandard      
Origination year      
2025/2024     520
Prior 228   203
Total Loans Receivable 228   723
Substandard | Commercial and Industrial | Commercial Business      
Origination year      
Prior 53   58
Total Loans Receivable 53   58
Substandard | Commercial Real Estate Portfolio Segment      
Origination year      
2025/2024     520
Prior     79
Total Loans Receivable     599
Substandard | Commercial Real Estate Portfolio Segment | Commercial Real Estate      
Origination year      
Prior 73    
Total Loans Receivable 73    
Substandard | Commercial Real Estate Portfolio Segment | Multi-Family      
Origination year      
Prior 68   30
Total Loans Receivable 68   30
Substandard | Consumer | Real estate one-to-four family      
Origination year      
Prior 34   36
Total Loans Receivable $ 34   $ 36