SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Mar. 31, 2024

SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL REQUIREMENTS.

Schedule of actual and required minimum capital amounts and ratios

									"Well Capitalized"
					For Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
March 31, 2024	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital:
(To Risk-Weighted Assets)	$	173,521	16.32	%	$	85,080	8.0	%	$	106,350	10.0	%
Tier 1 Capital:
(To Risk-Weighted Assets)		160,197	15.06			63,810	6.0			85,080	8.0
Common equity tier 1 Capital:
(To Risk-Weighted Assets)		160,197	15.06			47,857	4.5			69,127	6.5
Tier 1 Capital (Leverage):
(To Average Tangible Assets)		160,197	10.29			62,296	4.0			77,870	5.0

									"Well Capitalized"
					For Capital				Under Prompt
	Actual				Adequacy Purposes				Corrective Action
March 31, 2023	Amount		Ratio		Amount		Ratio		Amount		Ratio
Total Capital:
(To Risk-Weighted Assets)	$	180,001	16.94	%	$	85,013	8.0	%	$	106,266	10.0	%
Tier 1 Capital:
(To Risk-Weighted Assets)		166,688	15.69			63,760	6.0			85,013	8.0
Common equity tier 1 Capital:
(To Risk-Weighted Assets)		166,688	15.69			47,820	4.5			69,073	6.5
Tier 1 Capital (Leverage):
(To Average Tangible Assets)		166,688	10.47			63,679	4.0			79,599	5.0