Attained
Age – A person's Issue Age plus the number of full years since the Policy Date. |
Base Policy Specified Amount – The amount of insurance coverage selected under the base policy, excluding any
Rider Specified Amount. |
Cash
Surrender Value – The amount
payable to the policy owner upon a full surrender of the policy. This amount is equal to the Enhanced Cash Value, minus Indebtedness and outstanding policy charges. |
Cash
Value – The total amount allocated
to the Sub-Accounts, the policy loan account, and the Fixed Account. |
Code – The Internal Revenue Code of 1986, as amended. |
Death
Benefit – The amount paid upon the Insured's death, before the deduction of any Indebtedness, or due and
unpaid policy charges. |
Enhanced
Cash Value – The sum of the policy's Cash Value plus the Enhancement Benefit, if applicable. |
Enhancement
Benefit – An additional amount added to the policy's Cash Value upon a full surrender of the policy
during the applicable policy years, provided the qualifying conditions have been
satisfied. |
Fixed
Account – An investment option
that is funded by Nationwide's general account. |
Grace
Period – A 61-day period after which the Policy will Lapse if sufficient payments are not made to prevent Lapse. |
In
Force – Any time during which benefits are payable under the
policy and any elected Rider(s). |
Indebtedness
– The total amount of all
outstanding policy loans, including principal and interest due. |
Insured
– The person whose life is insured under the policy,
and whose death triggers payment of the Death Benefit.
To be eligible to be Insured under the policy, the Insured must meet all Actively-At-Work Requirements on the Policy Date, must have validly consented to be insured under the policy and meet any other
underwriting requirements, including evidence of
insurability. |
Investment
Experience – The market
performance of a mutual fund/Sub-Account. |
Issue
Age – A person's age based on
their last birthday on or before the Policy Date. |
Lapse – The policy terminates without
value. |
Maturity
Date – The policy anniversary on which the Insured reaches Attained Age120. |
Minimum Required Death Benefit – The lowest Death Benefit that will qualify the policy as life insurance under the
Code. |
Nationwide
– Nationwide Life Insurance Company. |
Net Amount
At Risk – The base policy's Death Benefit minus the policy's Cash Value. |
Net
Premium – The amount of Premium applied to the policy after the deduction of the Percent of Premium Charge. |
Policy
Date – The date the policy takes effect as shown in the
Policy Data Pages. Policy years, months, and
anniversaries are measured from this date. |
Policy
owner or Owner – The person or entity named as the owner on the application, or the person or entity
assigned ownership rights. |
Policy Proceeds or Proceeds – The amount payable upon termination of the policy.
Policy Proceeds may constitute
the Death Benefit, the Maturity Proceeds, or the Cash Surrender Value upon a full surrender of the policy. |
Policy
Data Page(s) – The Policy Data Page(s) are issued as part of the policy and contain information specific to
the policy and the Insured, including coverage and Rider elections. Updated Policy Data Page(s) will be issued if the
policy owner makes any changes to coverage elections after the policy is
issued. |
Premium
– Amount(s) paid to purchase and
maintain the policy. |
Rider – An optional benefit purchased under the
policy. Rider availability and Rider terms may vary depending on the
state in which the policy was issued. |
Rider
Specified Amount – The portion of the Total Specified Amount attributable to the Additional Term Insurance
Rider. |
SEC – Securities and Exchange
Commission. |
Service
Center – The department of Nationwide responsible for receiving all service and transaction requests relating to the policy. For service and transaction requests submitted other than by telephone (including fax requests), the
Service Center is Nationwide's mail and document processing facility. For service and transaction requests communicated by telephone, the Service Center is Nationwide's operations processing facility. Information on how to contact the Service Center is in the Contacting the Service Center provision in the statutory prospectus.
|
Sub-Account(s)
– The mechanism used to account for allocations of
Net Premium and Cash Value among the
policy's variable investment options. |
Substandard
Rating – An underwriting classification based on medical and/or non-medical factors used to determine
what to charge for life insurance based on characteristics of the Insured beyond traditional factors for standard risks,
which include age, and tobacco habits of the Insured. Substandard Ratings are shown in the Policy Data Pages as
rate class multiples (medical factors) and/or monthly flat extras (medical and/or
non-medical factors). The higher the rate class multiple or monthly flat
extra, the greater the risk assessed and the higher the cost of coverage. |
Target
Premium – The maximum amount of Premium the policy owner may pay to purchase Base Policy Specified
Amount under Section 7702A of the Code and still have the policy treated as a life insurance contract for federal tax
purposes. This is the maximum Premium that the policy owner may pay based on the "7-Pay method", which
determines the limits on Premium payments in each of the first seven policy years. The actual amount is based on
numerous factors which include the Issue Age of the Insured, Substandard Ratings (if any), and an adjustment for
any Premium exchanged into the policy under Section 1035 of the Code. |
Total
Specified Amount – The sum of the
Base Policy Specified Amount and the Rider Specified Amount, if
applicable. |
Valuation
Period – The period during which
Nationwide determines the change in the value of the Sub-Accounts.
One Valuation Period ends and another begins as of the close of regular trading on the New
York Stock Exchange. |
Variable Account – Nationwide VLI Separate Account-4, a separate account that Nationwide established to hold
policy owner assets allocated to variable investment options. The Variable Account is divided into Sub-Accounts,
each of which invests in a separate underlying mutual fund. |
FEES AND EXPENSES
(see Additional
Information About Fees later in this summary prospectus and Expenses in the statutory prospectus) | |||
Charges for Early
Withdrawals |
Surrender Charge – There are no surrender charges upon a full surrender of the
policy. Partial Surrender Fee – Deducted from the partial surrender amount requested
(see Partial Surrender Fee in the statutory prospectus). Currently, Nationwide waives the Partial Surrender Fee. Nationwide may elect in the future to assess a Partial Surrender Fee. The Partial Surrender Fee assessed to each surrender will not exceed $25.
| ||
Transaction Charges |
The policy owner may also be charged for other transactions as follows:
• Percent of Premium Charge – Deducted from each Premium payment applied to a policy. • Illustration Charge – Upon requesting excessive illustrations (more
than 10 requests in any 12 month period).
• Rider Charges – One time rider charges for certain benefits, deducted upon
invoking the rider.
See Standard Policy Charges and Policy Riders and Rider Charges in the statutory
prospectus. | ||
Ongoing Fees and
Expenses (periodic
charges) |
In addition to surrender charges and transaction charges, an investment in the
policy is subject to certain ongoing fees and expenses, including fees
and expenses covering the cost of insurance under the policy and the
cost of optional benefits available under the policy, and such fees
and expenses are set based on characteristics of the Insured (e.g.,
age, sex, and rating classification), see Standard Policy Charges and Policy Riders and Rider Charges in the statutory prospectus. Please refer to the Policy Data Page(s) of your policy for rates applicable to the policy. | ||
A policy owner will also bear expenses associated with the underlying mutual funds
under the policy, as shown in the following table: | |||
Annual Fee |
Minimum |
Maximum | |
Investment options (underlying mutual fund fees
and expenses) |
0.03%1 |
1.82%1 | |
|
1 As a percentage of underlying mutual fund
assets. |
RISKS | |
Risk of Loss |
Policy owners of variable life insurance can lose money by investing in the policy,
including loss of principal (see Principal Risks in the statutory prospectus). |
Not a Short-Term
Investment |
The policy is not a short-term investment and is not appropriate for an investor who
needs ready access to cash (see Principal Risks in the statutory prospectus). In addition, taking policy loans may increase the risk of Lapse and may result in adverse tax consequences (see Policy Loans in the statutory prospectus). |
Risks Associated with
Investment Options |
• Investment in this policy is subject to the risk of poor investment performance of the
investment options chosen by the policy owner.
• Each investment option and each general account option will have its own unique risks.
• Review the prospectuses and disclosures for the investment options before making an
investment decision. See Principal Risks in the statutory prospectus. |
Insurance Company Risks |
Investment in the policy is subject to the risks associated with Nationwide, including that any obligations (including under any general account options), guarantees, or benefits are
subject to the claims-paying ability of Nationwide. More information about Nationwide,
including its financial strength ratings, is available by contacting the Service Center (see
Principal Risks in the statutory prospectus). |
RISKS | |
Policy Lapse |
The policy is at risk of Lapsing when the Cash Surrender Value is insufficient to cover the
monthly policy charges, including Rider charges. Cash Surrender Value can be reduced by
unfavorable Investment Experience, policy loans, partial surrenders and the deduction of
policy charges. Payment of insufficient Premium may cause the policy to Lapse. There is
no separate additional charge associated with reinstating a Lapsed policy. The
Death Benefit will not be paid if the policy has Lapsed.
For more information, see Principal Risks and Lapse in the statutory prospectus. |
RESTRICTIONS | |
Investments |
• Nationwide may restrict the form in which Sub-Accounts transfer requests will be
accepted (see Sub-Accounts Transfers in the statutory prospectus). • Nationwide may limit the frequency and dollar amount of transfers involving the fixed interest options (see Fixed Account Transfers in the statutory prospectus).
• Nationwide reserves the right to add, remove, and substitute investment options
available under the policy (see Addition, Deletion, or Substitution of Mutual Funds in the
statutory prospectus). |
Optional Benefits |
• Certain optional benefits may be subject to availability, eligibility, and/or invocation
requirements. Availability of certain optional benefits may be subject to Nationwide’s
underwriting approval for the optional benefit.
• Nationwide reserves the right to discontinue offering any optional benefit. Such a
discontinuance will only apply to new policies and will not impact
any policies already In Force. For more information, see Policy Riders and Rider Charges in the statutory prospectus. |
TAXES | |
Tax Implications |
• Consult with a tax professional to determine the tax implications of an investment in and
payments received under this policy.
• Earnings on the policy are generally not taxable to the policy owner, unless withdrawn
from the policy. Partial and full surrenders from the policy will be subject to
ordinary income tax and may be subject to a tax
penalty. For more information, see Taxes in the statutory prospectus. |
CONFLICTS OF INTEREST | |
Investment Professional
Compensation |
Some financial professionals receive compensation for selling the policy.
Compensation can take the form of commission and other indirect
compensation in that Nationwide may
share the revenue it earns on this policy with the financial professional’s
firm. This conflict of interest may influence a financial
professional, as these financial professionals may have a financial
incentive to offer or recommend this policy over another investment (see A
Note on Charges in the statutory prospectus). |
Exchanges |
Some financial professionals may have a financial incentive to offer an investor a new
policy in place of the one he/she already owns. An investor should only exchange
his/her policy if he/she determines, after comparing the features,
fees, and risks of both policies, that it is preferable for him/her to
purchase the new policy, rather than to continue to own the existing
one (see Exchanging the Policy for Another Life Insurance Policy in the statutory prospectus). |
Name of Benefit |
Purpose |
Is Benefit
Standard or
Optional |
Brief Description of Restrictions/Limitations
|
Overloan Lapse
Protection Rider |
Prevent the policy from
Lapsing due to
Indebtedness |
Optional |
• Subject to eligibility requirements to invoke the Rider • Election to invoke is irrevocable
• Once invoked, all other Riders terminate (except the Additional Term Insurance Rider, if applicable) • Cash Value will be transferred to the Fixed Account and may not be transferred out • No further loans or partial surrenders may be taken
from the policy |
Additional Term
Insurance Rider |
Provides term life
insurance on the
Insured, in addition to that under the base policy |
Optional |
• Available for post-issue election until the Insured
reaches Attained Age100
• If purchase after the Policy Date, evidence of insurability is required |
Transaction Fees | |||
Charge |
When Charge is
Deducted |
Amount Deducted | |
Percent of Premium Charge1 |
Upon making a Premium
payment |
Maximum:
Policy Year 1
12% of Premium
received
up to Target Premium for all
policies; 12% of
Premium
received that exceeds
Target Premium for all
policies |
Currently:
Policy Year 1
10% of Premium received up to Target Premium for all policies; 2% of Premium if the policy is a modified
endowment contract2; and
0% of Premium received that
exceeds Target
Premium if the
policy is not a
modified endowment
contract |
Illustration Charge3 |
If illustration requests
exceed 10 in any 12 month
period |
Maximum:
$25 |
Currently:
$25 |
Partial Surrender Fee |
Upon a partial surrender |
Maximum:
$25 |
Currently:
$0 |
Overloan Lapse Protection Rider
Charge† |
Upon invoking the
Rider |
Maximum:
For policies issued with
the guideline premium/
cash value corridor test:
$42.50 per $1,000 of
Cash Value
For policies issued with
the cash value
accumulation test:
$157 per $1,000 of Cash
Value |
Minimum:
$1.50 per $1,000 of Cash
Value
|
Representative: an Attained Age85
Insured with a Cash Value of $500,000 |
Upon invoking the Rider |
$32 per $1,000 of Cash Value |
Periodic Charges Other than Annual Underlying Mutual Fund
Expenses | |||
Base Contract Charges | |||
Charge |
When Charge is
Deducted |
Amount Deducted | |
Cost of Insurance Charge† |
Monthly
|
Maximum:
$83.33 per $1,000 of Net
Amount At Risk |
Minimum:
$0.03 per $1,000 of Net
Amount At Risk |
Representative: an individual Insured, unisex, Issue Age42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year 10 and issued on a
guaranteed issue basis |
Monthly |
Currently: $0.37 per $1,000 of Net Amount At Risk | |
Flat Extra Charge1 |
Monthly |
Maximum:
$2.08 per $1,000 of
Net Amount At Risk for each Flat
Extra assessed | |
Base Policy Specified Amount Charge†
|
Monthly |
Maximum:
$0.40 per $1,000 of
Base Policy Specified
Amount |
Minimum:
$0.00 per $1,000 of Base
Policy Specified
Amount |
Representative: an individual Insured, unisex, Issue Age42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year one and issued on a
guaranteed issue basis |
Monthly |
Currently: $0.00 per $1,000 of Base Policy Specified Amount | |
Variable Account Asset Charge |
Monthly |
Maximum:
0.90% of Cash
Value allocated to the Sub- Accounts
|
Currently:
0.65% of Cash
Value allocated to the
Sub-
Accounts |
Administrative Per Policy Charge |
Monthly |
Maximum:
$10.00 per policy |
Currently:
$0.00 per policy |
Policy Loan Interest Charge2 |
Annually
and at the time of certain
events and transactions |
Maximum:
2.50% of
Indebtedness |
Currently:
2.00% of
Indebtedness |
Optional Benefit Charges | |||
Charge |
When Charge is
Deducted |
Amount Deducted | |
Additional Term Insurance Rider Cost
of Insurance Charge† The Rider is available for election until the Insured reaches Attained Age 100. |
Monthly |
Maximum:
$83.33 per $1,000 of Rider Death Benefit |
Minimum: $0.01 per $1,000
of Rider Death Benefit |
Optional Benefit Charges | |||
Representative: an individual Insured, unisex, Issue Age42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year 10 and issued on a
guaranteed issue basis |
Monthly |
$0.16 per $1,000 of Rider Death Benefit | |
Additional Term Insurance Rider Specified Amount Charge†
|
Monthly |
Maximum:
$0.40 per $1,000 of Rider
Specified Amount |
Minimum:
$0.00 per $1,000
of
Rider Specified Amount |
Representative: an individual Insured, unisex, Issue Age42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year one and issued on a
guaranteed issue basis |
Monthly |
$0.00 per $1,000 of Rider Specified Amount |
Annual Underlying Mutual Fund Expenses | ||
|
Minimum |
Maximum |
(Expenses that are deducted from underlying mutual fund assets, including
management fees, distribution and/or service (12b-1) fees, and other
expenses, as a percentage of average underlying mutual fund net
assets.) |
0.03% |
1.82% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
AllianceBernstein Variable Products Series Fund, Inc.
- AB VPS Discovery Value Portfolio: Class A
(formerly, AllianceBernstein Variable Products
Series Fund, Inc. - AB VPS Small/Mid Cap Value
Portfolio: Class A) Investment Advisor: AllianceBernstein
L.P. |
0.80% |
-15.63% |
3.88% |
9.33% |
Equity |
AllianceBernstein Variable Products Series Fund, Inc.
- AB VPS Relative Value Portfolio: Class A
(formerly, AllianceBernstein Variable Products
Series Fund, Inc. - AB VPS Growth and Income
Portfolio: Class A) Investment Advisor: AllianceBernstein
L.P. |
0.59% |
-4.19% |
8.09% |
11.37% |
Equity |
Allspring Variable Trust - VT Small Cap Growth Fund:
Class 2
Investment Advisor: Allspring Funds Management, LLC
Sub-Advisor: Allspring Global Investments, LLC |
1.19% |
-34.42% |
7.09% |
10.58% |
Fixed Income |
American Century Variable Portfolios II, Inc. -
American Century VP Inflation Protection Fund: Class
I
Investment Advisor: American Century Investment
Management, Inc. |
0.52% |
-12.88% |
1.64% |
0.93% |
Equity |
American Century Variable Portfolios, Inc. - American
Century VP Value Fund: Class I
Investment Advisor: American Century Investment
Management, Inc. |
0.73%* |
0.54% |
7.85% |
10.59% |
Allocation |
American Funds Insurance Series® - Asset Allocation
Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.55% |
-13.40% |
5.33% |
8.10% |
Fixed Income |
American Funds Insurance Series® - Capital World
Bond Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.75% |
-17.69% |
-1.77% |
-0.50% |
Equity |
American Funds Insurance Series® - Global Small
Capitalization Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.90%* |
-29.55% |
2.79% |
6.84% |
Equity |
American Funds Insurance Series® - Growth Fund:
Class 2
Investment Advisor: Capital Research and Management
Company |
0.60% |
-29.94% |
11.14% |
13.64% |
Equity |
American Funds Insurance Series® - Growth-Income
Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.54% |
-16.49% |
7.83% |
11.54% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
American Funds Insurance Series® - International
Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.79% |
-20.79% |
-1.03% |
3.92% |
Equity |
American Funds Insurance Series® - New World
Fund®: Class 2
Investment Advisor: Capital Research and Management
Company |
0.82%* |
-22.10% |
2.32% |
4.27% |
Fixed Income |
American Funds Insurance Series® - U.S. Government
Securities Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.47%* |
-10.95% |
0.61% |
0.92% |
Equity |
American Funds Insurance Series® - Washington
Mutual Investors Fund: Class 2
Investment Advisor: Capital Research and Management
Company |
0.52%* |
-8.45% |
7.11% |
11.30% |
Fixed Income |
BlackRock Variable Series Funds II, Inc. - BlackRock
High Yield V.I. Fund: Class I
Investment Advisor: BlackRock Advisors, LLC
Sub-Advisor: BlackRock International Limited |
0.56%* |
-10.77% |
2.50% |
4.05% |
Allocation |
BlackRock Variable Series Funds, Inc. - BlackRock
Global Allocation V.I. Fund: Class II
Investment Advisor: BlackRock Advisors, LLC
Sub-Advisor: BlackRock (Singapore) Limited |
0.92%* |
-15.99% |
3.34% |
4.90% |
Equity |
BNY Mellon Investment Portfolios - Small Cap Stock
Index Portfolio: Service Shares
Investment Advisor: BNY Mellon Investment Adviser, Inc. |
0.60%* |
-16.65% |
5.29% |
10.20% |
Equity |
BNY Mellon Stock Index Fund, Inc.: Initial Shares
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Mellon Investments Corporation |
0.26% |
-18.32% |
9.14% |
12.28% |
Equity |
BNY Mellon Variable Investment Fund - Appreciation
Portfolio: Initial Shares
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Fayez Sarofim & Co. |
0.83% |
-18.06% |
10.31% |
11.10% |
Equity |
Calvert Variable Series, Inc. - Calvert VP SRI Mid Cap
Portfolio
Investment Advisor: Calvert Research and Management |
0.99%* |
-21.32% |
4.99% |
7.57% |
Equity |
Delaware VIP Trust - Delaware VIP Small Cap Value
Series: Service Class
Investment Advisor: Delaware Management Company, a
series of Macquarie Investment Management Business
Trust (a Delaware statutory trust)
Sub-Advisor: Macquarie Investment Management Global
Limited |
1.08% |
-12.36% |
4.04% |
8.92% |
Allocation |
DFA Investment Dimensions Group Inc. - VA Global
Moderate Allocation Portfolio: Institutional Class
Investment Advisor: Dimensional Fund Advisors LP |
0.28%* |
-10.96% |
4.47% |
|
Equity |
DFA Investment Dimensions Group Inc. - VA
International Small Portfolio
Investment Advisor: Dimensional Fund Advisors LP
Sub-Advisor: Dimensional Fund Advisors Ltd., DFA
Australia Limited |
0.40% |
-17.64% |
0.52% |
6.02% |
Equity |
DFA Investment Dimensions Group Inc. - VA
International Value Portfolio
Investment Advisor: Dimensional Fund Advisors LP
Sub-Advisor: Dimensional Fund Advisors Ltd., DFA
Australia Limited |
0.28% |
-3.46% |
1.48% |
4.49% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
DFA Investment Dimensions Group Inc. - VA U.S.
Large Value Portfolio
Investment Advisor: Dimensional Fund Advisors LP |
0.21% |
-4.88% |
5.67% |
10.71% |
Equity |
DFA Investment Dimensions Group Inc. - VA U.S.
Targeted Value Portfolio
Investment Advisor: Dimensional Fund Advisors LP |
0.29% |
-4.21% |
7.48% |
11.05% |
Fixed Income |
DFA Investment Dimensions Group Inc. - VIT
Inflation- Protected Securities Portfolio:
Institutional Class Investment Advisor: Dimensional Fund Advisors
LP Sub-Advisor: Dimensional Fund Advisors Ltd., DFA
Australia Limited |
0.11% |
-12.45% |
2.02% |
|
Equity |
Fidelity Variable Insurance Products - Emerging
Markets Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited,
Fidelity Management & Research (Japan) Limited, FIL
Investment Advisors, FIL Investment Advisors (UK)
Limited and FIL Investments (Japan) Limited |
1.02% |
-20.26% |
1.62% |
4.52% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2015 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.54% |
-14.66% |
3.19% |
5.41% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2020 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.58% |
-15.83% |
3.62% |
5.96% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2025 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.61% |
-16.51% |
4.00% |
6.67% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2030 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.64% |
-16.94% |
4.51% |
7.38% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2035 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.69% |
-17.75% |
5.28% |
8.28% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2040 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.73% |
-18.30% |
5.78% |
8.60% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2045 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.73% |
-18.30% |
5.78% |
8.67% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2050 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.73% |
-18.35% |
5.76% |
8.69% |
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2055 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.73% |
-18.36% |
|
|
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2060 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.73% |
-18.27% |
|
|
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Fund 2065 Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.73% |
-18.32% |
|
|
Allocation |
Fidelity Variable Insurance Products Fund - Fidelity
VIP Freedom Income Fund Portfolio: Service
Class Investment Advisor: Fidelity Management & Research
Company LLC (FMR) |
0.45% |
-12.06% |
1.86% |
3.05% |
Fixed Income |
Fidelity Variable Insurance Products Fund - VIP Bond
Index Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.24% |
-13.27% |
|
|
Equity |
Fidelity Variable Insurance Products Fund - VIP
Contrafund® Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.70% |
-26.38% |
8.55% |
11.31% |
Equity |
Fidelity Variable Insurance Products Fund - VIP
Equity-Income Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.61% |
-5.09% |
8.04% |
10.08% |
Equity |
Fidelity Variable Insurance Products Fund - VIP
Extended Market Index Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: Geode Capital Management, LLC (Geode)
and FMR Co., Inc. (FMRC) |
0.23% |
-18.22% |
|
|
Fixed Income |
Fidelity Variable Insurance Products Fund - VIP
Floating Rate High Income Portfolio: Initial Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.72% |
-0.52% |
3.17% |
|
Equity |
Fidelity Variable Insurance Products Fund - VIP
Growth Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.71% |
-24.52% |
12.31% |
14.69% |
Equity |
Fidelity Variable Insurance Products Fund - VIP Index
500 Portfolio: Initial Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: Geode Capital Management, LLC |
0.10% |
-18.21% |
9.30% |
12.45% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
Fidelity Variable Insurance Products Fund - VIP
International Index Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: Geode Capital Management, LLC |
0.27% |
-16.13% |
|
|
Fixed Income |
Fidelity Variable Insurance Products Fund - VIP
Investment Grade Bond Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.50% |
-13.03% |
0.54% |
1.44% |
Equity |
Fidelity Variable Insurance Products Fund - VIP Total
Market Index Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: Geode Capital Management, LLC |
0.22% |
-19.33% |
|
|
Equity |
Fidelity Variable Insurance Products Fund - VIP Value
Strategies Portfolio: Service Class
Investment Advisor: Fidelity Management & Research
Company LLC (FMR)
Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited
and Fidelity Management & Research (Japan) Limited |
0.74% |
-7.19% |
8.27% |
10.11% |
Equity |
Franklin Templeton Variable Insurance Products Trust
- Franklin Small Cap Value VIP Fund: Class
2 Investment Advisor: Franklin Mutual Advisers, LLC
|
0.91%* |
-10.06% |
5.48% |
9.09% |
Equity |
Goldman Sachs Variable Insurance Trust - Goldman
Sachs Small Cap Equity Insights Fund: Institutional
Shares
Investment Advisor: Goldman Sachs Asset Management,
L.P. |
0.81%* |
-19.38% |
4.33% |
9.20% |
Equity |
Invesco - Invesco V.I. Discovery Mid Cap Growth
Fund: Series I
Investment Advisor: Invesco Advisers, Inc. |
0.86% |
-30.98% |
8.64% |
11.83% |
Equity |
Invesco - Invesco V.I. Global Fund: Series I
Investment Advisor: Invesco Advisers, Inc. |
0.81% |
-31.76% |
2.85% |
7.86% |
Equity |
Invesco - Invesco V.I. Main Street Small Cap Fund:
Series I
Investment Advisor: Invesco Advisers, Inc. |
0.87% |
-15.83% |
7.01% |
10.88% |
Equity |
Ivy Variable Insurance Portfolios - Delaware Ivy
Science and Technology: Class II
Investment Advisor: Delaware Management Company, a
series of Macquarie Investment Management Business
Trust (a Delaware statutory trust)
Sub-Advisor: Macquarie Investment Management Global
Limited |
1.17% |
-32.13% |
8.43% |
12.13% |
Allocation |
Janus Aspen Series - Janus Henderson Balanced
Portfolio: Service Shares
Investment Advisor: Janus Henderson Investors US LLC |
0.86% |
-16.62% |
6.42% |
8.16% |
Equity |
Janus Aspen Series - Janus Henderson Enterprise
Portfolio: Service Shares
Investment Advisor: Janus Henderson Investors US LLC |
0.96% |
-16.15% |
9.35% |
13.10% |
Equity |
Janus Aspen Series - Janus Henderson Global
Technology and Innovation Portfolio: Service Shares
Investment Advisor: Janus Henderson Investors US LLC |
0.97% |
-37.12% |
10.28% |
15.34% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
Legg Mason Partners Variable Equity Trust -
ClearBridge Variable Small Cap Growth Portfolio:
Class I
Investment Advisor: Legg Mason Partners Fund Advisor,
LLC
Sub-Advisor: ClearBridge Investments, LLC |
0.80% |
-28.85% |
8.54% |
11.23% |
Equity |
Lincoln Variable Insurance Products Trust - LVIP
JPMorgan Mid Cap Value Fund: Standard Class
Investment Advisor: Lincoln Investment Advisors
Corporation
Sub-Advisor: J.P. Morgan Investment Management Inc. |
0.73% |
-8.16% |
6.00% |
9.98% |
Equity |
Lincoln Variable Insurance Products Trust - LVIP
JPMorgan Small Cap Core Fund: Standard Class
Investment Advisor: Lincoln Investment Advisors
Corporation
Sub-Advisor: J.P. Morgan Investment Management Inc. |
0.76% |
-19.35% |
4.07% |
9.59% |
Fixed Income |
Lord Abbett Series Fund, Inc. - Bond Debenture
Portfolio: Class VC
Investment Advisor: Lord, Abbett & Co. LLC |
0.89% |
-12.81% |
1.01% |
3.65% |
Fixed Income |
Lord Abbett Series Fund, Inc. - Short Duration Income
Portfolio: Class VC
Investment Advisor: Lord, Abbett & Co. LLC |
0.84% |
-5.06% |
0.92% |
|
Fixed Income |
Lord Abbett Series Fund, Inc. - Total Return Portfolio:
Class VC
Investment Advisor: Lord, Abbett & Co. LLC |
0.71% |
-14.05% |
-0.23% |
1.10% |
Fixed Income |
MainStay VP Funds Trust - MainStay VP Floating Rate
Portfolio: Initial Class
Investment Advisor: New York Life Investment
Management LLC
Sub-Advisor: New York Investors LLC |
0.64% |
-1.25% |
2.61% |
3.10% |
Equity |
MFS® Variable Insurance Trust - MFS Growth Series:
Service Class
Investment Advisor: Massachusetts Financial Services
Company |
0.99%* |
-31.80% |
9.30% |
12.77% |
Equity |
MFS® Variable Insurance Trust - MFS Mid Cap Growth
Series: Service Class
Investment Advisor: Massachusetts Financial Services
Company |
1.05%* |
-28.79% |
9.03% |
12.25% |
Equity |
MFS® Variable Insurance Trust - MFS New Discovery
Series: Service Class
Investment Advisor: Massachusetts Financial Services
Company |
1.12%* |
-29.99% |
7.53% |
9.71% |
Fixed Income |
MFS® Variable Insurance Trust - MFS Total Return
Bond Series: Service Class
Investment Advisor: Massachusetts Financial Services
Company |
0.78%* |
-14.18% |
-0.08% |
1.13% |
Equity |
MFS® Variable Insurance Trust - MFS Value Series:
Service Class
Investment Advisor: Massachusetts Financial Services
Company |
0.94%* |
-6.14% |
7.08% |
10.77% |
Equity |
MFS® Variable Insurance Trust II - MFS Emerging
Markets Equity Portfolio: Initial
Class Investment Advisor: Massachusetts Financial Services
Company |
1.23%* |
-19.72% |
-3.00% |
-0.02% |
Equity |
MFS® Variable Insurance Trust II - MFS International
Intrinsic Value Portfolio: Service
Class Investment Advisor: Massachusetts Financial Services
Company |
1.15%* |
-23.75% |
2.77% |
7.56% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
MFS® Variable Insurance Trust II - MFS Research
International Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services
Company |
1.21%* |
-17.80% |
2.43% |
4.42% |
Equity |
MFS® Variable Insurance Trust III - MFS Global Real
Estate Portfolio: Initial Class
Investment Advisor: Massachusetts Financial Services
Company |
0.92%* |
-26.94% |
3.49% |
5.91% |
Fixed Income |
MFS® Variable Insurance Trust III - MFS Limited
Maturity Portfolio: Initial Class
Investment Advisor: Massachusetts Financial Services
Company |
0.45%* |
-4.14% |
1.31% |
1.19% |
Equity |
MFS® Variable Insurance Trust III - MFS Mid Cap
Value Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services
Company |
1.04%* |
-9.00% |
7.32% |
10.59% |
Fixed Income |
Morgan Stanley Variable Insurance Fund, Inc. -
Emerging Markets Debt Portfolio: Class I
Investment Advisor: Morgan Stanley Investment
Management Inc.
Sub-Advisor: Morgan Stanley Investment Management
Limited |
1.10%* |
-18.74% |
-2.23% |
0.06% |
Equity |
Morgan Stanley Variable Insurance Fund, Inc. -
Growth Portfolio: Class I
Investment Advisor: Morgan Stanley Investment
Management Inc. |
0.57%* |
-60.07% |
4.25% |
11.85% |
Fixed Income |
Nationwide Variable Insurance Trust - NVIT Amundi
Multi Sector Bond Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Amundi Asset Management, US |
0.82% |
-2.30% |
2.67% |
2.77% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Aggressive Fund: Class I
Investment Advisor: Nationwide Fund Advisors |
1.01%* |
-15.23% |
4.95% |
8.23% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Balanced Fund: Class I
Investment Advisor: Nationwide Fund Advisors |
0.87%* |
-13.60% |
2.85% |
4.97% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Capital Appreciation Fund: Class I
Investment Advisor: Nationwide Fund Advisors |
0.92%* |
-14.95% |
3.98% |
6.64% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Conservative Fund: Class I
Investment Advisor: Nationwide Fund Advisors |
0.79%* |
-11.97% |
1.36% |
2.55% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Moderate Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Nationwide Asset Management, LLC |
0.90%* |
-14.08% |
3.53% |
5.88% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Moderately Aggressive Fund: Class I
Investment Advisor: Nationwide Fund Advisors |
0.96%* |
-15.01% |
4.57% |
7.39% |
Allocation |
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Moderately Conservative Fund: Class I
Investment Advisor: Nationwide Fund Advisors |
0.85%* |
-13.05% |
2.46% |
4.24% |
Equity |
Nationwide Variable Insurance Trust - NVIT BNY
Mellon Dynamic U.S. Equity Income: Class X
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Newton Investment Management Limited |
0.74% |
-1.02% |
9.27% |
11.28% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Fixed Income |
Nationwide Variable Insurance Trust - NVIT Bond
Index Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: BlackRock Investment Management, LLC |
0.38% |
-13.39% |
-0.36% |
0.69% |
Equity |
Nationwide Variable Insurance Trust - NVIT Calvert
Equity Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Atlanta Capital Management Company, LLC |
0.86%* |
-22.92% |
5.64% |
10.15% |
Equity |
Nationwide Variable Insurance Trust - NVIT Columbia
Overseas Value Fund: Class X
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Columbia Management Investment Advisers,
LLC |
0.84% |
-5.86% |
0.76% |
3.17% |
Fixed Income |
Nationwide Variable Insurance Trust - NVIT
Government Money Market Fund: Class V
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Federated Investment Management
Company |
0.43% |
1.33% |
0.97% |
0.53% |
Equity |
Nationwide Variable Insurance Trust - NVIT
International Index Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: BlackRock Investment Management, LLC |
0.46% |
-14.29% |
1.40% |
4.38% |
Allocation |
Nationwide Variable Insurance Trust - NVIT Investor
Destinations Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors |
0.90% |
-18.89% |
3.57% |
7.41% |
Allocation |
Nationwide Variable Insurance Trust - NVIT Investor
Destinations Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors |
0.85% |
-12.19% |
0.70% |
2.22% |
Allocation |
Nationwide Variable Insurance Trust - NVIT Investor
Destinations Moderate Fund: Class II
Investment Advisor: Nationwide Fund Advisors |
0.86% |
-16.55% |
2.44% |
5.25% |
Allocation |
Nationwide Variable Insurance Trust - NVIT Investor
Destinations Moderately Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors |
0.87% |
-18.28% |
3.23% |
6.59% |
Allocation |
Nationwide Variable Insurance Trust - NVIT Investor
Destinations Moderately Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors |
0.85% |
-14.39% |
1.61% |
3.76% |
Alternative |
Nationwide Variable Insurance Trust - NVIT J.P.
Morgan MozaicSM Multi-Asset
Fund: Class Y Investment Advisor: Nationwide Fund
Advisors Sub-Advisor: J.P. Morgan Investment Management
Inc. |
0.43%* |
-15.64% |
|
|
Equity |
Nationwide Variable Insurance Trust - NVIT J.P.
Morgan U.S. Equity Fund: Class Y
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: J.P. Morgan Investment Management Inc. |
0.44%* |
-18.96% |
|
|
Equity |
Nationwide Variable Insurance Trust - NVIT Jacobs
Levy Large Cap Growth Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Jacobs Levy Equity Management, Inc. |
0.81%* |
-12.49% |
15.13% |
15.27% |
Equity |
Nationwide Variable Insurance Trust - NVIT Mid Cap
Index Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: BlackRock Investment Management, LLC |
0.41% |
-13.40% |
6.27% |
10.35% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
Nationwide Variable Insurance Trust - NVIT Multi-
Manager Mid Cap Value Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: American Century Investment Management,
Inc., Thompson, Siegel & Walmsley LLC and Victory
Capital Management Inc. |
0.93%* |
-2.59% |
5.21% |
10.35% |
Equity |
Nationwide Variable Insurance Trust - NVIT Multi-
Manager Small Cap Growth Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Invesco Advisers, Inc. and Wellington
Management Company, LLP |
1.09%* |
-30.37% |
6.22% |
10.58% |
Equity |
Nationwide Variable Insurance Trust - NVIT Multi-
Manager Small Cap Value Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Jacobs Levy Equity Management, Inc. and
WCM Investment Management, LLC |
1.06%* |
-12.91% |
3.63% |
8.77% |
Equity |
Nationwide Variable Insurance Trust - NVIT Multi-
Manager Small Company Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Jacobs Levy Equity Management, Inc. and
Invesco Advisers, Inc. |
1.05%* |
-18.77% |
7.44% |
10.80% |
Equity |
Nationwide Variable Insurance Trust - NVIT NS
Partners International Focused Growth Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: NS Partners LTD |
0.98%* |
-37.93% |
0.63% |
4.26% |
Equity |
Nationwide Variable Insurance Trust - NVIT Real
Estate Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Wellington Management Company LLP |
0.92%* |
-28.52% |
4.50% |
6.00% |
Equity |
Nationwide Variable Insurance Trust - NVIT Small Cap
Index Fund: Class Y
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: BlackRock Investment Management, LLC |
0.28% |
-20.46% |
3.99% |
8.91% |
Allocation |
PIMCO Variable Insurance Trust - All Asset Portfolio:
Administrative Class
Investment Advisor: PIMCO
Sub-Advisor: Research Affiliates, LLC |
1.54%* |
-11.84% |
3.22% |
3.25% |
Fixed Income |
PIMCO Variable Insurance Trust - Global Bond
Opportunities Portfolio (Unhedged): Administrative
Class
Investment Advisor: PIMCO |
0.96% |
-11.00% |
-0.92% |
-0.31% |
Fixed Income |
PIMCO Variable Insurance Trust - High Yield Portfolio:
Administrative Class
Investment Advisor: PIMCO |
0.76% |
-10.28% |
1.89% |
3.53% |
Fixed Income |
PIMCO Variable Insurance Trust - Income Portfolio:
Institutional Class
Investment Advisor: PIMCO |
0.67% |
-7.64% |
1.93% |
|
Fixed Income |
PIMCO Variable Insurance Trust - International Bond
Portfolio (U.S. Dollar-Hedged): Administrative Class
Investment Advisor: PIMCO |
1.01% |
-10.15% |
0.32% |
2.22% |
Fixed Income |
PIMCO Variable Insurance Trust - Long-Term U.S.
Government Portfolio: Administrative Class
Investment Advisor: PIMCO |
1.14% |
-28.87% |
-2.54% |
0.27% |
Fixed Income |
PIMCO Variable Insurance Trust - Low Duration
Portfolio: Administrative Class
Investment Advisor: PIMCO |
0.67% |
-5.74% |
0.08% |
0.42% |
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Fixed Income |
PIMCO Variable Insurance Trust - Real Return
Portfolio: Administrative Class
Investment Advisor: PIMCO |
0.77% |
-11.90% |
1.96% |
0.90% |
Fixed Income |
PIMCO Variable Insurance Trust - Short-Term
Portfolio: Administrative Class
Investment Advisor: PIMCO |
0.61% |
-0.15% |
1.27% |
1.35% |
Fixed Income |
PIMCO Variable Insurance Trust - Total Return
Portfolio: Administrative Class
Investment Advisor: PIMCO |
0.67% |
-14.30% |
-0.18% |
0.92% |
Equity |
Schwab Annuity Portfolios - Schwab® S&P 500 Index
Portfolio
Investment Advisor: Charles Schwab Investment
Management, Inc. |
0.03% |
-18.12% |
9.39% |
12.43% |
Equity |
T. Rowe Price Equity Series, Inc. - T. Rowe Price
All- Cap Opportunities Portfolio
Investment Advisor: T. Rowe Price Associates, Inc. |
0.80%* |
-21.51% |
13.32% |
15.35% |
Equity |
T. Rowe Price Equity Series, Inc. - T. Rowe Price Blue
Chip Growth Portfolio
Investment Advisor: T. Rowe Price Associates, Inc. |
0.75%* |
-38.50% |
5.16% |
11.68% |
Equity |
T. Rowe Price Equity Series, Inc. - T. Rowe Price
Equity Income Portfolio: II
Investment Advisor: T. Rowe Price Associates, Inc. |
0.99%* |
-3.59% |
6.77% |
9.41% |
Equity |
T. Rowe Price Equity Series, Inc. - T. Rowe Price
Mid- Cap Growth Portfolio
Investment Advisor: T. Rowe Price Associates, Inc.
Sub-Advisor: T. Rowe Price Investment Management, Inc. |
0.84%* |
-22.58% |
7.20% |
11.95% |
Allocation |
T. Rowe Price Equity Series, Inc. - T. Rowe Price
Moderate Allocation Portfolio
Investment Advisor: T. Rowe Price Associates, Inc. |
0.85%* |
-18.31% |
3.21% |
6.14% |
Equity |
VanEck VIP Trust - VanEck VIP Global Resources
Fund: Initial Class
Investment Advisor: Van Eck Associates Corporation |
1.09% |
8.39% |
4.26% |
0.35% |
Allocation |
Vanguard Variable Insurance Fund - Balanced
Portfolio
Investment Advisor: Wellington Management Company,
LLP |
0.21% |
-14.30% |
5.96% |
8.41% |
Equity |
Vanguard Variable Insurance Fund - Capital Growth
Portfolio
Investment Advisor: PRIMECAP Management Company |
0.34% |
-15.48% |
8.57% |
13.75% |
Equity |
Vanguard Variable Insurance Fund - Diversified Value
Portfolio
Investment Advisor: Hotchkis and Wiley Capital
Management, LLC, Lazard Asset Management |
0.29% |
-11.49% |
8.08% |
10.08% |
Equity |
Vanguard Variable Insurance Fund - Equity Income
Portfolio
Investment Advisor: Wellington Management Company,
LLP; Vanguard Group Inc. (Quantitative Equity Group) |
0.30% |
-0.66% |
8.51% |
11.58% |
Equity |
Vanguard Variable Insurance Fund - Equity Index
Portfolio
Investment Advisor: The Vanguard Group, Inc. (Vanguard
Equity Index Group) |
0.14% |
-18.23% |
9.27% |
12.40% |
Fixed Income |
Vanguard Variable Insurance Fund - Global Bond
Index Portfolio
Investment Advisor: The Vanguard Group Inc. (Vanguard
Fixed Income Group) |
0.13% |
-13.13% |
-0.12% |
|
Type |
Underlying Mutual Fund and Adviser/
Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/2022) | ||
1 year |
5 year |
10 year | |||
Equity |
Vanguard Variable Insurance Fund - Growth Portfolio
Investment Advisor: Wellington Management Company,
LLP |
0.34% |
-33.37% |
8.55% |
12.49% |
Fixed Income |
Vanguard Variable Insurance Fund - High Yield Bond
Portfolio
Investment Advisor: Wellington Management Company,
LLP and Vanguard Group, Inc. (Vanguard Fixed Income
Group) |
0.25% |
-9.36% |
2.24% |
3.62% |
Equity |
Vanguard Variable Insurance Fund - International
Portfolio
Investment Advisor: Baillie Gifford Overseas Ltd.;
Schroder Investment Management North America, Inc. |
0.41% |
-30.12% |
4.45% |
7.58% |
Equity |
Vanguard Variable Insurance Fund - Mid-Cap Index
Portfolio
Investment Advisor: The Vanguard Group, Inc. (Vanguard
Equity Index Group) |
0.17% |
-18.82% |
7.18% |
10.95% |
Equity |
Vanguard Variable Insurance Fund - Real Estate Index
Portfolio
Investment Advisor: The Vanguard Group, Inc. (Vanguard
Equity Index Group) |
0.26% |
-26.30% |
3.69% |
6.36% |
Fixed Income |
Vanguard Variable Insurance Fund - Short-Term
Investment-Grade Portfolio
Investment Advisor: The Vanguard Group Inc. (Vanguard
Fixed Income Group) |
0.14% |
-5.72% |
1.10% |
1.44% |
Fixed Income |
Vanguard Variable Insurance Fund - Total Bond
Market Index Portfolio
Investment Advisor: The Vanguard Group Inc. (Vanguard
Fixed Income Group) |
0.14% |
-13.21% |
-0.10% |
0.92% |
Equity |
Vanguard Variable Insurance Fund - Total
International Stock Market Index Portfolio
Investment Advisor: The Vanguard Group, Inc. (Vanguard
Equity Index Group) |
0.11% |
-16.01% |
1.01% |
|
Equity |
Vanguard Variable Insurance Fund - Total Stock
Market Index Portfolio
Investment Advisor: The Vanguard Group, Inc. (Vanguard
Equity Index Group) |
0.13% |
-19.59% |
8.55% |
11.92% |
Equity |
Virtus Variable Insurance Trust - Virtus Duff & Phelps
Real Estate Securities Series: Class I
Investment Advisor: Virtus Investment Advisers, Inc.
Sub-Advisor: Duff & Phelps Investment Management Co. |
0.85%* |
-25.90% |
5.14% |
7.18% |