Attained Age – A person's Issue Age plus the number of full years since the Policy Date. |
Base Policy Specified Amount – The amount of insurance coverage selected under the base policy, excluding any Rider Specified Amount. |
Cash Surrender Value – The amount payable to the policy owner upon a full surrender of the policy. This amount is equal to the Enhanced Cash Value, minus Indebtedness and outstanding policy charges. |
Cash Value – The total amount allocated to the Sub-Accounts, the policy loan account, and the Fixed Account. |
Code – The Internal Revenue Code of 1986, as amended. |
Death Benefit – The amount paid upon the Insured's death, before the deduction of any Indebtedness, or due and unpaid policy charges. |
Enhanced Cash Value – The sum of the policy's Cash Value plus the Enhancement Benefit, if applicable. |
Enhancement Benefit – An additional amount added to the policy's Cash Value upon a full surrender of the policy during the applicable policy years, provided the qualifying conditions have been satisfied. |
Fixed Account – An investment option that is funded by Nationwide's general account. |
Grace Period – A 61-day period after which the Policy will Lapse if sufficient payments are not made to prevent Lapse. |
In Force – Any time during which benefits are payable under the policy and any elected Rider(s). |
Indebtedness – The total amount of all outstanding policy loans, including principal and interest due. |
Insured – The person whose life is insured under the policy, and whose death triggers payment of the Death Benefit. To be eligible to be Insured under the policy, the Insured must meet all Actively-At-Work Requirements on the Policy Date, must have validly consented to be insured under the policy and meet any other underwriting requirements, including evidence of insurability. |
Investment Experience – The market performance of a mutual fund/Sub-Account. |
Issue Age – A person's age based on their last birthday on or before the Policy Date. |
Lapse – The policy terminates without value. |
Maturity Date – The policy anniversary on which the Insured reaches Attained Age 120. |
Minimum Required Death Benefit – The lowest Death Benefit that will qualify the policy as life insurance under the Code. |
Nationwide – Nationwide Life Insurance Company. |
Net Amount At Risk – The base policy's Death Benefit minus the policy's Cash Value. |
Net Premium – The amount of Premium applied to the policy after the deduction of the Percent of Premium Charge. |
Policy Date – The date the policy takes effect as shown in the Policy Data Pages. Policy years, months, and anniversaries are measured from this date. |
Policy owner or Owner – The person or entity named as the owner on the application, or the person or entity assigned ownership rights. |
Policy Proceeds or Proceeds – The amount payable upon termination of the policy. Policy Proceeds may constitute the Death Benefit, the Maturity Proceeds, or the Cash Surrender Value upon a full surrender of the policy. |
Policy Data Page(s) – The Policy Data Page(s) are issued as part of the policy and contain information specific to the policy and the Insured, including coverage and Rider elections. Updated Policy Data Page(s) will be issued if the policy owner makes any changes to coverage elections after the policy is issued. |
Premium – Amount(s) paid to purchase and maintain the policy. |
Rider – An optional benefit purchased under the policy. Rider availability and Rider terms may vary depending on the state in which the policy was issued. |
Rider Specified Amount – The portion of the Total Specified Amount attributable to the Additional Term Insurance Rider. |
SEC – Securities and Exchange Commission. |
Service Center – The department of Nationwide responsible for receiving all service and transaction requests relating to the policy. For service and transaction requests submitted other than by telephone (including fax requests), the Service Center is Nationwide's mail and document processing facility. For service and transaction requests communicated by telephone, the Service Center is Nationwide's operations processing facility. Information on how to contact the Service Center is in the Contacting the Service Center provision in the statutory prospectus. |
Sub-Account(s) – The mechanism used to account for allocations of Net Premium and Cash Value among the policy's variable investment options. |
Substandard Rating – An underwriting classification based on medical and/or non-medical factors used to determine what to charge for life insurance based on characteristics of the Insured beyond traditional factors for standard risks, which include age, and tobacco habits of the Insured. Substandard Ratings are shown in the Policy Data Pages as rate class multiples (medical factors) and/or monthly flat extras (medical and/or non-medical factors). The higher the rate class multiple or monthly flat extra, the greater the risk assessed and the higher the cost of coverage. |
Target Premium – The maximum amount of Premium the policy owner may pay to purchase Base Policy Specified Amount under Section 7702A of the Code and still have the policy treated as a life insurance contract for federal tax purposes. This is the maximum Premium that the policy owner may pay based on the "7-Pay method", which determines the limits on Premium payments in each of the first seven policy years. The actual amount is based on numerous factors which include the Issue Age of the Insured, Substandard Ratings (if any), and an adjustment for any Premium exchanged into the policy under Section 1035 of the Code. |
Total Specified Amount – The sum of the Base Policy Specified Amount and the Rider Specified Amount, if applicable. |
Valuation Period – The period during which Nationwide determines the change in the value of the Sub-Accounts. One Valuation Period ends and another begins as of the close of regular trading on the New York Stock Exchange. |
Variable Account – Nationwide VLI Separate Account-4, a separate account that Nationwide established to hold policy owner assets allocated to variable investment options. The Variable Account is divided into Sub-Accounts, each of which invests in a separate underlying mutual fund. |
FEES
AND EXPENSES (see Additional Information About Fees later in this summary prospectus and Expenses in the statutory prospectus) | |||
Charges for Early Withdrawals | Surrender
Charge – There are no surrender charges upon a full surrender of the policy. Partial Surrender Fee – Deducted from the partial surrender amount requested (see Partial Surrender Fee in the statutory prospectus). Currently, Nationwide waives the Partial Surrender Fee. Nationwide may elect in the future to assess a Partial Surrender Fee. The Partial Surrender Fee assessed to each surrender will not exceed $25. | ||
Transaction Charges | The
policy owner may also be charged for other transactions as follows: • Percent of Premium Charge – Deducted from each Premium payment applied to a policy. • Illustration Charge – Upon requesting excessive illustrations (more than 10 requests in any 12 month period). • Rider Charges – One time rider charges for certain benefits, deducted upon invoking the rider. See Standard Policy Charges and Policy Riders and Rider Charges in the statutory prospectus. | ||
Ongoing Fees and Expenses (periodic charges) | In addition to surrender charges and transaction charges, an investment in the policy is subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the policy and the cost of optional benefits available under the policy, and such fees and expenses are set based on characteristics of the Insured (e.g., age, sex, and rating classification), see Standard Policy Charges and Policy Riders and Rider Charges in the statutory prospectus. Please refer to the Policy Data Page(s) of your policy for rates applicable to the policy. | ||
A policy owner will also bear expenses associated with the underlying mutual funds under the policy, as shown in the following table: | |||
Annual Fee | Minimum | Maximum | |
Investment options (underlying mutual fund fees and expenses) | 0.03% 1 | 1.62% 1 | |
1 As a percentage of underlying mutual fund assets. |
RISKS | |
Risk of Loss | Policy owners of variable life insurance can lose money by investing in the policy, including loss of principal (see Principal Risks in the statutory prospectus). |
Not a Short-Term Investment | The
policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash (see Principal Risks in the statutory prospectus). In addition, taking policy loans may increase the risk of Lapse and may result in adverse tax consequences (see Policy Loans in the statutory prospectus). |
Risks Associated with Investment Options | • Investment
in this policy is subject to the risk of poor investment performance of the investment options chosen by the policy owner. • Each investment option and each general account option will have its own unique risks. • Review the prospectuses and disclosures for the investment options before making an investment decision. See Principal Risks in the statutory prospectus. |
Insurance Company Risks | Investment in the policy is subject to the risks associated with Nationwide, including that any obligations (including under any general account options), guarantees, or benefits are subject to the claims-paying ability of Nationwide. More information about Nationwide, including its financial strength ratings, is available by contacting the Service Center (see Principal Risks in the statutory prospectus). |
RISKS | |
Policy Lapse | The
policy is at risk of Lapsing when the Cash Surrender Value is insufficient to cover the monthly policy charges, including Rider
charges. Cash Surrender Value can be reduced by unfavorable Investment Experience
, policy loans, partial surrenders and the deduction of policy charges. Payment of insufficient Premium may cause the policy to Lapse
. There is no separate additional charge associated with reinstating a Lapsed policy. The Death Benefit will not be paid if the policy has Lapsed. For more information, see Principal Risks and Lapse in the statutory prospectus. |
RESTRICTIONS | |
Investments | •
Nationwide may restrict the form in which Sub-Accounts transfer requests will be accepted
(see Sub-Accounts Transfers in the statutory prospectus). • Nationwide may limit the frequency and dollar amount of transfers involving the fixed interest options (see Fixed Account Transfers in the statutory prospectus). • Nationwide reserves the right to add, remove, and substitute investment options available under the policy (see Addition, Deletion, or Substitution of Mutual Funds in the statutory prospectus). |
Optional Benefits | • Certain
optional benefits may be subject to availability, eligibility, and/or invocation requirements. Availability of certain optional benefits may be subject to
Nationwide’s underwriting approval for the optional benefit. • Nationwide reserves the right to discontinue offering any optional benefit. Such a discontinuance will only apply to new policies and will not impact any policies already In Force. For more information, see Policy Riders and Rider Charges in the statutory prospectus. |
TAXES | |
Tax Implications | • Consult
with a tax professional to determine the tax implications of an investment in and payments received under this policy. • Earnings on the policy are generally not taxable to the policy owner, unless withdrawn from the policy. Partial and full surrenders from the policy will be subject to ordinary income tax and may be subject to a tax penalty. For more information, see Taxes in the statutory prospectus. |
CONFLICTS OF INTEREST | |
Investment Professional Compensation | Some financial professionals receive compensation for selling the policy. Compensation can take the form of commission and other indirect compensation in that Nationwide may share the revenue it earns on this policy with the financial professional’s firm. This conflict of interest may influence a financial professional, as these financial professionals may have a financial incentive to offer or recommend this policy over another investment (see A Note on Charges in the statutory prospectus). |
Exchanges | Some financial professionals may have a financial incentive to offer an investor a new policy in place of the one he/she already owns. An investor should only exchange his/her policy if he/she determines, after comparing the features, fees, and risks of both policies, that it is preferable for him/her to purchase the new policy, rather than to continue to own the existing one (see Exchanging the Policy for Another Life Insurance Policy in the statutory prospectus). |
• | change the death benefit option; |
• | increase or decrease the Base Policy Specified Amount and/or Rider Specified Amount; |
• | change beneficiaries; and |
• | change ownership of the policy. |
• | take a policy loan, see Policy Loans in the statutory prospectus. |
• | take a partial surrender, see Partial Surrender in the statutory prospectus. |
• | surrender the policy for its Cash Surrender Value at any time while the policy is In Force, see Full Surrender in the statutory prospectus. |
• | the cash value accumulation test; or |
• | the guideline premium/cash value corridor test. |
• | The cash value accumulation test generally allows flexibility to pay more Premium, subject to Nationwide's approval of any increase in the policy's Net Amount At Risk that would result from higher Premium payments. Premium payments under the guideline premium/cash value corridor test are limited by Section 7702 of the Code. |
• | Generally, the guideline premium/cash value corridor test produces a higher Death Benefit in the early years of the policy while the cash value accumulation test produces a higher Death Benefit in the policy's later years. |
• | Monthly cost of insurance charges that vary with the amount of the Death Benefit may be greater during the years when the elected test produces a higher Death Benefit. |
Name of Benefit | Purpose | Is Benefit Standard or Optional | Brief Description of Restrictions/Limitations |
Overloan Lapse Protection Rider | Prevent the policy from Lapsing due to Indebtedness | Optional | • Subject
to eligibility requirements to invoke the Rider • Election to invoke is irrevocable • Once invoked, all other Riders terminate (except the Additional Term Insurance Rider, if applicable) • Cash Value will be transferred to the Fixed Account and may not be transferred out • No further loans or withdrawals may be taken from the policy |
Additional Term Insurance Rider | Provides term life insurance on the Insured, in addition to that under the base policy | Optional | • Available
for post-issue election until the Insured reaches Attained Age 120 • If purchase after the Policy Date, evidence of insurability is required |
• | Nationwide may require satisfactory evidence of insurability before accepting any additional Premium payment that results in an increase in the policy's Net Amount At Risk. |
• | Nationwide will refund Premium payments that exceed the applicable premium limit established by the Code to qualify the policy as a contract for life insurance. |
• | Nationwide will monitor Premiums paid and will notify policy owners when the policy is in jeopardy of becoming a modified endowment contract, see Taxes in the statutory prospectus. |
• | Nationwide may require that policy Indebtedness be repaid before accepting any additional Premium payments. |
• | submitting a written request to reinstate the policy to the Service Center any time within three years after the end of the Grace Period (or longer if required by state law) and before the Maturity Date; |
• | providing satisfactory evidence of insurability that Nationwide may require; |
• | paying sufficient Premium to keep the policy In Force for three months (or less if required by state law) from the date of reinstatement; |
• | paying sufficient Premium to cover all policy charges that were due and unpaid during the Grace Period; and |
• | repaying or reinstating any Indebtedness that existed at the end of the Grace Period. |
Transaction Fees | |||
Charge | When Charge is Deducted | Amount Deducted | |
Percent of Premium Charge1 | Upon making a Premium payment | Maximum:
Policy Year 1 12% of Premium received up to Target Premium for all policies; 12% of Premium received that exceeds Target Premium for all policies |
Currently:
Policy Year 1 10% of Premium received up to Target Premium for all policies; 2% of Premium if the policy is a modified endowment contract2; and 0% of Premium received that exceeds Target Premium if the policy is not a modified endowment contract |
Illustration Charge3 | If illustration requests exceed 10 in any 12 month period | Maximum:
$25 |
Currently:
$25 |
Partial Surrender Fee | Upon a partial surrender | Maximum:
$25 |
Currently:
$0 |
Overloan Lapse Protection Rider Charge† | Upon invoking the Rider | Maximum:
For policies issued with the guideline premium/cash value corridor test: $42.50 per $1,000 of Cash Value For policies issued with the cash value accumulation test: $157 per $1,000 of Cash Value |
Minimum:
$1.50 per $1,000 of Cash Value |
Representative: an Attained Age 85 Insured with a Cash Value of $500,000 | Upon invoking the Rider | $32 per $1,000 of Cash Value |
† | This charge will vary based upon the individual characteristics of the Insured. Representative charges shown in the table may not be representative of the charge that a particular policy owner will pay. Policy owners can request an illustration of specific costs and/or see the Policy Data Pages for information about specific charges of the policy. |
1 | The Percent of Premium Charge is assessed each time a Premium payment is received. The Percent of Premium Charge will depend on whether the Target Premium for the year in which the Premium is received has been reached. For the applicable charge for all policy years after the first policy year, see Percent of Premium Charge in the statutory prospectus. |
2 | For policies with applications dated on or after October 1, 2020 that are modified endowment contracts the charge is 2%. For policies with application dated before October 1, 2020 that are modified endowment contracts, and for all policies that are not modified endowment contracts, the charge is 0%. |
3 | The policy owner will be expected to pay the Illustration Charge at the time of the request. This charge will not be deducted from the policy's Cash Value. |
Periodic Charges Other than Annual Underlying Mutual Fund Expenses | |||
Base Contract Charges | |||
Charge | When Charge is Deducted | Amount Deducted | |
Cost of Insurance Charge† | Monthly | Maximum:
$83.33 per $1,000 of Net Amount At Risk |
Minimum:
$0.03 per $1,000 of Net Amount At Risk |
Representative:
an individual Insured, unisex, Issue Age 42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year 10 and issued on a guaranteed issue basis |
Monthly | $0.31 per $1,000 of Net Amount At Risk | |
Flat Extra Charge1 | Monthly | Maximum:
$2.08 per $1,000 of Net Amount At Risk for each Flat Extra assessed | |
Base Policy Specified Amount Charge† | Monthly | Maximum:
$0.40 per $1,000 of Base Policy Specified Amount |
Minimum:
$0.00 per $1,000 of Base Policy Specified Amount |
Representative:
an individual Insured, unisex, Issue Age 42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year one and issued on a guaranteed issue basis |
Monthly | $0.08 per $1,000 of Base Policy Specified Amount | |
Variable Account Asset Charge | Monthly | Maximum:
0.90% of Cash Value allocated to the Sub-Accounts |
Currently:
0.50% of Cash Value allocated to the Sub-Accounts |
Administrative Per Policy Charge | Monthly | Maximum:
$10.00 per policy |
Currently:
$5.00 per policy |
Policy Loan Interest Charge2 | Annually
and at the time of certain events and transactions |
Maximum:
2.50% of Indebtedness |
Currently:
2.00% of Indebtedness |
Optional Benefit Charges | |||
Charge | When Charge is Deducted | Amount Deducted | |
Additional Term Insurance Rider Cost of Insurance Charge† | Monthly | Maximum:
$83.33 per $1,000 of Rider Death Benefit |
Minimum:
$0.01 per $1,000 of Rider Death Benefit |
Optional Benefit Charges | |||
Representative:
an individual Insured, unisex, Issue Age 42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year one and issued on a guaranteed issue basis |
Monthly | $0.25 per $1,000 of Rider Death Benefit | |
Additional Term Insurance Rider Specified Amount Charge† | Monthly | Maximum:
$0.40 per $1,000 of Rider Specified Amount |
Minimum:
$0.00 per $1,000 of Rider Specified Amount |
Representative:
an individual Insured, unisex, Issue Age 42, non-tobacco, Total Specified Amount $250,000, Death Benefit Option 1, policy year one and issued on a guaranteed issue basis |
Monthly | $0.00 per $1,000 of Rider Specified Amount |
† | This charge will vary based upon the individual characteristics of the Insured. Representative charges shown in the table may not be representative of the charge that a particular policy owner will pay. Policy owners can request an illustration of specific costs and/or see the Policy Data Pages for information about specific charges of the policy. |
1 | The Flat Extra Charge is only applicable if certain factors result in an Insured having a Substandard Rating, see Cost of Insurance in the statutory prospectus. An Insured with more than one Substandard Rating may be assessed more than one Flat Extra Charge. |
2 | The maximum and current Policy Loan Interest Charge rates are stated as gross rates of interest charged. The effective annual interest rate Nationwide may charge against Indebtedness will never exceed 2.50% for policies issued on or after June 1, 2020. For policies issued before June 1, 2020, the effective annual interest rate Nationwide may charge against Indebtedness will never exceed 3.50%. Currently, for policies issued on or after June 1, 2020, the effective annual interest rate charged on Indebtedness is 2.00% for the first ten policy years and 1.00% thereafter. For policies issued before June 1, 2020, the effective annual interest rate charged on Indebtedness is 3.00% for the first ten policy years and 2.00% thereafter. The Policy Loan Interest Charge is described in more detail in Policy Loans in the statutory prospectus. |
Annual Underlying Mutual Fund Expenses | |||||
Minimum | Maximum | ||||
(Expenses that are deducted from underlying mutual fund assets, including management fees, distribution (12b-1) fees, and other expenses, as a percentage of average underlying mutual fund assets.) | 0.03% | 1.62% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Equity | AllianceBernstein
Variable Products Series Fund, Inc. - AB VPS Growth and Income Portfolio: Class A Investment Advisor: AllianceBernstein L.P. |
0.59% | 28.15% | 12.86% | 13.67% |
Equity | AllianceBernstein
Variable Products Series Fund, Inc. - AB VPS Small/Mid Cap Value Portfolio: Class A Investment Advisor: AllianceBernstein L.P. |
0.80% | 35.94% | 10.16% | 13.13% |
Equity | Allspring
Variable Trust - VT Small Cap Growth Fund: Class 2 Investment Advisor: Allspring Funds Management, LLC Sub-Advisor: Allspring Global Investments, LLC |
1.17% | 7.64% | 22.00% | 16.22% |
Fixed Income | American
Century Variable Portfolios II, Inc. - American Century VP Inflation Protection Fund: Class I Investment Advisor: American Century Investment Management, Inc. |
0.46% | 6.61% | 5.28% | 3.07% |
Equity | American
Century Variable Portfolios, Inc. - American Century VP Value Fund: Class I Investment Advisor: American Century Investment Management, Inc. |
0.73%* | 24.50% | 9.55% | 12.04% |
Allocation | American
Funds Insurance Series® - Asset Allocation Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.55% | 15.10% | 11.71% | 11.32% |
Fixed Income | American
Funds Insurance Series® - Capital World Bond Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.73%* | -4.91% | 3.49% | 2.06% |
Equity | American
Funds Insurance Series® - Global Small Capitalization Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.99% | 6.73% | 15.44% | 12.50% |
Equity | American
Funds Insurance Series® - Growth Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.61% | 21.98% | 25.43% | 19.71% |
Equity | American
Funds Insurance Series® - Growth-Income Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.55% | 24.09% | 16.39% | 15.41% |
Equity | American
Funds Insurance Series® - International Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.80% | -1.49% | 9.63% | 8.13% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Equity | American
Funds Insurance Series® - New World Fund®: Class 2 Investment Advisor: Capital Research and Management Company |
0.84%* | 4.92% | 13.25% | 8.66% |
Fixed Income | American
Funds Insurance Series® - U.S. Government Securities Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.48%* | -0.62% | 3.29% | 2.28% |
Equity | American
Funds Insurance Series® - Washington Mutual Investors Fund: Class 2 Investment Advisor: Capital Research and Management Company |
0.52%* | 27.77% | 12.50% | 13.75% |
Fixed Income | BlackRock
Variable Series Funds II, Inc. - BlackRock High Yield V.I. Fund: Class I Investment Advisor: BlackRock Advisors, LLC Sub-Advisor: BlackRock Financial Management, Inc. |
0.57%* | 5.36% | 6.36% | 6.78% |
Allocation | BlackRock
Variable Series Funds, Inc. - BlackRock Global Allocation V.I. Fund: Class II Investment Advisor: BlackRock Advisors, LLC Sub-Advisor: BlackRock Investment Management, LLC |
0.90%* | 6.54% | 9.79% | 7.77% |
Equity | BNY
Mellon Investment Portfolios - Small Cap Stock Index Portfolio: Service Shares Investment Advisor: BNY Mellon Investment Adviser, Inc. |
0.60%* | 26.14% | 11.77% | 13.88% |
Equity | BNY
Mellon Stock Index Fund, Inc.: Initial Shares Investment Advisor: BNY Mellon Investment Adviser, Inc. Sub-Advisor: Mellon Investments Corporation |
0.26% | 28.41% | 18.16% | 16.25% |
Equity | BNY
Mellon Variable Investment Fund - Appreciation Portfolio: Initial Shares Investment Advisor: BNY Mellon Investment Adviser, Inc. Sub-Advisor: Fayez Sarofim & Co. |
0.80% | 27.13% | 20.47% | 14.46% |
Equity | Calvert
Variable Series, Inc. - Calvert VP SRI Mid Cap Portfolio Investment Advisor: Calvert Research and Management |
0.96% | 15.02% | 12.59% | 11.89% |
Equity | Delaware
VIP Trust - Delaware VIP Small Cap Value Series: Service Class (formerly, Delaware Variable Insurance Product Trust - Delaware VIP Small Cap Value Series: Service Class) Investment Advisor: Delaware Management Company, Inc. |
1.05% | 34.01% | 9.21% | 11.78% |
Allocation | DFA
Investment Dimensions Group Inc. - VA Global Moderate Allocation Portfolio: Institutional Class Investment Advisor: Dimensional Fund Advisors LP |
0.28%* | 14.20% | 9.87% | |
Equity | DFA
Investment Dimensions Group Inc. - VA International Small Portfolio Investment Advisor: Dimensional Fund Advisors LP Sub-Advisor: Dimensional Fund Advisors LTD, DFA Australia Limited |
0.40% | 14.56% | 10.11% | 10.03% |
Equity | DFA
Investment Dimensions Group Inc. - VA International Value Portfolio Investment Advisor: Dimensional Fund Advisors LP Sub-Advisor: Dimensional Fund Advisors LTD, DFA Australia Limited |
0.28% | 18.11% | 6.99% | 6.52% |
Equity | DFA
Investment Dimensions Group Inc. - VA U.S. Large Value Portfolio Investment Advisor: Dimensional Fund Advisors LP |
0.21% | 27.03% | 10.52% | 13.49% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Equity | DFA
Investment Dimensions Group Inc. - VA U.S. Targeted Value Portfolio Investment Advisor: Dimensional Fund Advisors LP |
0.29% | 39.68% | 10.45% | 13.59% |
Fixed Income | DFA
Investment Dimensions Group Inc. - VIT Inflation-Protected Securities Portfolio: Institutional Class Investment Advisor: Dimensional Fund Advisors LP Sub-Advisor: Dimensional Fund Advisors LTD, DFA Australia Limited |
0.11% | 5.57% | 5.44% | |
Fixed Income | Eaton
Vance Variable Trust - Eaton Vance VT Floating-Rate Income Fund: Initial Class Investment Advisor: Eaton Vance Management |
1.18% | 3.62% | 3.18% | 3.52% |
Fixed Income | Federated
Hermes Insurance Series - Federated Hermes Fund for U.S. Government Securities II Investment Advisor: Federated Investment Management Company |
0.78%* | -2.04% | 2.24% | 1.87% |
Equity | Fidelity
Variable Insurance Products - Emerging Markets Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited, Fidelity Management & Research (Japan) Limited, FIL Investment Advisors, FIL Investment Advisors (UK) Limited and FIL Investments (Japan) Limited |
1.01% | -2.28% | 14.86% | 8.33% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2015 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.56% | 7.59% | 9.52% | 8.32% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2020 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.60% | 9.46% | 10.57% | 9.14% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2025 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.63% | 10.70% | 11.42% | 10.14% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2030 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.67% | 12.24% | 12.64% | 10.97% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2035 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.72% | 15.31% | 14.14% | 12.13% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2040 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.75% | 17.67% | 14.88% | 12.55% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2045 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.75% | 17.69% | 14.88% | 12.66% |
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2050 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.75% | 17.73% | 14.88% | 12.72% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2055 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.75% | 17.72% | ||
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2060 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.75% | 17.62% | ||
Allocation | Fidelity
Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2065 Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) |
0.75% | 17.76% | ||
Fixed Income | Fidelity
Variable Insurance Products Fund - VIP Bond Index Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.24% | -2.05% | ||
Equity | Fidelity
Variable Insurance Products Fund - VIP Contrafund® Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.70% | 27.70% | 20.04% | 16.52% |
Equity | Fidelity
Variable Insurance Products Fund - VIP Equity-Income Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.61% | 24.82% | 11.83% | 12.42% |
Equity | Fidelity
Variable Insurance Products Fund - VIP Extended Market Index Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: Geode Capital Management, LLC (Geode) and FMR Co., Inc. (FMRC) |
0.23% | 21.15% | ||
Equity | Fidelity
Variable Insurance Products Fund - VIP Growth Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.71% | 23.08% | 26.16% | 19.57% |
Equity | Fidelity
Variable Insurance Products Fund - VIP Index 500 Portfolio: Initial Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: Geode Capital Management, LLC |
0.10% | 28.57% | 18.34% | 16.43% |
Equity | Fidelity
Variable Insurance Products Fund - VIP International Index Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: Geode Capital Management, LLC |
0.27% | 7.65% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Fixed Income | Fidelity
Variable Insurance Products Fund - VIP Investment Grade Bond Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.49% | -0.79% | 4.22% | 3.44% |
Equity | Fidelity
Variable Insurance Products Fund - VIP Real Estate Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.74% | 38.85% | 9.23% | 10.30% |
Equity | Fidelity
Variable Insurance Products Fund - VIP Total Market Index Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: Geode Capital Management, LLC |
0.22% | 25.55% | ||
Equity | Fidelity
Variable Insurance Products Fund - VIP Value Strategies Portfolio: Service Class Investment Advisor: Fidelity Management & Research Company (FMR) Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity Management & Research (Hong Kong) Limited and Fidelity Management & Research (Japan) Limited |
0.73% | 33.47% | 13.82% | 13.62% |
Equity | Franklin
Templeton Variable Insurance Products Trust - Franklin Small Cap Value VIP Fund: Class 2 Investment Advisor: Franklin Mutual Advisers, LLC |
0.91% | 25.36% | 9.94% | 12.12% |
Equity | Goldman
Sachs Variable Insurance Trust - Goldman Sachs Small Cap Equity Insights Fund: Institutional Shares Investment Advisor: Goldman Sachs Asset Management, L.P. |
0.81%* | 23.78% | 11.33% | 12.93% |
Equity | Invesco
- Invesco V.I. Discovery Mid Cap Growth Fund: Series I Investment Advisor: Invesco Advisers, Inc. |
0.83% | 19.09% | 23.08% | 17.83% |
Equity | Invesco
- Invesco V.I. Global Fund: Series I Investment Advisor: Invesco Advisers, Inc. |
0.78% | 15.48% | 18.17% | 14.24% |
Equity | Invesco
- Invesco V.I. Main Street Fund: Series I Investment Advisor: Invesco Advisers, Inc. |
0.79% | 27.56% | 15.63% | 15.05% |
Equity | Invesco
- Invesco V.I. Main Street Small Cap Fund: Series I Investment Advisor: Invesco Advisers, Inc. |
0.84% | 22.55% | 13.73% | 14.68% |
Equity | Invesco
Oppenheimer V.I. International Growth Fund: Series I Investment Advisor: Invesco Advisers, Inc. |
1.00%* | 10.21% | 11.87% | 9.73% |
Equity | Ivy
Variable Insurance Portfolios - Delaware Ivy Science and Technology: Class II Investment Advisor: Delaware Management Company Sub-Advisor: Macquarie Funds Management Hong Kong Limited and Macquarie Investment Management Global Limited |
1.14% | 15.16% | 23.88% | 19.46% |
Allocation | Janus
Aspen Series - Janus Henderson Balanced Portfolio: Service Shares Investment Advisor: Janus Henderson Investors US LLC |
0.86% | 16.90% | 14.10% | 11.53% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Equity | Janus
Aspen Series - Janus Henderson Enterprise Portfolio: Service Shares Investment Advisor: Janus Henderson Investors US LLC |
0.96% | 16.54% | 18.83% | 16.93% |
Equity | Janus
Aspen Series - Janus Henderson Global Technology and Innovation Portfolio: Service Shares Investment Advisor: Janus Henderson Investors US LLC |
0.97% | 17.74% | 30.31% | 22.95% |
Equity | JPMorgan
Insurance Trust - JPMorgan Insurance Trust Mid Cap Value Portfolio: Class 1 Investment Advisor: J.P. Morgan Investment Management Inc. |
0.76% | 29.88% | 10.63% | 12.99% |
Equity | JPMorgan
Insurance Trust - JPMorgan Insurance Trust Small Cap Core Portfolio: Class 1 Investment Advisor: J.P. Morgan Investment Management Inc. |
0.80% | 21.38% | 11.77% | 14.00% |
Equity | Legg
Mason Partners Variable Equity Trust - ClearBridge Variable Small Cap Growth Portfolio: Class I Investment Advisor: Legg Mason Partners Fund Advisor, LLC Sub-Advisor: ClearBridge Investments, LLC |
0.80% | 12.61% | 21.34% | 17.14% |
Fixed Income | Lord
Abbett Series Fund, Inc. - Bond Debenture Portfolio: Class VC Investment Advisor: Lord, Abbett & Co. LLC |
0.89% | 3.27% | 5.65% | 6.32% |
Fixed Income | Lord
Abbett Series Fund, Inc. - Short Duration Income Portfolio: Class VC Investment Advisor: Lord, Abbett & Co. LLC |
0.83% | 0.62% | 2.41% | |
Fixed Income | Lord
Abbett Series Fund, Inc. - Total Return Portfolio: Class VC Investment Advisor: Lord, Abbett & Co. LLC |
0.71% | -0.23% | 3.61% | 3.32% |
Fixed Income | MainStay
VP Funds Trust - MainStay VP Floating Rate Portfolio: Initial Class Investment Advisor: New York Life Investment Management LLC Sub-Advisor: New York Investors LLC |
0.65% | 3.75% | 3.67% | 3.94% |
Equity | MFS®
Variable Insurance Trust - MFS Growth Series: Service Class Investment Advisor: Massachusetts Financial Services Company |
0.96%* | 23.23% | 24.55% | 19.03% |
Equity | MFS®
Variable Insurance Trust - MFS Mid Cap Growth Series: Service Class Investment Advisor: Massachusetts Financial Services Company |
1.05%* | 13.87% | 22.34% | 17.90% |
Equity | MFS®
Variable Insurance Trust - MFS New Discovery Series: Service Class Investment Advisor: Massachusetts Financial Services Company |
1.12%* | 1.57% | 21.00% | 15.86% |
Fixed Income | MFS®
Variable Insurance Trust - MFS Total Return Bond Series: Service Class Investment Advisor: Massachusetts Financial Services Company |
0.78%* | -1.06% | 3.87% | 3.39% |
Equity | MFS®
Variable Insurance Trust - MFS Value Series: Service Class Investment Advisor: Massachusetts Financial Services Company |
0.95%* | 25.15% | 11.97% | 13.13% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Equity | MFS®
Variable Insurance Trust II - MFS Emerging Markets Equity Portfolio: Initial Class Investment Advisor: Massachusetts Financial Services Company |
1.23%* | -6.74% | 8.08% | 3.98% |
Equity | MFS®
Variable Insurance Trust II - MFS International Intrinsic Value Portfolio: Service Class Investment Advisor: Massachusetts Financial Services Company |
1.14%* | 10.27% | 13.78% | 12.15% |
Equity | MFS®
Variable Insurance Trust II - MFS Research International Portfolio: Service Class Investment Advisor: Massachusetts Financial Services Company |
1.20%* | 11.26% | 11.90% | 8.10% |
Equity | MFS®
Variable Insurance Trust III - MFS Global Real Estate Portfolio: Initial Class Investment Advisor: Massachusetts Financial Services Company |
0.92%* | 30.12% | 12.98% | 12.19% |
Equity | MFS®
Variable Insurance Trust III - MFS Mid Cap Value Portfolio: Service Class Investment Advisor: Massachusetts Financial Services Company |
1.04%* | 30.60% | 12.14% | 13.30% |
Fixed Income | Morgan
Stanley Variable Insurance Fund, Inc. - Emerging Markets Debt Portfolio: Class I Investment Advisor: Morgan Stanley Investment Management Inc. Sub-Advisor: Morgan Stanley Investment Management Limited |
1.10%* | -2.02% | 3.82% | 3.86% |
Equity | Morgan
Stanley Variable Insurance Fund, Inc. - Growth Portfolio: Class I Investment Advisor: Morgan Stanley Investment Management Inc. |
0.57%* | 0.10% | 34.57% | 24.26% |
Equity | Nationwide
Variable Insurance Trust - NVIT AllianzGI International Growth Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Allianz Global Investors U.S. LLC |
0.97%* | -1.08% | 15.88% | 10.98% |
Equity | Nationwide
Variable Insurance Trust - NVIT Allspring Discovery Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Allspring Global Investments, LLC |
0.82%* | -4.70% | 20.15% | 16.02% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Aggressive Fund: Class I Investment Advisor: Nationwide Fund Advisors |
1.03%* | 20.18% | 12.50% | 11.70% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Balanced Fund: Class I Investment Advisor: Nationwide Fund Advisors |
0.87%* | 11.12% | 8.33% | 7.65% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Capital Appreciation Fund: Class I Investment Advisor: Nationwide Fund Advisors |
0.92%* | 15.75% | 10.63% | 9.78% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Conservative Fund: Class I Investment Advisor: Nationwide Fund Advisors |
0.78%* | 4.48% | 5.26% | 4.63% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Moderate Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Nationwide Asset Management, LLC |
0.89%* | 13.63% | 9.56% | 8.77% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Moderately Aggressive Fund: Class I Investment Advisor: Nationwide Fund Advisors |
0.97%* | 18.11% | 11.68% | 10.65% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Blueprint(SM) Moderately Conservative Fund: Class I Investment Advisor: Nationwide Fund Advisors |
0.85%* | 9.22% | 7.40% | 6.73% |
Equity | Nationwide
Variable Insurance Trust - NVIT BNY Mellon Dynamic U.S. Equity Income: Class X Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Newton Investment Management Limited |
0.77% | 34.70% | 11.33% | 12.92% |
Equity | Nationwide
Variable Insurance Trust - NVIT BNY Mellon Sustainable U.S. Equity Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Newton Investment Management Limited |
0.85%* | 26.80% | 15.14% | 14.28% |
Fixed Income | Nationwide
Variable Insurance Trust - NVIT Bond Index Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: BlackRock Investment Management, LLC |
0.38% | -2.07% | 3.17% | 2.55% |
Equity | Nationwide
Variable Insurance Trust - NVIT Columbia Overseas Value Fund: Class X Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Columbia Management Investment Advisers, LLC |
0.89%* | 10.57% | 6.24% | 5.66% |
Money Market | Nationwide
Variable Insurance Trust - NVIT Government Money Market Fund: Class V Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Federated Investment Management Company |
0.44% | 0.00% | 0.79% | 0.40% |
Equity | Nationwide
Variable Insurance Trust - NVIT International Index Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: BlackRock Investment Management, LLC |
0.43% | 10.84% | 9.33% | 7.85% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Investor Destinations Aggressive Fund: Class II Investment Advisor: Nationwide Fund Advisors |
0.91% | 15.50% | 11.71% | 11.31% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Investor Destinations Conservative Fund: Class II Investment Advisor: Nationwide Fund Advisors |
0.83% | 2.75% | 4.50% | 4.08% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Investor Destinations Moderate Fund: Class II Investment Advisor: Nationwide Fund Advisors |
0.86% | 10.31% | 8.82% | 8.28% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Investor Destinations Moderately Aggressive Fund: Class II Investment Advisor: Nationwide Fund Advisors |
0.87% | 13.62% | 10.85% | 10.17% |
Allocation | Nationwide
Variable Insurance Trust - NVIT Investor Destinations Moderately Conservative Fund: Class II Investment Advisor: Nationwide Fund Advisors |
0.84% | 6.70% | 6.68% | 6.20% |
Alternative | Nationwide
Variable Insurance Trust - NVIT J.P. Morgan Mozaic℠ Multi-Asset Fund: Class Y Investment Advisor: Nationwide Fund Advisors Sub-Advisor: J.P. Morgan Investment Management Inc. |
0.43%* | 7.62% | ||
Equity | Nationwide
Variable Insurance Trust - NVIT J.P. Morgan U.S. Equity Fund: Class Y Investment Advisor: Nationwide Fund Advisors Sub-Advisor: J.P. Morgan Investment Management Inc. |
0.44%* | 28.00% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Equity | Nationwide
Variable Insurance Trust - NVIT Jacobs Levy Large Cap Growth Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Jacobs Levy Equity Management, Inc. |
0.81%* | 40.44% | 24.65% | 18.60% |
Equity | Nationwide
Variable Insurance Trust - NVIT Mid Cap Index Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: BlackRock Investment Management, LLC |
0.40% | 24.25% | 12.62% | 13.76% |
Equity | Nationwide
Variable Insurance Trust - NVIT Multi-Manager Mid Cap Value Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: American Century Investment Management, Inc., Thompson, Siegel & Walmsley LLC and Victory Capital Management Inc. |
0.93%* | 24.20% | 8.56% | 12.35% |
Equity | Nationwide
Variable Insurance Trust - NVIT Multi-Manager Small Cap Growth Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Invesco Advisers, Inc. and Wellington Management Company, LLP |
1.09%* | 10.30% | 19.38% | 16.11% |
Equity | Nationwide
Variable Insurance Trust - NVIT Multi-Manager Small Cap Value Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Jacobs Levy Equity Management, Inc. and WCM Investment Management, LLC |
1.06%* | 32.04% | 8.39% | 12.35% |
Equity | Nationwide
Variable Insurance Trust - NVIT Multi-Manager Small Company Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Jacobs Levy Equity Management, Inc. and Invesco Advisers, Inc. |
1.06%* | 30.83% | 14.86% | 14.76% |
Equity | Nationwide
Variable Insurance Trust - NVIT Real Estate Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Wellington Management Company LLP |
0.93%* | 46.74% | 13.17% | 11.23% |
Fixed Income | Nationwide
Variable Insurance Trust - NVIT Short Term Bond Fund: Class I Investment Advisor: Nationwide Fund Advisors Sub-Advisor: Nationwide Asset Management, LLC |
0.54% | -0.44% | 1.99% | 1.74% |
Equity | Nationwide
Variable Insurance Trust - NVIT Small Cap Index Fund: Class Y Investment Advisor: Nationwide Fund Advisors Sub-Advisor: BlackRock Investment Management, LLC |
0.27% | 14.54% | 11.86% | 13.13% |
Allocation | PIMCO
Variable Insurance Trust - All Asset Portfolio: Administrative Class Investment Advisor: PIMCO Sub-Advisor: Research Affiliates, LLC |
1.23%* | 16.23% | 8.57% | 6.02% |
Fixed Income | PIMCO
Variable Insurance Trust - Global Bond Opportunities Portfolio (Unhedged): Administrative Class Investment Advisor: PIMCO |
0.92% | -4.15% | 3.11% | 1.53% |
Fixed Income | PIMCO
Variable Insurance Trust - High Yield Portfolio: Administrative Class Investment Advisor: PIMCO |
0.77% | 3.63% | 5.46% | 6.06% |
Fixed Income | PIMCO
Variable Insurance Trust - Income Portfolio: Institutional Class Investment Advisor: PIMCO |
0.67% | 2.14% | 5.21% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Fixed Income | PIMCO
Variable Insurance Trust - International Bond Portfolio (U.S. Dollar-Hedged): Administrative Class Investment Advisor: PIMCO |
0.91% | -1.95% | 3.05% | 4.39% |
Fixed Income | PIMCO
Variable Insurance Trust - Long-Term U.S. Government Portfolio: Administrative Class Investment Advisor: PIMCO |
0.65% | -4.78% | 6.14% | 4.19% |
Fixed Income | PIMCO
Variable Insurance Trust - Low Duration Portfolio: Administrative Class Investment Advisor: PIMCO |
0.65% | -0.92% | 1.54% | 1.58% |
Fixed Income | PIMCO
Variable Insurance Trust - Real Return Portfolio: Administrative Class Investment Advisor: PIMCO |
0.67% | 5.58% | 5.33% | 3.05% |
Fixed Income | PIMCO
Variable Insurance Trust - Short-Term Portfolio: Administrative Class Investment Advisor: PIMCO |
0.60% | -0.05% | 1.77% | 1.64% |
Fixed Income | PIMCO
Variable Insurance Trust - Total Return Portfolio: Administrative Class Investment Advisor: PIMCO |
0.65% | -1.26% | 3.93% | 3.43% |
Equity | Schwab
Annuity Portfolios - Schwab® S&P 500 Index Portfolio Investment Advisor: Charles Schwab Investment Management, Inc. |
0.03% | 28.67% | 18.41% | 16.38% |
Equity | T.
Rowe Price Equity Series, Inc. - T. Rowe Price All-Cap Opportunities Portfolio Investment Advisor: T. Rowe Price Associates, Inc. |
0.80%* | 20.79% | 26.19% | 19.64% |
Equity | T.
Rowe Price Equity Series, Inc. - T. Rowe Price Blue Chip Growth Portfolio Investment Advisor: T. Rowe Price Associates, Inc. |
0.75%* | 17.62% | 23.27% | 19.23% |
Equity | T.
Rowe Price Equity Series, Inc. - T. Rowe Price Equity Income Portfolio: II Investment Advisor: T. Rowe Price Associates, Inc. |
0.99%* | 25.21% | 10.73% | 11.53% |
Allocation | T.
Rowe Price Equity Series, Inc. - T. Rowe Price Moderate Allocation Portfolio Investment Advisor: T. Rowe Price Associates, Inc. |
0.85%* | 10.06% | 10.97% | 9.84% |
Equity | VanEck
VIP Trust - VanEck VIP Global Resources Fund: Initial Class (formerly, VanEck VIP Trust - Global Resources Fund: Initial Class) Investment Advisor: Van Eck Associates Corporation |
1.09% | 18.91% | 2.24% | -0.12% |
Allocation | Vanguard
Variable Insurance Fund - Balanced Portfolio Investment Advisor: Wellington Management Company, LLP |
0.20% | 19.01% | 12.32% | 11.40% |
Equity | Vanguard
Variable Insurance Fund - Capital Growth Portfolio Investment Advisor: PRIMECAP Management Company |
0.34% | 21.54% | 18.12% | 17.35% |
Equity | Vanguard
Variable Insurance Fund - Diversified Value Portfolio Investment Advisor: Barrow, Hanley, Mewhinney & Strauss, LLC |
0.28% | 30.46% | 13.51% | 13.14% |
Equity | Vanguard
Variable Insurance Fund - Equity Income Portfolio Investment Advisor: Wellington Management Company, LLP; Vanguard Quantitative Equity Group |
0.30% | 25.32% | 12.35% | 13.06% |
Equity | Vanguard
Variable Insurance Fund - Equity Index Portfolio Investment Advisor: Vanguard Equity Index Group |
0.14% | 28.54% | 18.30% | 16.38% |
Type | Underlying
Mutual Fund and Adviser/ Subadviser |
Current
Expenses |
Average
Annual Total Returns (as of 12/31/2021) | ||
1 year | 5 year | 10 year | |||
Fixed Income | Vanguard
Variable Insurance Fund - Global Bond Index Portfolio Investment Advisor: Vanguard Fixed Income Group |
0.13% | -1.84% | ||
Equity | Vanguard
Variable Insurance Fund - Growth Portfolio Investment Advisor: Jackson Square Partners, LLC; Wellington Management Company LLP |
0.41% | 17.86% | 24.24% | 19.14% |
Fixed Income | Vanguard
Variable Insurance Fund - High Yield Bond Portfolio Investment Advisor: Wellington Management Company, LLP |
0.26% | 3.67% | 5.69% | 6.05% |
Equity | Vanguard
Variable Insurance Fund - International Portfolio Investment Advisor: Baillie Gifford Overseas Ltd.; Schroder Investment Management North America, Inc. |
0.38% | -1.54% | 20.47% | 13.56% |
Equity | Vanguard
Variable Insurance Fund - Mid-Cap Index Portfolio Investment Advisor: Vanguard Equity Index Group |
0.17% | 24.35% | 15.71% | 14.96% |
Equity | Vanguard
Variable Insurance Fund - Real Estate Index Portfolio Investment Advisor: Vanguard Equity Index Group |
0.26% | 40.20% | 11.24% | 11.43% |
Fixed Income | Vanguard
Variable Insurance Fund - Short-Term Investment-Grade Portfolio Investment Advisor: Vanguard Fixed Income Group |
0.14% | -0.45% | 2.74% | 2.47% |
Fixed Income | Vanguard
Variable Insurance Fund - Total Bond Market Index Portfolio Investment Advisor: Vanguard Fixed Income Group |
0.14% | -1.71% | 3.49% | 2.76% |
Equity | Vanguard
Variable Insurance Fund - Total International Stock Market Index Portfolio Investment Advisor: Vanguard Equity Index Group |
0.10% | 8.52% | ||
Equity | Vanguard
Variable Insurance Fund - Total Stock Market Index Portfolio Investment Advisor: Vanguard Equity Index Group |
0.13% | 25.63% | 17.79% | 16.12% |
Equity | Virtus
Variable Insurance Trust - Virtus Duff & Phelps Real Estate Securities Series: Class I Investment Advisor: Virtus Investment Advisers, Inc. Sub-Advisor: Duff & Phelps Investment Management Co. |
0.85%* | 45.95% | 12.85% | 12.11% |
* | This underlying mutual fund’s current expenses reflect a temporary fee reduction. |