SUPPLEMENT DATED OCTOBER 1, 2003 TO

                        PROSPECTUS DATED MAY 1, 2003 FOR

      CORPORATE FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICIES

                   ISSUED BY NATIONWIDE LIFE INSURANCE COMPANY

                 THROUGH ITS NATIONWIDE VLI SEPARATE ACCOUNT - 4

THIS SUPPLEMENT UPDATES CERTAIN INFORMATION CONTAINED IN YOUR PROSPECTUS. PLEASE
READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE REFERENCE.



1. The second paragraph of the "Grace Period" provision is amended as follows:

     We will send you a notice at the start of the Grace Period to the address
     on the application or another address you have specified. The notice will
     state the amount of Premium required to avoid lapsing the policy. The
     amount of Premium specified in the notice will equal at least 3 times the
     current monthly deduction. The Grace Period will end 61 days after the day
     the notice is mailed. If we do not receive sufficient Premium by the end of
     the Grace Period, the policy, including all Riders you have selected, will
     Lapse without value. The Grace Period will not alter the operation of the
     policy or the payment of the Proceeds.


2. The "Legal Proceedings" provision is amended as follows:

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                                LEGAL PROCEEDINGS
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NATIONWIDE LIFE INSURANCE COMPANY

Nationwide is a party to litigation and arbitration proceedings in the ordinary
course of its business, none of which is expected to have a material adverse
effect on Nationwide.

In recent years, life insurance companies have been named as defendants in
lawsuits, including class action lawsuits relating to life insurance and annuity
pricing and sales practices. A number of these lawsuits have resulted in
substantial jury awards or settlements.

On October 29, 1998, Nationwide was named in a lawsuit filed in Ohio state court
related to the sale of deferred annuity products for use as investments in
tax-deferred contributory retirement plans (Mercedes Castillo v. Nationwide
Financial Services, Inc., Nationwide Life Insurance Company and Nationwide Life
and Annuity Insurance Company). On May 3, 1999, the complaint was amended to,
among other things, add Marcus Shore as a second plaintiff. The amended
complaint is brought as a class action on behalf of all persons who purchased
individual deferred annuity contracts or participated in group annuity contracts
sold by Nationwide and the other named Nationwide affiliates, which were used to
fund certain tax-deferred retirement plans. The amended complaint seeks
unspecified compensatory and punitive damages. On June 11, 1999, Nationwide and
the other named defendants filed a motion to dismiss the amended complaint. On
March 8, 2000, the Court denied the motion to dismiss the amended complaint
filed by Nationwide and the other named defendants. On January 25, 2002, the
plaintiffs filed a motion for leave to amend their complaint to add three new
named plaintiffs. On February 9, 2002, the plaintiffs filed a motion for class
certification. On April 16, 2002, Nationwide filed a motion for summary judgment
on the individual claims of plaintiff Mercedes Castillo. On May 28, 2002, the
Court granted the motion of Marcus Shore to withdraw as a named plaintiff and
denied plaintiffs' motion to add new persons as named plaintiffs, so the action
is now proceeding with Mercedes Castillo as the only named plaintiff. On
November 4, 2002, the Court issued a decision granting Nationwide's motion for
summary judgment on all of plaintiff Mercedes Castillo's individual claims, and
ruling that plaintiff's motion for class certification is moot. Judgment for
Nationwide was entered on November 15, 2002. On December 16, 2002, plaintiff
Mercedes Castillo filed a notice of appeal from the Court's orders (a) granting
Nationwide's motion for summary judgment; and (b) denying Castillo's motion for
leave to amend the complaint to add three new named plaintiffs. The appeal was
argued on July 1, 2003. Nationwide intends to defend this lawsuit vigorously.

On August 15, 2001, Nationwide was named in a lawsuit filed in Connecticut
federal court titled Lou Haddock, as trustee of the Flyte Tool & Die,
Incorporated Deferred Compensation Plan, et al v. Nationwide Financial Services,
Inc. and Nationwide Life Insurance Company. On September 6, 2001, the plaintiffs
amended their complaint to include class action allegations. The plaintiffs seek
to represent a class of retirement plans that purchased variable annuities from
Nationwide to fund qualified ERISA retirement plans. The amended complaint
alleges that the retirement plans purchased variable annuity contracts from
Nationwide that allowed plan participants to invest in funds that were offered
by separate mutual fund companies; that Nationwide was a fiduciary under ERISA
and that Nationwide breached its fiduciary duty when it accepted certain fees
from the mutual fund companies that purportedly were never disclosed by
Nationwide; and that Nationwide violated ERISA by replacing many of the funds
originally included in the plaintiffs' annuities with "inferior" funds because
the new funds purportedly paid higher fees to Nationwide. The amended complaint
seeks disgorgement of the fees allegedly received by Nationwide and other
unspecified compensatory damages, declaratory and injunctive relief and
attorney's fees. On December 3, 2001, the plaintiffs filed a motion for class
certification. Nationwide is opposing that motion. Nationwide's Motion to
Dismiss was denied on September 11, 2002. On January 14, 2003, plaintiffs filed
a motion to file a


second amended complaint and the motion was granted on February 21, 2003. The
second amended complaint removes the claims asserted against Nationwide
concerning a violation of ERISA through the replacement of many of the funds
originally included in the plaintiffs' annuities with "inferior" funds that
purportedly paid higher fees to Nationwide. On April 14, 2003, plaintiffs filed
a motion for leave to file a third amended complaint, which was granted. The
third amended complaint does not include claims against Nationwide explicitly
alleging a violation of ERISA through misrepresentation, breach of contract, or
the replacement of funds with "inferior" funds that purportedly paid higher fees
to Nationwide. Nationwide intends to defend this lawsuit vigorously.

On May 1, 2003, a class action was filed against Nationwide in the United States
District Court for the Eastern District of Louisiana, entitled Edward Miller,
Individually, and on behalf of all others similarly situated, v. Nationwide Life
Insurance Company. The Complaint alleges that in November 2001, plaintiff Edward
Miller purchased a group modified single premium variable annuity issued by
Nationwide. Plaintiff alleges that contract holders could transfer assets
without charge among the various funds offered in the contracts, that the
transfer rights of contract holders could not be modified and that Nationwide's
expense charges under the contracts were fixed. Plaintiff claims that Nationwide
breached the contracts and violated federal securities laws by imposing trading
fees on transfers that were supposed to have been without charge. Plaintiff
seeks compensatory damages and rescission on behalf of himself and a class of
persons who purchased this type of annuity or similar products issued by
Nationwide between May 1, 2001 and April 30, 2002 inclusive and were allegedly
damaged by paying transfer fees. Nationwide has filed a motion to dismiss the
complaint. This case is in a very preliminary stage, and Nationwide intends to
defend it vigorously.

There can be no assurance that any such litigation will not have a material
adverse effect on Nationwide in the future.

NATIONWIDE INVESTMENT SERVICES CORPORATION

The general distributor, NISC, is not engaged in any litigation of any material
nature.



3.   Effective October 1, 2003, the Gartmore Variable Insurance Trust - GVIT
     Small Cap Value Fund has added J.P. Morgan Investment Management Inc. as a
     sub-adviser. Consequently, the information pertaining to the Gartmore
     Variable Insurance Trust - GVIT Small Cap Value Fund: Class I in Appendix B
     is replaced with the following:

GARTMORE VARIABLE INSURANCE TRUST - GVIT SMALL CAP VALUE FUND: CLASS I


                                              
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Investment Adviser:                              Gartmore Mutual Fund Capital Trust, an affiliate of Nationwide  Financial Services,
                                                 Inc.
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Sub-advisers:                                    The Dreyfus Corporation; J.P. Morgan Investment Management Inc.
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Investment Objective:                            Capital appreciation.
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Total Sub-Account Portfolio                      1.11%
Annual Operating Expenses:
- ------------------------------------------------ -----------------------------------------------------------------------------------



4.   All references in your prospectus to Gartmore Mutual Fund Capital Trust as
     an indirect subsidiary of Nationwide Financial Services, Inc. are changed
     to reflect that Gartmore Mutual Fund Capital Trust is now an affiliate of
     Nationwide Financial Services, Inc.